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Financial Burnout in 2025: How to Address Employee Concerns

Best Money Moves

Employers can help by offering more comprehensive health plans that minimize out-of-pocket costs from the start. Encourage employees to set aside income to cover future medical costs through pre-tax income programs such as health savings accounts.

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Examples of fringe benefits by category

Business Management Daily

HMO plans often have lower premiums and out-of-pocket costs compared to other plans. Preferred Provider Organization (PPO) : Employees can visit any doctor or specialist without a referral, both in and out of the plan’s network. PPO plans usually have higher premiums and out-of-pocket costs compared to HMO plans.

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Spring Cleaning with Your Eligible Expenses

Benefit Resource Inc.

If you have a high deductible health plan, which can be paired with an HSA (Health Savings Account), talk to your insurer or employer about any available discounts or incentive programs that may reduce your out-of-pocket costs. This includes things like day care, preschool, and summer day camp.

article thumbnail

Financial Burnout in 2025: How to Address Employee Concerns

Best Money Moves

Employers can help by offering more comprehensive health plans that minimize out-of-pocket costs from the start. Encourage employees to set aside income to cover future medical costs through pre-tax income programs such as health savings accounts.

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Health care cost containment strategies for employers

Higginbotham

Both employers and employees shoulder these rising costs. In some cases, out-of-pocket costs may be so great that employees skip or delay care, which may ultimately result in worse health outcomes and losses in productivity. Plan enrollees who use providers in this tier typically have lower out-of-pocket costs.