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Are You Financially Resilient?

Money Talk

Below are five examples: ¨ Maintain a Low Debt-to-Income Ratio- Keep monthly consumer debt payments (all debts except a mortgage) at 15% or less of monthly take-home pay. Example: $275 of debt payments ÷ $2,500 of net pay equals a consumer debt-to-income ratio of 11% (275 divided by 2,500).

Net Pay 100
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Preparing for a Payroll Audit: Essential Tips for Small Businesses

Hppy

Payroll Registers : A summary of each payroll period, including earnings, deductions, and net pay. Subscribe to industry news, join payroll or HR associations, and attend seminars to stay informed on changes. Tax Filings : Documents for federal, state, and local tax filings, such as W-2, 1099 forms, and quarterly filings.