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Four High Deductible Health Plan Mistakes to Avoid

InterWest Insurance Services

For example, if a majority of the employees are older and/or have certain health conditions, pushing an HDHP on them may not be a good move as their out-of-pocket costs may rise significantly and outweigh any savings from lower premiums. Then their insurance would cover everything at 100%.

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Four Ways to Ensure Your Group HDHP Will Fail

InterWest Insurance Services

For example, if a majority of the employees are older and/or have certain health conditions, pushing an HDHP on them may not be a good move as their out-of-pocket costs may rise significantly and outweigh any savings from lower premiums. Then their insurance would cover everything at 100%.