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Trend Watch: Employee Health Benefit Enrollment Continues To Drop

Insperity

The number of workers enrolling in company-sponsored health insurance plans is at an all-time low. A poll conducted by Gallup and Healthways found that in 2011, 44.6 percent of employees were enrolled in their employer’s health insurance plan. Who is Opting In?

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Help Employees Understand the HSA Value Proposition

Corporate Synergies

Health savings accounts can be a good deal for employees. High deductible health plans (HDHPs) are on the rise as a growing number of employers turn to consumer-directed health plans to try to curb costs—the portion of employees enrolled in HDHPs rose from 26.3% in 2011 to 39.3%

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3 Important Issues to Address Before the New Year

Insperity

3630, a bill that would extend the two percent reduction in workers’ payroll tax and self-employment tax that’s scheduled to expire at the end of 2011 through 2012, President Obama has vowed to veto the bill. For some families a $500 deductible is a financial stretch. Though the House recently passed H.R.

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A Look Under the Hood of a Benefits Captive

Corporate Synergies

Since the Affordable Care Act (ACA) was implemented in 2011, small and mid-size employers have been trying to find creative ways to contain costs, sidestep certain ACA requirements and take control of their employee benefits. For many, the solution is self-funding. Benefits captive candidates.

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Shopping for Healthcare Services - 8 More Ways to Save Through Pricing Transparency

Griffin Benefits

This is especially true for those enrolled in High Deductible Health Plans (HDHPs), but even for those who aren’t. While the main benefit to HDHP plan participants is generally cheaper health insurance premiums (36% cheaper, on average), a trade-off comes in the form of higher deductibles and higher out-of-pocket maximums.