Attorney Charlie Hall

AUGUST 15, 2021

DEFINITION OF DISABILITY. Disability is defined as the inability to engage in any Substantial Gainful Activity (SGA) by reason of any medically determinable physical or mental impairment(s) which is expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.

Medical 228

Medical Consulting Disability Insurance Government 228

Corporate Synergies

AUGUST 6, 2018

High deductible health plans (HDHPs) are on the rise as a growing number of employers turn to consumer-directed health plans to try to curb costs—the portion of employees enrolled in HDHPs rose from 26.3% in 2011 to 39.3% In addition, employers can contribute tax-free dollars if they choose—all of which is employee money.

401(k) 40

401(k) Health Savings Account Retirement Plan Deductible 40

Workers' Compensation Perspectives

APRIL 29, 2024

Many workers’ compensation jurisdictions and work-disability insurers have noted increasing mental disorder (also called psychological injury, mental injury) claims over time. US Social Security provides benefits to workers for certain disabilities. In this post, we survey some of the data reflecting this increase.

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Pension 52

Workers' Compensation Perspectives

JANUARY 1, 2019

No COLA was payable in January 2010, January 2011, or in January 2016. The COLA escalator is automatic but wage loss benefits are offset by disability benefits a worker receives from CPP and QPP at a rate of 50%. Permanent disability, survivor and dependent compensation payments offset some of the financial costs.

Workers’ Compensation 52

Workers’ Compensation Pension Health and Welfare Insurance 52