article thumbnail

Safe harbor 401(k) vs. traditional 401(k): What’s the difference?

Genesis HR Solutions

If you’re a small business owner interested in starting a 401(k) plan for your employees, you already understand how they will benefit, but you should also understand how the plan will affect you. Sometimes, the traditional 401(k) plan doesn’t end up providing you the full benefit you’d hoped for.

401(k) 105
article thumbnail

Financial Planning Tips for Older Women

Money Talk

saving for later life in an IRA or 401(k) plan) while older women need “through retirement” goals. 401(k)s), tax-deferred accounts (e.g., The class for older women was based on content from the book Money Talk: A Financial Guide for Women that can be downloaded for free online.

401(k) 278
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Why a 401(k) & HSA make the perfect power couple

Benefit Resource Inc.

If you’ve already finished the first season of Bridgerton on Netflix and are looking for another love story to dive into, we’re here to tell you about a love story for the ages: a 401(k) & HSA. 401(k) + HSA =. Both 401(k)s and HSAs are money-saving tools. So, what about a 401(k) & HSA?

401(k) 75
article thumbnail

Keep Track of Your Beneficiaries

Money Talk

TSP, 401(k)s, and 403(b)s), and annuities so that proceeds can be transferred to beneficiaries free of probate. The downloadable form , Beneficiary and Personal Representative Designations, is useful to list beneficiary designations in one place. Typically, they are people or organizations that people care deeply about (e.g.,

401(k) 235
article thumbnail

How to Conquer These 4 Top-of-Mind HR Challenges

Whether you’re concerned about adapting to new pay transparency laws, managing global benefits packages, return-to-office mandates, or 401(k) and retirement planning strategies, we’ve got you covered. And the ever-changing policies and laws can make cultivating a competitive employee benefits strategy feel impossible.

article thumbnail

Why employee wellness matters – and how it’s good for business

Insperity

Emphasize wellness in benefits offerings Most standard benefits packages include things like health insurance, a 401(k) retirement plan and PTO. Additionally, more businesses are offering student loan repayment programs – occasionally even as an alternative to 401(k) matching. This impacts the vast majority of employees.

article thumbnail

Best Of 2021: Employee Benefits Blog Posts and Downloads

Griffin Benefits

With nearly a half-million blog post views and tens of thousands of content downloads, here is some of our most popular content for the calendar year. 2022 IRS Contribution Limits for HSA, HDHP, FSA, 401(k). TOP FIVE DOWNLOADS OF 2021. TOP TEN BLOG POSTS OF 2021. Does Healthcare Consumerism Even Have A Chance?

401(k) 82