Remove Finance Remove Health Insurance Remove Life Insurance
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Planning Ahead for Widowhood: Changed Income and Expenses

Money Talk

This is a 40% “haircut,” which some couples cover with spousal gifts, annuities, and/or life insurance. A car might be sold, thereby reducing costs for loan payments, gas, and auto insurance. In addition, less food is needed and the cost of the deceased’s health insurance ends.

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Beyond the jargon: what insurance benefits really mean to your team

Workplace Insight

Group Life Insurance / Death In Service Also known as “Death In Service”, this insurance pays a lump sum to an employee’s family or loved ones should they pass away during their employment with you. Each product has its own unique purpose, and some may be more relevant to your people than others. Why Offer It?

Insiders

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NFP Employee Benefits

HR Lineup

They offer a wide range of services, including group health insurance, dental and vision coverage, life insurance, short- and long-term disability insurance, flexible spending accounts, and more.

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Voluntary Benefits Demand Surges as Employees Seek to Defray Costs

InterWest Insurance Services

According to the report, in 2023: Group term life insurance premiums increased 10% from the 2022 level. Group universal life and whole life were up 9%. Critical illness insurance premiums were up 7%. Accident insurance rose 4%. Hospital indemnity premiums were 6% higher. Dental coverage was up 5%.

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Employee Benefits Providers: What Employers Need to Know

Empuls

  These providers handle the complex tasks of negotiating with insurance companies, managing enrollment processes, and ensuring compliance with regulations. They help identify the most suitable benefits, such as health insurance, retirement plans, and wellness programs. What are the top 5 types of employee benefits?

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Financial tips for your LGBTQ+ community

Employee Benefits

The personal finance benefits to married LGBTQ couples have expanded by leaps and bounds in the last decade since same-sex marriage was legalized. Understanding these wealth gaps, same-sex and LGBTQ couples can take steps to protect themselves and their finances going forward. These should be reviewed regularly and updated as needed.

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Are You Financially Resilient?

Money Talk

Financial resiliency is enhanced with financial resources, such as savings, health insurance, and a good-paying job. Purchase Adequate Insurance - Protect dependents against the loss of a breadwinner’s income with life insurance and buy disability insurance to provide continued income following an accident or illness.

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