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There are four major types of employee benefits many employers offer: medical insurance, lifeinsurance, disability insurance, and retirement plans. Medical Insurance. FlexibleSpendingAccount (FSA). Hospital insurance is health insurance for hospital costs. Disability.
Disability Insurance and LifeInsurance. Health insurance is a key element of any employee benefits package, but small business owners should consider offering other benefits as well. Lifeinsurance is a popular choice. Disability insurance is another popular option.
Even with health insurance, dental insurance and vision insurance, employees tend to end up with some out-of-pocketcosts that aren’t covered by their various plans. A benefit reimbursement plan offers a way to cover these costs. A health reimbursement plan gives employers a way to cover these costs.
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