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How prepared are workers’ compensation systems for COVID-19?

Workers' Compensation Perspectives

Regardless of the workerscompensation model (private insurance, competitive state fund, exclusive state fund), every insurer has to prepare for the unexpected. Afterall, insurance is the transfers the financial risk of rare but costly events from the insured to the insurer.

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Mental Injuries: Workers’ Compensation and Disability Insurance Part 1

Workers' Compensation Perspectives

Attending the worst day of somebody’s life every day, day after day, can take its toll on firefighters and other first responders serving our communities. The apparent rise in mental injuries First responders are not the only workers at risk of mental or psychological injuries.

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Are Workers’ Compensation benefits protected against the rising cost of living?

Workers' Compensation Perspectives

Workers with permanent disabilities often don’t have those options. The monthly workerscompensation amount they receive may have sustained them initially but unless it is adjusted for the cost of living, permanently disabled workers will see the buying power of their workerscompensation income decline with each passing year.