Workers' Compensation Perspectives

JULY 4, 2024

The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. I accept the following as a fundamental principle for workers’ compensation: If work is the cause of injury and disability, then the compensation and treatment should be funded by the employer.

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Family and Medical Leave Act 52

Achievers

FEBRUARY 2, 2021

Federal and state mandated benefits include health insurance, worker’s compensation, unemployment insurance, and required leave time for caring for family and/or personal medical purposes. Health insurance, and family and medical leave, are not required for all businesses. What are benefits that are voluntary?

Employee Benefits 238

Employee Benefits Family and Medical Leave Act Employee Recognition Voluntary Benefits 238

Workers' Compensation Perspectives

JUNE 2, 2024

On the disability insurance side, this shift has meant changes to policies and procedures. While not everyone has access to disability plans, insured parties want clarity of the coverage; insurers need clear procedures to approve coverage. The toughen-up attitude still exists.

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Compensation System 52

The Workcomp Writer

JULY 16, 2024

Background Nancy Vargas, a bus driver with pre-existing disabilities, suffered a work-related foot injury in 2018. Labor Code § 4753’s mandate that compensation “shall be reduced” did not relieve the Fund of its burden to prove entitlement to credit. She qualified for subsequent injury benefits from the Fund.

Workers’ Compensation 52

Workers’ Compensation Disability Insurance Construction Insurance 52

Higginbotham

APRIL 25, 2022

According to the 2021 Financial Wellbeing Employer Survey from the Employee Benefit Research Institute , the percentage of employers that offer a financial wellbeing program has increased from only 12 percent in 2018 to 34 percent in 2021. Other Common Insurance Options and Voluntary Benefits. Mental Health Benefits.

Employee Benefits 52

Employee Benefits Disability Insurance Voluntary Benefits Benefits Package 52

Workers' Compensation Perspectives

AUGUST 1, 2018

[Andrew Van Dam, “A record number of folks age 85 and older are working,” Wonkblog Analysis , Washington Post , July 5, 2018] “[T]he number of people over 65 remaining in the workforce has increased from 9.4 By 2018-Q2, the number was just shy of 10 million. per cent in 2006 to 21 per cent in 2016.”

Workers’ Compensation 52

Workers’ Compensation Disability Insurance Transportation Employment 52

Workers' Compensation Perspectives

MARCH 4, 2021

[Note: a maximum on insured earnings creates a maximum benefit that can be expressed on a weekly basis; conversely, a weekly maximum benefit reflects an implicit maximum insurable earnings limit]. I could find only one jurisdiction with no maximum on insured earnings: Manitoba. Each plan should be examined on its own.

Workers’ Compensation 52

Workers’ Compensation Disability Insurance Insurance Deductible 52