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Basics of Tax-Efficient Investing

Money Talk

Below are six tax-saving ideas gleaned from recent webinars and research for my book: Look Toward the Future - Absent new tax legislation, the Tax Cuts and Jobs Act is scheduled to sunset after 2025, tax rules will return to what they were in 2017, and tax rates will be higher than they are right now.

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Looking Ahead to Your 2024 Tax Return

Money Talk

For example, you can hold investments for a year and a day or longer to qualify for lower long-term capital gains tax rates or consider tax-free investment vehicles such as Roth accounts and municipal bonds. If Congress does not extend the TCJA or pass a new tax law before January 1, 2026, 2017 tax rules will apply, indexed for inflation.

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5 benefits trends to watch in 2020

Benefit Resource Inc.

Legislation in favor of pre-tax accounts. Legislative activity has been stirring for each account and shows no signs of slowing. In 2017, there was the Tax Cuts and Jobs Act. American Future Healthcare Act: Provides various enhancements to make health savings accounts more accessible and easier to use.

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Help Employees Understand the HSA Value Proposition

Corporate Synergies

Health savings accounts can be a good deal for employees. High deductible health plans (HDHPs) are on the rise as a growing number of employers turn to consumer-directed health plans to try to curb costs—the portion of employees enrolled in HDHPs rose from 26.3% HSA value isn’t always obvious. As Seen In.

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Enrolling in benefits creates a level of stress that’s scary

Benefit Resource Inc.

According to the 2017 Benefits Communication Survey from Jellyvision, almost half of employees report enrolling in benefits as “always very stressful” That’s scary. in 2017 revealed several key areas within pre-tax benefits where participant understanding needs improvement. What makes enrolling in benefits stressful?

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How to find benefits that are “just right”

Benefit Resource Inc.

In addition to calculators protecting employees from accounts that are “too hot” or “too cold”, employees with an Health Savings Account may have an additional tool at their disposal: the company match. If so, this can be an easy, fast way to grow funds in the account.

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November HR News Worth Review

Higginbotham

The following commonly offered employee benefits are subject to these limits: High deductible health plans (HDHPs) and health savings accounts (HSAs); Health flexible spending accounts (FSAs); 401(k) plans; and. Transportation fringe benefit plans. Employer Takeaway.

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