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For 2017, 92 percent of employeesenrolled in benefits programs, with voluntary benefit participation rising markedly. Accident insurance enrollment went up more than 20 percent; critical illness insurance enrollment rose more than 28 percent and hospital indemnity jumped 58 percent.
Under the new rules, the EEOC would require employers to comply with ADA and GINA protections to offer employees only minimal incentives to encourage participation in any employee wellness program that collects employee health data.
High deductible health plans (HDHPs) are on the rise as a growing number of employers turn to consumer-directed health plans to try to curb costs—the portion of employeesenrolled in HDHPs rose from 26.3% million accounts in 2006 to over 22 million at the end of 2017. 3 Devenir , “2017 Year-End Devenir HSA Research Report”.
According to the Commonwealth Fund , more than one in 20 Americans under the age of 64 spent at least $1,700 on out-of-pocket medical expenses in 2017. Employees may face uncovered costs in numerous ways: They have to pay a share of the premium for insurance. Manage enrollment.
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