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2022 Health Insurance Outlook, Changes

InterWest Insurance Services

In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. The main focus is on incentives and if they are discriminatory to some workers. That comes to an end Dec.

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Most Employees Spend Little Time Choosing Their Health Plan

InterWest Insurance Services

workers are not spending a significant amount of time researching health plans during open enrollment, including: Satisfaction with their plan — The study found that 90% of employees were satisfied or somewhat satisfied with their employer’s open enrollment process. workers were enrolled in them. In 2022, 32% were.

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Narrow Networks, Tiered Plans May Reduce Costs

InterWest Insurance Services

Health spending dropped considerably in 2020 and 2021 as people stayed away from health care environments, but now people are back seeking care that was delayed. Insurance carriers have been trying out new approaches to controlling costs, while improving health outcomes for their plan enrollees. Other cost-saving measures.

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Your Staff Are Susceptible to Medical Identity Theft

InterWest Insurance Services

Medical-related identity theft accounted for 43% of all identity theft in the United States in 2020, according to the Identity Theft Resource Center. And the majority of documents criminals steal are the same ones your employees receive from their group health insurers. How to identify fraud.

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COVID litigation, lessons for businesses from the courtroom

Business Management Daily

Employee exposure is likely covered under worker’s comp. At the beginning of the pandemic, it was unclear whether workers could easily make a workers’ compensation claim. Generally, community-acquired illnesses like the flu or common cold aren’t covered by workers’ comp. Work with your state’s insurance carrier.

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The PEO Industry in 2020 & Beyond: What The Next Decade Holds

Genesis HR Solutions

While we don’t have many hard numbers to look at from March 2020 forward, we can clearly see the toll a global pandemic has placed upon our economy, employers, and their employees. 4 PEO Trends To Watch In 2020 & Beyond. Managing insurance carrier relationships. The Current State of the PEO Industry.

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How would a government funded COBRA subsidy work?

Benefit Resource Inc.

Various forms of legislation have been proposed, including the Worker Health Coverage Protection Act and the American Rescue Plan Act. The subsidy will not retroactively be applied to 2020. The employer would be responsible for working with insurance carriers to pay monthly invoices. What you should expect.