InterWest Insurance Services

MARCH 15, 2022

And the majority of documents criminals steal are the same ones your employees receive from their group health insurers. If the thief’s health information is mixed with the victim’s, it could affect the medical care the victim is able to receive, or the health insurance benefits they are able to use.

Medical 98

Medical Health Insurance Insurance Carriers Insurance 98

Insperity

JANUARY 24, 2023

Health care benefits are the costliest line item for employers – and these costs consistently rise each year, with plan usage and claims history serving as the two big drivers. Having virtual care options can also be help reduce employees’ stress about their own health-insurance costs.

Insurance Carriers 104

Insurance Carriers Health Insurance Medical Electronics 104

InterWest Insurance Services

MAY 9, 2022

With that in mind, you may want to disseminate information to them about how they can be reimbursed by their insurer for COVID-19 tests they purchase. In these cases, the employee will have to pay for the test upfront and then seek reimbursement from their health insurer.

Out of Pocket Cost 98

Out of Pocket Cost Health Insurance Insurance Carriers Hospitality 98

Benefit Resource Inc.

FEBRUARY 23, 2021

Lately, we’ve seen an uptick in questions around the roles of responsibilities of your company’s broker, your TPA (that’s us), and your health insurance provider. And where does your health insurance carrier play into this? What is a health insurance carrier? What is a TPA?

Insurance Carriers 72

Insurance Carriers Health Insurance Insurance Healthcare 72

Empuls

AUGUST 28, 2024

  These providers handle the complex tasks of negotiating with insurance companies, managing enrollment processes, and ensuring compliance with regulations. They help identify the most suitable benefits, such as health insurance, retirement plans, and wellness programs.

Benefit Providers 40

Benefit Providers Employee Benefits 401(k) Retirement Plan 40

InterWest Insurance Services

AUGUST 18, 2022

Many group health insurance plan sponsors and administrators have the mistaken belief that the law allows employees enrolling in Section 125 cafeteria plans to change their elections, as long as they do so within 30 days of the plan becoming effective. This is not correct. And this misconception can have serious consequences.

Insurance Carriers 96

Insurance Carriers Taxes Employee Enrollments Health Insurance 96

InterWest Insurance Services

JULY 11, 2022

July 1 was the deadline for health plans to make public their in-network negotiated rates, out-of-network billed charges, and more. Should post the machine-readable files on your public-facing website if the insurance company has decided to delegate this responsibility to the employer.

Insurance Carriers 96

Insurance Carriers Insurance Health Insurance Employment 96

InterWest Insurance Services

JULY 26, 2022

The employer reports income information to the disability insurance carrier. Portability is an important feature, because disability insurance can be difficult to qualify for on the individual market. Disability insurance benefits may or may not be taxable, depending on the circumstances.

Disability Insurance 95

Disability Insurance Insurance Carriers Insurance Deductible 95

Genesis HR Solutions

NOVEMBER 8, 2018

Health insurance is stressful for small business owners and company leaders, isn’t it? Managing health insurance—minimizing costs while still adding value to insurance plans —can be done yourself, but it’s not something we’d recommend. Key Differentiators: Health insurance under a PEO vs. on your own.

Health Insurance 40

Health Insurance Insurance Insurance Carriers Education 40

Genesis HR Solutions

APRIL 23, 2019

If you’re struggling to navigate small business health insurance in Massachusetts—what is required, what plans are available, and where to find help—you’re in the right place. In this article, we’ll answer three questions about Massachusetts small business health insurance requirements. Click To Tweet.

Health Insurance 40

Health Insurance Insurance Insurance Carriers Healthcare 40

Business Management Daily

SEPTEMBER 16, 2024

For example, while some PEO companies only offer basic HR tasks like payroll services and compliance with tax laws, others provide more comprehensive service suites, including onboarding, health insurance, and administrative tasks. Let’s say you want to provide dental and vision insurance for your employees.

Professional Employer Organization 52

Professional Employer Organization Employment Taxes Payroll 52

Insperity

MAY 27, 2013

Don’t offer health insurance to your employees. Under health care reform, you don’t have to offer health insurance to your employees. If you have fewer than 50 employees, you are not subject to the Play or Pay rules, so there is no penalty for not offering health insurance.

Health Insurance 40

Health Insurance Insurance Insurance Carriers Flexible Spending Account 40

Insperity

JULY 5, 2022

Their benefits include: Healthier employees, which can help companies contain health insurance costs Less absenteeism and, therefore, greater productivity Higher morale A sense among employees that their employer cares about them in a holistic manner – beyond their functional role at work – which can strengthen loyalty and improve retention.

Employee Wellness 117

Employee Wellness 401(k) PTO Insurance Carriers 117

Griffin Benefits

OCTOBER 1, 2022

Among the various transparency rules contained within the Consolidated Appropriations Act is a requirement for employers to provide certain plan information about prescription drugs. This reporting is due by December 27 of this year and must include information for the 2020 and 2021 calendar years, regardless of the plan or policy year.

Insurance Carriers 67

Insurance Carriers Employment Flexible Spending Account Insurance 67

PeopleStrategy

OCTOBER 17, 2023

HR departments are charged not only with finding employees comprehensive and affordable benefits including health insurance coverage, but also watching their part of the overall company bottom line. This is where level funded health plans can come into play. You also need to review the compliance requirements.

Insurance Carriers 52

Insurance Carriers Healthcare Health Insurance Deductible 52

Genesis HR Solutions

APRIL 19, 2019

There’s a lot of information—and misinformation—about professional employment organizations (PEOs) floating around online. We offer several health insurance products plus a bevy of other plans for you to choose from. You can read more about PEOs and health insurance in myth #7, below.).

401(k) 69

401(k) Health Insurance Insurance Carriers Payroll 69

Griffin Benefits

MAY 31, 2022

The ACA requires Applicable Large Employers (“ALEs”) who average 50 or more full-time equivalent employees in the prior calendar year to offer health insurance to their full-time employees. By contrast, ALEs are not required to pay anything towards the health coverage cost for the employee’s spouse or dependent children.

Insurance Carriers 75

Insurance Carriers Taxes Health Insurance Insurance 75

Higginbotham

JANUARY 11, 2022

of Labor, Health and Human Services (HHS) and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter (OTC) COVID-19 diagnostic tests. Employers with fully-insured plans should expect their insurance carrier to handle these requirements.

Insurance Carriers 52

Insurance Carriers Health Insurance Insurance Medical 52

Insperity

SEPTEMBER 14, 2021

To be a well-informed buyer, get answers to these seven due diligence questions specific to the PEO industry. For more information on certified employer organizations go to www.IRS.gov. More specifically, the PEO should answer the following questions: Is the PEO’s group health plan sponsored by the PEO? Are you a certified PEO?

Professional Employer Organization 90

Professional Employer Organization Employment Insurance Taxes 90

GRA Benefits Group

NOVEMBER 24, 2020

Advocates have arrived in the form of third-party vendors, apps, and even insurance carriers. In 2019, President Trump explained: “To make fully informed decisions about their healthcare, patients must know the price and quality of a good or service in advance. Better-informed employers that help workers shop for value.

Insurance Carriers 52

Insurance Carriers Healthcare Hospitality Insurance 52

Corporate Synergies

NOVEMBER 5, 2018

Knowing how to approach the annual renewal with health insurance carrier, pharmacy benefits manager (PBM) and other players can help the savvy employer save some money while maintaining the same level of benefits as before. A good carrier relationship can help you come to an agreement when negotiating benefit renewals.

Insurance Carriers 45

Insurance Carriers Health and Welfare Insurance Health Insurance 45

Fringe Benefit Analysts

JUNE 15, 2020

For those needing help calculating the average number employees and dependents during the plan year, you can typically request this information from your medical insurance carrier or third-party administrator (TPA). Scott Deru.

Medical 52

Medical Insurance Carriers Health Insurance Taxes 52

GRA Benefits Group

MAY 11, 2020

The usual process to deliver that information follows these steps and takes the listed amounts of time: Format census. Once your client has given you their employees, spouses, and dependents’ dates of birth, you must then format a census for each carrier you are quoting. What if there’s something better? How Does 1Quote Save Time?

Insurance Carriers 52

Insurance Carriers Medical Insurance Health Insurance 52

Higginbotham

JUNE 7, 2022

As we have been discussing since last year through multiple webinars and compliance updates, the Transparency in Coverage Final Rules (TiC Final Rules) require group health plans and health insurance issuers to disclose on a public website detailed pricing information in three separate machine-readable files (MRFs).

Family and Medical Leave Act 52

Family and Medical Leave Act Health Insurance Insurance Carriers Insurance 52

Fringe Benefit Analysts

MAY 8, 2022

Employee benefits consultants have a vast array of knowledge on all types of perks and benefits, many of which are offered to workers everyday by most companies, including health insurance and life insurance, 401ks and other retirement options. Select the Best Plans for An Employer.

Consulting 52

Consulting Employee Benefits Benefits Package Health Insurance 52

Genesis HR Solutions

JUNE 20, 2022

There’s a lot of information—and misinformation—about professional employment organizations (PEOs) floating around online. We offer several health insurance products plus a bevy of other plans for you to choose from. You can read more about PEOs and health insurance in myth #7, below.).

401(k) 52

401(k) Health Insurance Insurance Carriers Payroll 52

Insperity

JUNE 11, 2014

Because these audits enhance internal controls and accuracy of financial information, groups like the National Association of PEOs (NAPEO) consider it an industry best practice. A PEO whose health insurance plan centers on a state-specific carrier (e.g., The breadth of their benefit plan options.

Professional Employer Organization 59

Professional Employer Organization Employment Insurance Carriers Insurance 59

Genesis HR Solutions

AUGUST 13, 2019

If you’ve been around small to midsize businesses for any amount of time over the last decade, you’ve no doubt seen or experienced the frustrations of navigating health insurance. And those players often come armed with health insurance options that small businesses like yours don’t have access to or can’t afford to offer on your own.

Health Insurance 40

Health Insurance 401(k) Insurance Insurance Carriers 40

Corporate Synergies

MARCH 25, 2019

A benefits advocate who delivers the how and why of plan use when employees are asking for assistance helps the employer control health insurance costs. Health events tend to be emotional for employees to navigate; it’s a situation that’s rife for potential errors in judgment. As Seen In. RELATED TOPICS.

Healthcare 40

Healthcare Out of Pocket Cost Insurance Carriers Health Insurance 40

Fringe Benefit Analysts

JANUARY 25, 2021

Many new features that this Act requires will start showing up on health insurance plans starting in January 2022. . Statement on Surprise Billing Agreement from National Association of Health Underwriters. . . Brokers like me get paid through commissions from insurance companies on the policies that we sell to members.

Family and Medical Leave Act 40

Family and Medical Leave Act Paid Leave Health Insurance Insurance Carriers 40

InterWest Insurance Services

MAY 4, 2023

Most health insurers plan to continue offering free preventative care services despite a federal judge having imposed a nationwide injunction on an Affordable Care Act requirement that these services are covered with no out-of-pocket costs on the part of patients, according to a letter by industry trade groups. Supreme Court.

Insurance 84

Insurance Out of Pocket Cost Insurance Carriers Health Insurance 84