Higginbotham
MARCH 2, 2023
Workers’ compensation and disability insurance are two different types of programs that can provide benefits. Learn about the differences between workers’ compensation vs disability insurance and why your workers may need access to both. What are disability insurance benefits?
InterWest Insurance Services
DECEMBER 20, 2022
Currently, only roofers are required to carry workers’ comp insurance even if they claim to have no employees. Employers with five or more workers will be required to provide up to five days of bereavement leave upon the death of a family member, under a new law starting in 2023. 9) Bereavement leave. 10) PFL wage replacement.
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Workers' Compensation Perspectives
APRIL 29, 2024
Many workers’ compensation jurisdictions and work-disability insurers have noted increasing mental disorder (also called psychological injury, mental injury) claims over time. US Social Security provides benefits to workers for certain disabilities. In this post, we survey some of the data reflecting this increase.
Workers' Compensation Perspectives
AUGUST 27, 2023
[The following notes background and discussion points from a series of sessions Disability Management undergraduates completing a 4 th year course on Workplace Insurance and Benefits. Part 1 explores the reasons for the lack of trust in disability insurance. The trust gap is not unique to the disability insurance sector.
Workers' Compensation Perspectives
JULY 4, 2024
The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. I accept the following as a fundamental principle for workers’ compensation: If work is the cause of injury and disability, then the compensation and treatment should be funded by the employer.
Workers' Compensation Perspectives
SEPTEMBER 23, 2023
[This is the second part of a discussion on the Disability Insurance “trust gap”. It is based on notes and discussions points for sessions in a 4th year Disability Management course on Workplace Insurance and Benefits. Part 1 explored the reasons for the lack of trust in disability insurance.
InterWest Insurance Services
MARCH 1, 2024
cancer insurance) Pet insurance. A 2023 Harris Interactive poll found that when employers offer voluntary benefits, 55% of workers, on average, report that they are satisfied with their employer’s overall benefit mix. Roll them out a few at a time, starting with life insurance, dental/vision and/or disability insurance.
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