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Even with health insurance, dental insurance and vision insurance, employees tend to end up with some out-of-pocketcosts that aren’t covered by their various plans. A benefit reimbursement plan offers a way to cover these costs. Covering Out-of-Pocket Expenses and Medical Expenses.
Patient financial responsibility is on the rise—average out-of-pocketcosts rose 11% in 2017 alone. 1 Many of them are still learning how to choose the right benefits each year so they get the coverage they need without overpaying or getting stuck with unexpected costs.
Before we start, we have to issue a disclaimer: Following along will require a suspension of disbelief, where Harry and Meghan are working Americans who are eligible for pre-tax benefits. November 2017: The couple announces their engagement. How would the couple’s story have been different with pre-tax benefits?
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