Workers' Compensation Perspectives
MARCH 23, 2020
The “Unknown” occupational disease risk in workers’ compensation When workers’ compensation systems started a century ago, the focus was “industrial accidents”. page U47] Over time, most workers’ compensation systems adapted to include coverage for occupational diseases. Premiums and deductibles may be high.
Workers' Compensation Perspectives
MARCH 12, 2019
Private funding includes out-of-pocket healthcare spending by individuals on medical supplies and services, co-pays or deductibles. Using data from a number of sources, workers’ compensation spending on healthcare accounts for approximately 1% to 2% of total national healthcare spending in the US, Canada and Australia.
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Workers' Compensation Perspectives
FEBRUARY 16, 2024
“Carve-outs” as a Form of Self-insurance: Labor-management agreements meeting specific requirements set and approved by the state, may seek to state approval to exclude themselves from standard workers’ compensation insurance mandates, provided they offer benefits equal to or better than those mandated by the workers’ compensation system.
Workers' Compensation Perspectives
SEPTEMBER 19, 2022
[See [link] ] Progress towards improving compensation for workers was noted; so were the many gaps and shortfalls in the present landscape of state workers’ compensation laws. US workers’ compensation benefits generally lag those provided under the Canadian provincial and Australian state workers’ compensation systems.
Workers' Compensation Perspectives
MARCH 4, 2021
In the accompanying slides and in some responses, I provide additional references as a starting point for understanding and comparing initial workers’ compensation. All workers’ compensation systems pay the same rate for lost wages…right? Each plan should be examined on its own. Where can I get comparative data on TTD?
Workers' Compensation Perspectives
SEPTEMBER 30, 2019
The cost of these coverages may be shared with the employees (with worker contributions deducted from the wages or salary) but are otherwise a form of earnings, providing value that a worker might otherwise have to purchase. The employer portion is an employer cost of employee compensation. Employers pay $2.30 cents per hour worked.
Workers' Compensation Perspectives
AUGUST 22, 2019
Some states allow for employer deductibles, effectively a form of self-insurance. Some Australian jurisdictions require employers pay the initial time-loss compensation and medical costs before workers’ compensation takes over, although the amounts and durations vary by jurisdiction. There are other employer costs. to 0.88.
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