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Annuity Myths and Facts

Money Talk

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. They are often bought with money from settlements, investment accounts, and pension plan lump sum distributions. For a guaranteed lifetime income stream, and 4.

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Planning Ahead for Widowhood: Changed Income and Expenses

Money Talk

A married couple has four monthly income streams: $2,500- husband’s pension, $2,000- husband’s Social Security, $800- wife’s pension, and $1,500- wife’s Social Security for a total of $6,800 ($81,600 annually). This is a 40% “haircut,” which some couples cover with spousal gifts, annuities, and/or life insurance.

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Beyond the jargon: what insurance benefits really mean to your team

Workplace Insight

Group Life Insurance / Death In Service Also known as “Death In Service”, this insurance pays a lump sum to an employee’s family or loved ones should they pass away during their employment with you. Each product has its own unique purpose, and some may be more relevant to your people than others. Why Offer It? Why Offer It?

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Employee Benefits Providers: What Employers Need to Know

Empuls

Principal Financial Group : Specializing in retirement plans, insurance, and financial wellness programs, Principal Financial Group is a top choice for companies looking to enhance their employees' financial security. Their services include 401(k) plans, pension plans, and personalized financial planning.

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Beyond Legal Documents: Planning Strategies for a “Good Ending”

Money Talk

Net Worth Calculation- Annual updates of net worth (assets minus debts) provide a status check for your finances and can make it easy for the executor named in your will to begin the process of tallying up the value of your estate. Social Security, pension plan, final employer, credit cards) and things to do (e.g.,

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Financial Concerns of Older Adults

Money Talk

changes in insurers), if provided by a former employer ¨ Budget for health care costs in retirement (e.g., changes in insurers), if provided by a former employer ¨ Budget for health care costs in retirement (e.g.,

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Zuto prioritises financial and mental wellbeing with comprehensive benefits suite

Employee Benefits

Zuto is a fintech in the used car finance space. Alongside a pension scheme, life insurance and income protection, it offers a comprehensive wellbeing package including a health cash plan, employee assistance programme and discounted gym membership. To do this, we’re constantly evolving our benefits proposition.