Workers' Compensation Perspectives

JUNE 2, 2024

Last time, we outlined the growth in mental disorder/psychological injury claims in workers' compensation and related workplace insurance programs. On the disability insurance side, this shift has meant changes to policies and procedures. Disability insurers also want to limit their liability to non-work-related cases.

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Workers' Compensation Perspectives

APRIL 29, 2024

The apparent rise in mental injuries First responders are not the only workers at risk of mental or psychological injuries. Many workers’ compensation jurisdictions and work-disability insurers have noted increasing mental disorder (also called psychological injury, mental injury) claims over time.

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Florida Workers' Comp

AUGUST 23, 2022

The world of workers' compensation is geographic and diverse. There is no workers' compensation "system," but at least 60 systems across the country. Virgin Islands, Guam, Puerto Rico, American Samoa, the Norther Marianna Islands, the Jones Act, and the Longshore and Harbor Workers' Act all come to mind.

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Workers' Compensation Perspectives

JULY 4, 2024

The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. The observed rise in workers’ compensation claims for mental injury must be interpreted in context. Handwringing over costs often misses this underlying premise.

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InterWest Insurance Services

AUGUST 17, 2022

Employers whose annual premiums exceed $9,200 in annual premiums need to start paying closer attention to their workers’ compensation policies and safety practices. Under California’s workers’ compensation system rules, starting Sept. How it affects your premium. How it affects your premium.

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Workers' Compensation Perspectives

JULY 11, 2019

For more than a century, governments have pursued a social policy objective: to protect workers from work-related injury, disability, illness and death in a compassionate and sustainable way that still allows the economic activity and innovation necessary for societies to operate and thrive. Government interventions alter the market.

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Workers' Compensation Perspectives

AUGUST 22, 2019

[For the first part of this discussion, see “Workers’ Compensation Insurance Arrangements: Does the model make a difference? Part 1” at [link] or [link] ] In my previous post, I described the range of public policy insurance arrangements governments use in the workers’ compensation insurance market.

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Workers' Compensation Perspectives

AUGUST 27, 2023

[The following notes background and discussion points from a series of sessions Disability Management undergraduates completing a 4 th year course on Workplace Insurance and Benefits. Part 1 explores the reasons for the lack of trust in disability insurance. Complicating interactions are pervasive attitudes and beliefs about insurance.

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Workers' Compensation Perspectives

SEPTEMBER 19, 2022

Workers’ compensation “reforms” are typically focused on reducing employer costs. Enacted reforms often result in restrictions that limit rather than enhance benefits to workers. Sadly, even the minimum levels recommended by that report are often missing from current workers’ compensation statutes.

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HR Bartender

FEBRUARY 23, 2017

Meanwhile, I received the Foley & Lardner LLP newsletter and it included an article from our friend Mark Neuberger on the Health Insurance Portability and Accountability Act (HIPAA). HR professionals sometimes hear about medical information when discussing workers’ compensation claims. or “My spouse/child/etc.

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Workers' Compensation Perspectives

MARCH 12, 2019

I’ve received a lot of questions recently on workers’ compensation healthcare spending in Canada, the US and other countries. These questions appear have arisen as several US states and political analysts have proposed consideration of “single payer” healthcare systems for their jurisdictions. See figure at top of this post.]

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Genesis HR Solutions

MARCH 22, 2023

One of the first things you ask them for is proof of insurance, in case a worker becomes injured on your property. If this company has partnered with a PEO, the certificate will show the PEO as the named insured. You may wonder, “The PEO’s staff members aren’t performing the job—why are they named as the insured?”

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Florida Workers' Comp

AUGUST 18, 2024

We rapidly approach the 78th annual rendition of the Workers Compensation Institute. The Florida Workers’ Compensation Educational Conference celebrated its 50th anniversary in 1995. Beginning in the 1960s, the conference was run by the state Division of Workers’ Compensation. Stevens, 145 Fla. 209, 198 So.

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Workers' Compensation Perspectives

DECEMBER 7, 2022

Comparing system features and worker outcomes in workers’ compensation is an attractive concept. Knowing where your workers’ compensation ranks in terms of costs, benefits and outcomes is essential to any benchmarking exercise. A great example of a well-done interjurisdictional comparison come from Oregon.

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Workers' Compensation Perspectives

OCTOBER 23, 2023

The recent Australian Association of Rehabilitation Providers (ARPA) Roundtable meeting in Perth provided an opportunity to speak on how AI is and will impact workers’ compensation. AI will not change the functions of any disability insurance or workers’ compensation systems. is dynamic and bi-directional.

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Workers' Compensation

JUNE 17, 2024

Assemblywoman Dawn Fantasia filed the legislation to institute additional workers' compensation supplemental benefits on June 13, 2024, and Assemblyman Inganamort co-sponsored it. Bill does not affect existing offsets between workers' compensation and Social Security disability benefits.

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Workers' Compensation Perspectives

MARCH 4, 2021

Work-related injury not only physical and mental pain, but any resulting disability also raises immediate questions Injured workers and family members often turn to their human resource (HR) and disability management (DM) professionals to provide guidance on workers’ compensation issues. California) to seven days (e.g.,

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Workers' Compensation Perspectives

SEPTEMBER 30, 2019

.); "total amount paid to employees over a period," hence, via records-keeping, "list of employees receiving pay." [ See [link] ] Today, the word “payroll” more often than not refers to the department or system that manage employer costs for a range of employee compensation components. More on that in a future post.

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Workers' Compensation Perspectives

APRIL 10, 2018

Every workers’ compensation system provides certain payments in the event of a work-related death of a worker. The expectation that workers’ compensation insurance will cover the full cost of a funeral and burial of an injured worker, however, is not the reality in all jurisdictions.

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Workers' Compensation Perspectives

APRIL 23, 2020

[Supplemental background for students of DMCCJ – Workers’ Compensation and Return to Work and DMCCL- Insurance and Other Benefits – Pacific Coast University for Workplace Health Sciences] Workers’ compensation insurers and legislators are taking the first steps in dealing with the COVID-19 crises.

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Workers' Compensation

SEPTEMBER 29, 2023

The effects of a government shutdown on state workers' compensation systems and their integration with Social Security will vary depending on the specific circumstances of each state. Workers' compensation insurance Premiums paid by employers fund workers' compensation systems.

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Workers' Compensation Perspectives

MARCH 7, 2020

[The following is a general response to questions from students in workers’ compensation, disability management, and workplace insurance courses. While prevention, control, and treatment questions top the list, workers’ compensation questions are being raised. The law and policy will vary by specific jurisdiction].

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Florida Workers' Comp

FEBRUARY 1, 2022

In March 2022, the American Bar Association Trial and Insurance Practice (TIPS) section is bringing back its mid-year meeting. This annual tradition has come to have special meaning for the workers' compensation attorney community because of the College of Workers' Compensation Lawyers (CWCL).

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Workers' Compensation Perspectives

JANUARY 1, 2019

Workers with permanent disabilities often don’t have those options. The monthly workers’ compensation amount they receive may have sustained them initially but unless it is adjusted for the cost of living, permanently disabled workers will see the buying power of their workers’ compensation income decline with each passing year.

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Workers' Compensation

DECEMBER 12, 2024

The National Council on Compensation Insurance (NCCI) recently released a comprehensive study examining "mega claims" in workers' compensation insurance. of all workers' compensation claims fall into the "mega claim" category, they account for over 2% of total loss dollars, exceeding $1 billion annually.

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Workers' Compensation Perspectives

JULY 5, 2022

For more than twenty years I have been speaking about demographic change to workers’ compensation insurers in the hopes of spurring policy changes in advance of an aging workforce and greater numbers of older workers in the workplace. Workers’ compensation and occupational health and safety are not keeping pace.

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Insperity

FEBRUARY 12, 2011

Workers’ compensation is designed to provide income replacement and coverage of medical expenses for employees who are injured on the job. employers who contract with an approved private insurance company.Workers’ compensation insurance premiums are based on the accident history of a company.

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Florida Workers' Comp

NOVEMBER 8, 2022

In this little corner of the world that is workers' compensation, are there events that merit retention and attention as those that "matter right now?" There would be perhaps unanimous agreement as to a few: Wisconsin's passage of the first successful workers' compensation law (1911). I would suggest there are several.

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Workers' Compensation

JULY 10, 2024

An active hurricane season can significantly impact the workers' compensation system in terms of claims and losses. Construction and utility workers face higher risks during the rebuilding phases. Premium impacts: Increased losses may lead to higher workers' compensation premiums in affected areas in subsequent years.

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The Workcomp Writer

JANUARY 16, 2023

It is, of course, one thing for a state to allow the use of marijuana in the treatment of injuries and diseases, but quite another to require employers and/or insurers to reimburse injured workers in connection with a workers’ compensation claim. Four have ruled such reimbursement can be ordered. In addition, the U.S.

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Workers' Compensation

JUNE 21, 2022

The US Supreme Court (SCOTUS) declined to review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. Therefore, the individual States will remain the authority on whether reimbursement for medical marijuana will be permitted in a workers' compensation claim.

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Workers' Compensation

AUGUST 12, 2022

The workers’ compensation system works because there is certainty in the amount and type of benefits available. The lack of an authorized treatment for long COVID disrupts that model and leaves employees, employers, and insurance companies with an unpredictable future. On the promising side.

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HR Bartender

SEPTEMBER 1, 2016

Any thoughts about using off-site, non-profits or charities to accommodate modified duty for an injured worker? a national workers’ compensation and human resources consulting company. She’s the author of two books: “ From Workers Comp Claimant to Valued Employee ” and “The Injury Management Challenge.”.

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Workers' Compensation

APRIL 5, 2023

Long overdue legislation has been introduced in the NJ Assembly to increase workers' compensation counsel's fees for petitioner's/claimant's attorneys. The workers' compensation law field has historically been considered a legal specialty that needs to be improved in the quality of representation available to injured workers.

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Florida Workers' Comp

MARCH 15, 2022

This week, the Workers' Compensation Research Institute (WCRI) hosts its 38th Annual Issues and Research Conference in Boston. In all, a well-rounded program with something for all of the workers' compensation community. I have studied workers' compensation for decades and would find such an undertaking monumental.

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Workers' Compensation

JANUARY 5, 2022

Workplaces are now primed for a massive wave of compensation claims due to the Omicron variant. A recent study provides a potential opportunity for employers and insurance companies to reduce their risk exposure through early sequencing and treatment proactively. In re Accutane Litigation, 234 N.J. 340, 191 A.3d 3d 560, Prod.

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Workers' Compensation

MAY 31, 2022

The US Supreme Court (SCOTUS) is scheduled to conference the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The petitioner further argues that Minnesota’s workers’ compensation system does not facilitate access to marijuana. 801 et seq.,

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