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I have group life insurance through work. Is it enough?

Take It Personel-ly

Employer-sponsored life insurance comes as a well-intentioned perk for loyal employees. Getting covered through work is a less expensive way to protect your family, especially when you need life insurance but haven’t shopped around for one yet. On the […].

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The pros and cons of term life insurance vs. permanent life insurance

Higginbotham

One of the first and most important responsibilities embraced by every breadwinner is life insurance. Should they lose your support, life insurance will immediately pay your beneficiary the cash value of the life insurance policy, with no taxes owed, providing a lifeline to resolve debts and pay living expenses.

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Are Your Benefits Enough to See Employees Through a Crisis?

InterWest Insurance Services

Of those workers surveyed only half believe they would be able to manage if the household lost an income due to death or illness. Over 80% of middle-market respondents report that they got their health insurance, disability insurance and retirement plan all through their employer. Are life insurance benefits adequate?

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Keep Track of Your Beneficiaries

Money Talk

Who is going to get what you someday leave behind in life insurance policies and/or tax-deferred retirement accounts? Beneficiary Use- Beneficiary designations are required for life insurance policies, individual retirement accounts (IRAs), employer retirement savings plans (e.g., How old and self-sufficient are they?

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Understanding employee turnover rates

Achievers

Here are a few turnover rates for key industries: Financial institutions: The Economic Times reveals that employee attrition within the financial services segment was at 25% while life insurance had the highest attrition rate at 47%.

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Annuity Myths and Facts

Money Talk

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. Examples include surrender charges, sales commissions (loads), management fees, and mortality charges. Medicaid planning, 2.

401(k) 244
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Highlights from an Estate Planning Seminar

Money Talk

Below are eight useful “nuggets” to consider as you make plans for the management and distribution of your assets both during your lifetime and upon your death: Check Document Reciprocity - Discuss this with an estate planning attorney when you move to another state. bank and investment accounts), collectibles, and life insurance.