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It is up to the employer to consent and deduct from the employee’s annual leave. The health insurance must be covered without deducting the premium from their salary or reducing the compensation to compensate for these premiums. Money owned by the employer may be deducted from the worker’s gratuity.
Few “industrial diseases” were included in early legislation and typically by industry or process ( things like lead poisoning in smelting or sulfur poisoning in coal mining) and not diseases. Premiums and deductibles may be high. One case was particularly painful. We were unable to answer.
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