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The decisions can have a ripple effect into other areas, such as: Increased HealthInsuranceCosts: Premium increases directly impact the budget and total health spending that is dedicated to employee benefit programs and services. Many employers offer group healthinsurance on a fully-insured basis.
As prescription drug costs continue growing and pricey new pharmaceuticals add to health plans’ cost burdens, some carriers are starting to reduce the number of medications they’ll cover and are imposing new barriers to accessing the most expensive ones. This is referred to as a pharmacy deductible.
That includes those on employer-sponsored group health plans and plans purchased on a government-run exchange. The changes mean some or many of your employees will see significant reductions in their pharmaceutical outlays, particularly if they have high copays or deductibles. for a single vial and $139.71
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