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Roth IRA vs 401(K): Which Should You Choose?

HR Digest

A Roth IRA is an individual retirement account (IRA) that allows you to invest pre-tax money, which means that any money you put into it isn’t taxed until you withdraw it — at which point it comes out tax-free. You can open a Roth IRA with any financial institution, including bank accounts, investment brokerages, and mutual funds.

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