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Employers who stay out of giving retirement benefits misses the real talent and suitable candidates. 60% of people would instead opt for a job with lower pay but excellent retirement benefits. Smaller companies don’t need to match salaries with large corporations. A weak package would lose out the best of the lot.
Defined benefit plans This retirement benefit plan is calculated based on multiple factors, including salary and service. The plans are protected by federal insurance provided through the PensionBenefit Guaranty Corporation or PBGC. This is applicable up to a maximum salary of $275,000 in 2024.
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