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Eight Key Trends In Staff Benefits Programs In 2025

Empuls

While salary is important, employees increasingly value benefits that improve their work-life balance and financial security. The program collects non-wage compensation for employees and their salaries.    These benefits range from health insurance to retirement plans, paid time off (PTO), and wellness programs.

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Employee benefits for small businesses

Higginbotham

This can be done through salary and wages, but it can also be done through benefits, and the latter can be better in some ways. Gallup says that the cost of replacing an employee can range from one-and-a-half to two-times the employee’s annual salary. Disability Insurance and Life Insurance.

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5 Steps to Building an Employee Benefits Program That Won’t Break the Bank

Insperity

Unemployment insurance. Disability insurance (required in California, Hawaii, New Jersey, New York, Puerto Rico and Rhode Island). However, some businesses offset this cost to their employees by contributing money to health savings accounts. These required benefits may include: Social Security.

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How to offer health insurance as a small business

Higginbotham

Larger companies are more likely to offer health insurance than smaller companies, with 91 percent of firms with 50 to 199 workers offering coverage, compared to only 39 percent of firms with three to nine workers. However, even among small companies, the figures show that health insurance is a common offering.

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What employees expect from benefits packages

Business Management Daily

Presenting a good employee benefits package often gives one employer an edge over another, especially in cases where basic salaries are relatively equal. What an employer must offer in terms of worker’s compensation and disability varies by state, so human resources should keep tabs on requirements. Health Savings Accounts.

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What is a total compensation statement & how does it provide value?

Genesis HR Solutions

Following are items that would be listed on a total compensation statement: Salary/hourly wages. Insurance, including health, dental, vision, life, disability, etc. Workers’ Compensation insurance. Health, dental, and vision insurance. Life and disability insurance. Commissions.

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Navigating employee benefits: A comprehensive guide for growing businesses

Insperity

Other types of insurance If an employee loses their ability to earn an income on a temporary or permanent basis, certain types of insurance can help protect their families and livelihoods. Disability insurance , provides employees with replacement income and pays for medical bills if they become disabled and are no longer able to work.