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Even with health insurance, labor and delivery can cost around $5,000, and without insurance, it can be upwards of $40,000. Fortunately, one great way to help with out-of-pocketcosts is utilizing a HealthSavingsAccount (HSA). Let’s Start from the Beginning.
Boyle advises that before you start shopping, you need to determine how much money you’re willing and able to spend on your health care plan. Employees aren’t going to opt in to a medical plan that cuts far into their take-homepay. Low co-pays and prescription costs usually result in higher premiums.
What is it about healthsavingsaccounts (HSAs) that people arent getting? After all, both can be used to cover health-related expenses and can be funded with pre-tax dollars. HSA accounts, on the other hand, belong to the employee, not the employer. Only HDHP members qualify for HSAs.
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