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What is a benefits broker and how can they simplify employee benefits?

Higginbotham

Acting as an intermediary between employers and insurance providers, benefit brokers help design, implement and manage employee benefits programs. A benefits broker specializes in guiding organizations through the process of selecting and managing their employee benefits.

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Illness or Injury: How Your Business Can Protect Your Employees

InterWest Insurance Services

You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.

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Employee Benefits Providers: What Employers Need to Know

Empuls

Employee benefits providers are organizations that specialize in designing, administering, and managing employee benefits packages on behalf of employers.    These providers handle the complex tasks of negotiating with insurance companies, managing enrollment processes, and ensuring compliance with regulations.

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Can an employee be terminated while on medical leave?

Business Management Daily

While short-term and long-term disability typically doesn’t offer job protection, and you can fire an employee out on leave, you still want to check with your attorney and the insurance carrier to ensure you avoid a claim of wrongful termination by the employee. Having disability insurance alone doesn’t offer job protection.

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Health Care Reform: 4 Ways to Find Health Insurance for Your Business

Insperity

Use a health insurance broker. Health insurance brokers specialize in finding insurance for companies. They will typically work with multiple insurance carriers, and provide you with informed recommendations on plans available from those carriers that best meet your needs.