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Employment Health Insurance Healthcare 
Best Money Moves
SEPTEMBER 25, 2024
Employees Face a Healthcare Crisis. Employees are experiencing a healthcare crisis due to financial concerns. These are the best strategies employers can use to help. American families are in the midst of a healthcare crisis and employer-sponsored health insurance can’t keep up. copay or deductible).
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PeopleKeep
JULY 10, 2024
These younger generations have brought many unique and diverse perspectives to how we live and work, and the healthcare market and employers must keep up to meet their expectations. According to our 2024 Employee Benefits Survey , 92% of employees say health benefits are important.
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PeopleKeep
JULY 24, 2024
For small employers , in particular, it's hard to find affordable health insurance. According to KFF 1 , in 2023, the average annual cost of employer-sponsored health insurance premiums per employee was $23,968 for family coverage and $8,435 for single coverage.
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Employee Benefit News
OCTOBER 18, 2023
The average employer-sponsored health insurance premium for US families rose 7% to almost $24,000 this year.
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Advertisement
employers are bracing for the largest increase in health insurance costs in a decade next year. And the largest healthcare expense to employers?
Employee Benefit News
NOVEMBER 18, 2024
Healthcare benefit costs will increase by 5.8% per employee, but that doesn't mean companies are powerless to do better by their workers.
277 
Employee Benefit News
JUNE 7, 2023
Rather than putting employees into cookie-cutter programs to control costs, they would be better served with an ICHRA.
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Employee Benefit News
JUNE 26, 2024
Bipartisan support is building for allowing working Americans to purchase an individual health policy with pretax dollars without requiring an employer's permission.
278 
PeopleKeep
AUGUST 7, 2024
Health reimbursement arrangements (HRAs) are flexible and personalized health benefits that employers offer their employees to cover the cost of health insurance premiums and out-of-pocket medical expenses. However, understanding how they work before implementing one at your company is vital.
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PeopleKeep
OCTOBER 23, 2024
As healthcare costs continue to rise , more employers are seeking cost-effective ways to maintain competitive health benefits. Traditional group health policies are becoming increasingly unaffordable, especially for small businesses. According to our 2024 QSHERA Report , 42% of all QSEHRA reimbursements were for premiums.
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PeopleKeep
AUGUST 12, 2020
When evaluating a new or existing health insurance program, your organization's contribution strategy is an important consideration. In simple terms, how much will individual employees pitch in for coverage, and what percent of health insurance is paid by the employer?
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Joe Markland
JANUARY 26, 2022
A familiar mantra about why health insurance is so expensive is that the cost of healthcare is expensive. It is the third-party financing through employers that drives the underlying costs — not vice versa. This often results in poorer health outcomes and, at times, even death. But there’s an easy fix.
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InterWest Insurance Services
DECEMBER 10, 2024
The percentage of employers who are covering new and trendy weight-loss drugs has risen in 2024, continuing a trend of increasing coverage despite the costs, according to a new survey. And, as costs continue rising on average 5.25% in 2024, employers are taking a number of steps to manage costs. after rising 8.3% the year prior.
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PeopleKeep
MARCH 5, 2021
What if we told you that the creation of health insurance was actually an accident? Or that the way we think about health insurance is changing? Here, we’ll cover the history of health insurance in the U.S.,
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Achievers
MARCH 5, 2019
While engagement remains low across the board, the healthcare industry seems to be getting hit the hardest. According to a recent study, the healthcare industry ranked at the bottom when it came to employee engagement. It’s easy to see why more and more employers are taking steps to improve employee engagement across the board.
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Fringe Benefit Analysts
OCTOBER 17, 2024
 Small employers looking for ways to control their group health insurance costs are more closely examining what it means to be “ fully insured.” What Is a Fully Insured Health Plan? Fully insured” is what most people mean by “ insurance ” or group health insurance.
Employee Benefit News
AUGUST 13, 2024
Employers must determine if their health insurance plans actually encourage workers to seek care.
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PeopleKeep
OCTOBER 9, 2024
The traditional healthcare benefit options for employers remain group health insurance. But, group policies are difficult for small employers to offer. The introduction of the QSEHRA in 2016 gave small business owners access to an affordable and flexible health benefit.
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HR Lineup
SEPTEMBER 19, 2021
The advancing technology has brought about positive changes in the healthcare industry. It’s now easier for patients to access cutting-edge services, which in return have boosted the overall effectiveness of health services. This includes providing the best medical insurance for patients to fully benefit from various health centers.
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Achievers
DECEMBER 16, 2019
That’s the case for any employee benefit, from time off to healthcare to flexible work arrangements to workers’ comp insurance. Naturally, most businesses can’t afford the king suite of benefits—unlimited PTO, free insurance, etc. Health insurance. Free healthcare coverage. Retirement savings account.
Employee Benefit News
SEPTEMBER 12, 2024
Troy Sisum, chief legal officer of Imagine360, explains how employers can avoid litigation over their health insurance plans.
306 
Pacific Prime
OCTOBER 2, 2024
Around the globe, individuals, families, and organizations are feeling the pinch as the cost of health insurance continues to rise. The post Key Drivers of Health Insurance Premiums and Considerations for Employers appeared first on Pacific Prime's Blog.
PeopleKeep
MAY 14, 2024
Instead of offering a costly group health plan, one tactic they may consider is offering to pay employees' individual health insurance costs. While it may seem like a generous and attractive perk for employees, employers need to consider several factors before deciding to pay for individual health insurance plans.
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PeopleKeep
JULY 8, 2021
More and more employers today are adopting reimbursement models for their employees’ healthcare, empowering employees to choose their own individual health insurance plan and get reimbursed, tax-free, for their premium. Download our guide to see how much healthcare costs in your state.
Employee Benefits
JULY 10, 2024
Employer-funded healthcare trusts are an established, tax-efficient way to deliver the benefit of medical treatment to employees without having to buy employer-paid health insurance. There are some legal and practical steps to take, and conditions to meet, if an employer-funded trust is to be used.
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PeopleKeep
APRIL 6, 2022
Healthcare in the United States can be very expensive. Without insurance, Healthcare.gov estimates an accident leading to a broken leg can cost up to $7,500 to fix, and an average three-day hospital stay can reach up to $30,000. Census Bureau says roughly 91% of all Americans are now covered by some form of health insurance.
Business Management Daily
OCTOBER 6, 2021
Whether you know it or not, you have employees that are currently experiencing mental health struggles. As an employer, you want to create an environment that allows employees to do their best work and feel good about their contributions. Are mental health services covered by health insurance?
PeopleKeep
JULY 10, 2024
Healthcare costs can be a major concern for many employers and employees. Health savings accounts (HSAs) and traditional health insurance plans are two common options for managing healthcare expenses, but they have some key differences. In this article, we'll go over how HSAs and health insurance compare.
PeopleKeep
JUNE 17, 2021
For many small businesses and organizations, offering traditional group health insurance is a challenge. The good news is, traditional group health insurance isn’t the only option for small employers looking to offer health benefits.
PeopleKeep
NOVEMBER 1, 2023
Employee healthcare benefits play a crucial role in attracting and retaining talent , as well as promoting overall well-being in the workplace. Traditionally, group health insurance has been the go-to option for employers.
101 
BerniePortal
AUGUST 3, 2021
In fact, 88% of workers surveyed reported that they would consider or heavily consider a position with good insurance options. Likewise, according to survey data from employment search engine Monster, employees consider health insurance to be the most important benefit when considering a job offer.
PeopleKeep
AUGUST 13, 2021
population gets their health insurance through their employer. That means half of the country doesn’t get to make any real consumer decisions about their health coverage, its cost, or what network they’re in. Watch our webinar to see how an HRA empowers employees to make their own healthcare decisions.
Employee Benefit News
JANUARY 31, 2024
Brandon Weber, CEO of Nava Benefits, shares why healthcare brokers must audit carrier bills for open enrollment errors.
247 
CorpStrat
JANUARY 10, 2025
Here is how CorpStrat can help: CorpStrat is working with employers and employees to share how health insurance companies are helping those affected by the fires. Insurance carriers have staffed hotlines to help. We can help with finding available doctors, refilling prescription drugs, and other health plan questions.
Best Money Moves
NOVEMBER 4, 2020
Managing employee healthcare costs in 2021. What the average health insurance premium costs and changes employers are making to health benefits offerings in the new year. In spite of these increases, 56 percent of employers don’t plan to make any changes to reduce medical plan costs in 2021.
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HR Lineup
APRIL 11, 2023
Employment is a significant part of our lives, and it comes with various benefits and perks. Employee benefits are non-wage compensations that are provided by employers to their employees, which may include health insurance, retirement plans, and vacation time. One of these benefits is the provision of employee benefits.
246 
HR Digest
SEPTEMBER 14, 2020
Especially health benefits need to be rethought. Employer-provided plans tend to offer better coverage and lower premiums than the open market. If your team is approaching 50 full-time employees, the time is now – these employers are required by the Affordable Care Act to provide health coverage to employees.
Employee Benefit News
SEPTEMBER 27, 2023
Deciding whether to steer employees to the individual health insurance market will hinge on how much support employers are prepared to offer.
289 
PeopleKeep
JULY 7, 2021
As healthcare costs rise every year, small employers often struggle to deliver quality health benefits to employees. In fact, in a PeopleKeep survey of nonprofit organization owners, 81% said that cost was one of the most pressing challenges in finding a health benefit that fits their needs.
PeopleKeep
SEPTEMBER 15, 2021
As renewal season comes around each year, employers everywhere brace themselves for what their new group health insurance premiums will look like in the new year—because chances are, they’ll be higher. When group health insurance premiums go up, it gets that much harder to meet the employer contribution requirements.
PeopleKeep
OCTOBER 25, 2021
Deciding whether to enroll in a group health insurance plan through your employer or to purchase your own individual health insurance plan can be a confusing decision to make. Many people assume that individual health insurance is more expensive than group health insurance, but is that really true?
PeopleKeep
OCTOBER 7, 2021
Many people assume that individual health insurance is more expensive than group health insurance. Note: Individual health insurance is purchased by an individual for themselves or their family, and group health insurance is purchased by an employer for employees.
InterWest Insurance Services
JULY 14, 2022
The health care sector is not immune to the effects of spiking inflation, and the increasing cost of care is likely to spill over into health insurance — but it’s uncertain by how much. When they negotiate network rates with insurers, providers take into account all of their own costs when tabulating their offers.
PeopleKeep
AUGUST 18, 2021
As the world continues to feel the effects of the global pandemic, health insurance professionals are speculating whether changes in health insurance costs could be coming soon for unvaccinated Americans. With the large majority of COVID-19 deaths and hospitalizations in the U.S.
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