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Financial Burnout in 2025: How to Address Employee Concerns

Best Money Moves

Employers can help by offering more comprehensive health plans that minimize out-of-pocket costs from the start. Employees can further prepare for unexpected medical expenses and diagnoses by partnering with financial planning services that guide saving for medical emergencies.

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Spring Cleaning with Your Eligible Expenses

Benefit Resource Inc.

If you have a high deductible health plan, which can be paired with an HSA (Health Savings Account), talk to your insurer or employer about any available discounts or incentive programs that may reduce your out-of-pocket costs.

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Examples of fringe benefits by category

Business Management Daily

Healthcare plans usually fall into the following three categories: Health Maintenance Organization (HMO) : Employees select a primary care physician (PCP) from a network of healthcare providers, then use a referral system to see a specialist. HMO plans often have lower premiums and out-of-pocket costs compared to other plans.

article thumbnail

Financial Burnout in 2025: How to Address Employee Concerns

Best Money Moves

Employers can help by offering more comprehensive health plans that minimize out-of-pocket costs from the start. Employees can further prepare for unexpected medical expenses and diagnoses by partnering with financial planning services that guide saving for medical emergencies.

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Health care cost containment strategies for employers

Higginbotham

Both employers and employees shoulder these rising costs. Employers end up paying more for employee health benefits, and employees face higher premiums, deductibles and copays. Tiered Networks Tiered networks can be one way to focus on quality of care and have become a popular cost control strategy.