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Make the Most of Free Money

Money Talk

Life Insurance - This is money transferred to a beneficiary via a deceased person’s life insurance policy. Like inheritances, life insurance is generally not subject to income tax. Think SNAP (formerly food stamps), rental assistance, food pantries, and home energy assistance.

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2022 Personal Finance Year in Review

Money Talk

There was a four-decade high in core inflation that excludes food and energy and inflation eclipsed strong wage gains for many workers. Inflation Impacts - Higher prices affected the following household expenses: food, restaurant meals, apartment rents, air fares, child-rearing expenses, and utility bills. in November.

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Financial Shocks: What You Need to Know

Money Talk

childcare, food, insurance, rent, utilities) ¨ Car accidents ¨ Disability ¨ Divorce ¨ Large home repairs (e.g., unemployment, SNAP, life insurance beneficiary payout) ¨ Earn additional income (e.g., Examples of financial shocks are plentiful and include the following: ¨ Big spikes in expenses due to inflation (e.g.,

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Life insurance for parents: Everything you need to know

Higginbotham

Your child depends on you for love and care – not to mention food, clothing, shelter and other practical needs. While it’s impossible to predict the future, securing life insurance can help provide for your children’s needs in case you’re not there as they grow up. How much life insurance do parents need?

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Planning Ahead for Widowhood: Changed Income and Expenses

Money Talk

This is a 40% “haircut,” which some couples cover with spousal gifts, annuities, and/or life insurance. A car might be sold, thereby reducing costs for loan payments, gas, and auto insurance. In addition, less food is needed and the cost of the deceased’s health insurance ends.

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Holistic Wellness: 4 Benefits for a Better Plan

Best Money Moves

These programs have been shown to lead to healthier food choices and have been linked to reductions in stress, anxiety and depression. Offering benefits such as tuition reimbursement and life insurance subsidies can be especially helpful for working parents.

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The top 10 employee benefits in the UK

Employee Benefits

The key is creating a diverse package that meets the needs of your workforce at whatever age or stage of life they are at. But don’t just rush in, throwing out free food, life insurance and beer taps without understanding what will most motivate your employees. Do your research and you’ll reap the rewards.