PeopleKeep

OCTOBER 25, 2021

Deciding whether to enroll in a group health insurance plan through your employer or to purchase your own individual health insurance plan can be a confusing decision to make. Many people assume that individual health insurance is more expensive than group health insurance, but is that really true?

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PeopleKeep

AUGUST 18, 2021

As the world continues to feel the effects of the global pandemic, health insurance professionals are speculating whether changes in health insurance costs could be coming soon for unvaccinated Americans. With the large majority of COVID-19 deaths and hospitalizations in the U.S.

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PeopleKeep

MAY 14, 2024

Instead of offering a costly group health plan, one tactic they may consider is offering to pay employees' individual health insurance costs. While it may seem like a generous and attractive perk for employees, employers need to consider several factors before deciding to pay for individual health insurance plans.

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PeopleKeep

DECEMBER 29, 2021

Navigating the world of health insurance can be tricky, especially if you’ve found yourself with more than one health insurance plan to figure out. While most Americans only have one plan, known as “primary” insurance, some individuals will have another plan, known as “secondary” insurance.

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PeopleKeep

JULY 12, 2021

As a small business owner, it’s likely that you, your family, and your employees are covered by individual health insurance policies. But at the same time, your business is growing and the question of expanding your health benefits is on the table. New to offering health benefits?

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PeopleKeep

JULY 10, 2024

Healthcare costs can be a major concern for many employers and employees. Health savings accounts (HSAs) and traditional health insurance plans are two common options for managing healthcare expenses, but they have some key differences. In this article, we'll go over how HSAs and health insurance compare.

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PeopleKeep

JULY 8, 2021

More and more employers today are adopting reimbursement models for their employees’ healthcare, empowering employees to choose their own individual health insurance plan and get reimbursed, tax-free, for their premium. Download our guide to see how much healthcare costs in your state.

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PeopleKeep

SEPTEMBER 9, 2021

While group health insurance plans have traditionally been a popular choice for employer-sponsored health benefits, more and more employers are embracing reimbursement models, like health reimbursement arrangements (HRAs). New to signing up for individual health insurance?

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PayrollOrg

JANUARY 8, 2024

Read PAYO’s article, “How Employers Help Connect Kids to Health Insurance” in the December edition of the Child Support Report, published by the federal Office of Child Support Services.

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PeopleKeep

SEPTEMBER 15, 2021

As renewal season comes around each year, employers everywhere brace themselves for what their new group health insurance premiums will look like in the new year—because chances are, they’ll be higher. When group health insurance premiums go up, it gets that much harder to meet the employer contribution requirements.

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PeopleKeep

JULY 7, 2021

As healthcare costs rise every year, small employers often struggle to deliver quality health benefits to employees. In fact, in a PeopleKeep survey of nonprofit organization owners, 81% said that cost was one of the most pressing challenges in finding a health benefit that fits their needs.

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Insperity

MARCH 29, 2022

Health insurance is often the biggest-ticket item in any company’s benefits package, and the cost of health insurance rises on average each year , historically. Companies spend a lot of money, time and effort to make their benefits competitive and provide quality group health insurance plans to employees.

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Achievers

DECEMBER 16, 2019

Then, with a twinge of foreboding, “That’s as long as their current employer offered a better benefits package.”. Health insurance. Often, the line between how people think of you as a provider of products or services and how they think of you as an employer is blurred. Do you have any thoughts on this article?

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Joe Markland

JANUARY 26, 2022

A familiar mantra about why health insurance is so expensive is that the cost of healthcare is expensive. It is the third-party financing through employers that drives the underlying costs — not vice versa. To read the rest of the article as it was published in Employee Benefits News click HERE. But there’s an easy fix.

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PeopleKeep

MARCH 22, 2021

Whether you’re looking at individual health insurance for yourself or group health insurance for your employees, there are several different types of health plans available. In this article, we’ll review four of the most common types to help you decide which is right for you, your family, or your organization.

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PeopleKeep

MARCH 17, 2022

Many employers are transitioning away from traditional group health insurance by offering more flexible health benefits such as a health reimbursement arrangement (HRA) or health stipend. At the same time, many employees are taking advantage of health insurance subsidies, such as premium tax credits.

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PeopleKeep

NOVEMBER 22, 2021

Whether you’re exploring cost-effective health plans for your organization or researching health reimbursement arrangements (HRAs) for the first time, a common question business owners have is, “How much does health insurance cost per employee?”. We’ll also explain how you can use an HRA to further control your budget.

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PeopleKeep

JULY 9, 2021

Given the rising cost of employer-sponsored group health insurance plans, more and more employers, particularly small and medium size businesses, are looking to health reimbursement arrangements (HRAs) as a more affordable health benefits solution.

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PeopleKeep

OCTOBER 24, 2024

For the first time, the Internal Revenue Service (IRS) is reducing penalties for employers who don’t meet the federal government's requirements for health insurance. This is commonly referred to as the employer mandate. The coverage must meet minimum value and minimum essential coverage (MEC) standards.

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PeopleKeep

AUGUST 30, 2021

Group health insurance plans, set up so the employer picks a health plan and the employees are left out of the decision-making process, have been the tradition since the creation of employer-sponsored health insurance back in the early days of World War II.

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PeopleKeep

DECEMBER 11, 2024

Health insurance subsidies make coverage more affordable for Americans who dont have access to employer-sponsored coverage. million people 1 enrolled in Health Insurance Marketplace plans during Open Enrollment. million of them received health insurance subsidies, also known as premium tax credits.

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PeopleKeep

JULY 24, 2024

For small employers , in particular, it's hard to find affordable health insurance. According to KFF 1 , in 2023, the average annual cost of employer-sponsored health insurance premiums per employee was $23,968 for family coverage and $8,435 for single coverage.

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PeopleKeep

DECEMBER 11, 2023

Starting in 2024, Indiana employers will have a new tax credit available if they decide to offer their employees a health reimbursement arrangement (HRA) instead of group health insurance. This will allow small businesses and nonprofits to offer affordable and personalized health benefits in The Hoosier State.

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Global People Strategist

JULY 13, 2022

As the cost of healthcare continues to rise, private employers are searching for new and innovative ways to provide health insurance for their employees. Here we will take a look at some of the latest trends in health insurance for private employers. The Rise of High Deductible Health Plans.

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PeopleKeep

AUGUST 7, 2024

Health reimbursement arrangements (HRAs) are flexible and personalized health benefits that employers offer their employees to cover the cost of health insurance premiums and out-of-pocket medical expenses. In this article, we’ll explain how HRAs work and whether allowance funds can roll over.

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PeopleKeep

MAY 27, 2021

When it comes to offering health benefits to your employees, group health insurance is the traditional choice, but it isn’t for everyone. For many small employers, the high costs, lack of flexibility, and complicated nature of group plans aren’t worth the hassle.

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PeopleKeep

JUNE 28, 2021

This is especially true when it comes to offering health benefits to employees, with the cost of group plans steadily rising each year. Given these pressures, what’s a nonprofit owner to do when choosing a health insurance plan for their employees?

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PeopleKeep

OCTOBER 22, 2021

Many small employers who can’t afford to offer formal health benefits decide to give employees a taxable stipend to use toward healthcare. While this option is easy to administer and saves time, the value of these dollars is lessened because a health insurance stipend is considered part of employees’ income—not a separate benefit.

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PeopleKeep

AUGUST 9, 2021

If your employer offers a health reimbursement arrangement (HRA), you’re likely going to be shopping for an individual health insurance plan on the federal or state exchanges, also known as the Health Insurance Marketplaces.

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PeopleKeep

APRIL 24, 2024

Some employers must provide a health insurance plan with minimum essential coverage (MEC) to avoid penalties under the Affordable Care Act (ACA) and ensure employees have access to essential healthcare services. In some cases, these employers may consider a type of group plan called a MEC plan.

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PeopleKeep

JANUARY 14, 2022

For many small and medium sized businesses (SMBs), offering a traditional group health insurance plan is an expense they simply can’t afford. Luckily, there are other, more affordable and flexible options that make offering health insurance possible. Skip ahead below: What is a stipend for health insurance?

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PeopleKeep

OCTOBER 8, 2021

As a small business owner, deciding what health insurance plan is the best for your business is key to recruiting and retaining employees. But what does that really mean for small employers? But what does that really mean for small employers?

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PeopleKeep

JUNE 5, 2024

The qualified small employer health reimbursement arrangement (QSHERA) and the individual coverage HRA (ICHRA) are personalized health benefits that allow employers to reimburse their employees tax-free for their health insurance premiums and other out-of-pocket medical expenses.

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PeopleKeep

AUGUST 2, 2021

With all of the regulations and restrictions surrounding group health insurance plans, it can be frustrating for small and midsize business owners (SMBs) to find a plan that works for their employees.

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PeopleKeep

FEBRUARY 16, 2022

There are many factors to consider when it comes to selecting health insurance. One option that appeals to many employers is the zero-deductible health plan because it means the insurance company will start accepting claims from the very beginning.

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HR Bartender

JANUARY 23, 2018

A couple months ago, I wrote an article about how to properly resign from your job. Shortly after, I received a note from an employer about a challenge they’re facing, and it reminded me that organizations need to know what to do when an employee resigns too. Don’t hesitate to call your employment attorney. Explain offboarding.

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PeopleKeep

JANUARY 24, 2022

Due to rising health insurance costs , employers must search for ways to reduce their—as well as their employees’—costs, as much as possible. However, there are guidelines for both that employers must follow in order to reimburse their employees compliantly.

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