Vantage Circle

MARCH 25, 2025

Companies that think free snacks and a 401(k) match are enough? How can companies move beyond standard health insurance and create a benefits package that truly stands out? A solid benefits package has comprehensive health insurance, paid time off (PTO), retirement plans, and wellness support. What’s next?

Employee Benefits 85

Employee Benefits Family and Medical Leave Act 401(k) PTO 85

HR Digest

OCTOBER 4, 2024

Along with Hobby Lobby’s current wage hike, the shopping chain also provides other fiscal and medical benefits like a medical and dental plan, 401(k) with generous company match, a flexible spending plan, life insurance, etc.

401(k) 96

401(k) Retail Flexible Spending Life Insurance 96

Achievers

DECEMBER 16, 2019

That’s the case for any employee benefit, from time off to healthcare to flexible work arrangements to workers’ comp insurance. Naturally, most businesses can’t afford the king suite of benefits—unlimited PTO, free insurance, etc. Health insurance. A matching 401(k) or pension. Retirement savings account.

Employee Benefits 309

Employee Benefits 401(k) PTO Benefits Package 309

WEX Inc.

NOVEMBER 21, 2024

From pet insurance to identity theft protection, these benefits allow employees to pick and choose coverage that supports their specific needs, enhancing overall employee satisfaction. Employers leveraging data-driven platforms to offer customized options will stand out regarding employee recruitment and retention.

Employee Benefits 104

Employee Benefits 401(k) Employment Health Savings Account 104

Money Talk

JUNE 22, 2023

Who is going to get what you someday leave behind in life insurance policies and/or tax-deferred retirement accounts? Beneficiary Use- Beneficiary designations are required for life insurance policies, individual retirement accounts (IRAs), employer retirement savings plans (e.g., spouse, children, charitable organizations).

401(k) 235

401(k) Life Insurance Retirement Plan Finance 235

Money Talk

APRIL 20, 2023

401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., health insurance). Benefits are based on a worker’s 35 highest earning years and delayed retirement credits between full retirement age and age 70 increase benefit amounts. barn, silo, riding arena), farm equipment (e.g.,

401(k) 246

401(k) Pension Retirement Plan Taxes 246

Money Talk

JANUARY 18, 2023

Not surprisingly, much of the news was negative; e.g., soaring prices for food, gas, utilities, cars, insurance, and more. 401(k)s) and IRAs are pegged to inflation. The year 2022 was chock full of news about inflation, with a year-to year Consumer Price Index increase of 9.1% in June and a still-high 6.5% CPI at year-end.

401(k) 246

401(k) Banking Deductions Deductible 246

Money Talk

AUGUST 3, 2022

IRA, 401(k)/403(b) plans), suitable investments include stocks to be held a year or less, funds that generate significant short-term capital gains, and taxable bond funds. traditional IRAs and 401(k)/403(b) plans) where earnings are taxed at a future date, and tax-free investments where taxes are not due on earnings (e.g.,

Taxes 189

Taxes 401(k) Flexible Spending Account Deductions 189

Money Talk

MARCH 4, 2022

Required Minimum Distributions (RMDs) - Taxpayers with traditional IRAs, SEPs (self-employed), and employer retirement savings plans (401(k), 403(b), 457, and TSP) must begin annual RMDs upon reaching age 72. Expenses such as false teeth, hearing aids, glasses, wheelchairs, and premiums for long-term care insurance qualify.

Taxes 245

Taxes 401(k) Deductible Deductions 245

HR Digest

MARCH 12, 2025

These perks, often discretionary, supplement an employees paycheck and can range from health insurance to gym memberships, company cars to childcare assistance. Think medical, dental, and vision insurance, often supplemented by wellness programs like mental health support or fitness stipends. Compliance is non-negotiable.

401(k) 72

401(k) Health Insurance Taxes Retirement Plan 72

Money Talk

FEBRUARY 1, 2024

saving 10% of pay in a 401(k) plan). Payroll deductions for defined contribution plans, like 401(k)s, make adhering to advice to “pay your first” automatic. Wealth-Building Needs Protection- It is important not to overlook the role of insurance as a wealth-building tool.

401(k) 188

401(k) Finance Pension Commissions 188

Money Talk

AUGUST 31, 2023

insurance premium) expenses. America’s 401(k) Experiment - 2023 is the 45 th anniversary of tax-deferred 401(k) retirement savings plans that workers fund with voluntary contributions from their pay. Baby Boomers were “guinea pigs” for the use of 401(k)s, often as a substitute for defined benefit pensions.

401(k) 159

401(k) Pension Food Finance 159

Insperity

OCTOBER 1, 2024

The business case for employee wellness Your business should prioritize employee wellness if leadership cares about: Reducing healthcare claims and containing benefits costs (particularly health insurance). Many of these services may be available through current insurance carriers as value-add programs.

Employee Wellness 84

Employee Wellness 401(k) PTO Retirement Plan 84

HR Lineup

FEBRUARY 8, 2022

The Federal Unemployment Tax Act (FUTA) is a payroll or unemployment tax that employers pay to the federal government to fund unemployment insurance programs and unemployment benefits for individuals with no jobs. So, read along to have a complete understanding. What is FUTA Tax. Who Pays FUTA and SUTA Tax. Who is Exempt From FUTA and SUTA.

Taxes 243

Taxes 401(k) Government Insurance 243

Business Management Daily

MARCH 21, 2022

Setting up a 401(k) for employees can be a daunting task for small business owners. 401(k)s allow employees to set aside a percentage of their salary to plan for their future retirement. 401(k)s allow employees to set aside a percentage of their salary to plan for their future retirement. What is a 401(k)?

401(k) 52

401(k) roth 401(k) Retirement Plan Deductions 52

Money Talk

OCTOBER 19, 2023

Affluent older adults may choose to self-insure for this risk and low-income persons generally apply for Medicaid. People in the middle-income range might consider long-term care insurance, family support, asset liquidation/downsizing, and other planning strategies. Average monthly benefit in 2023: $1,827 ($21,924 per year).

401(k) 213

401(k) Finance Medical Deductions 213

HR Lineup

MAY 9, 2023

One of the most significant employee benefits that Pazcare offers is health insurance. Health insurance is an essential component of employee benefits, and Pazcare recognizes the importance of it. Pazcare provides its employees with 401(k) plans, which are retirement savings plans that allow employees to save for their future.

401(k) 130

401(k) Flexible Spending Account Health Insurance PTO 130

Money Talk

FEBRUARY 10, 2022

Below are 13 time-saving financial management strategies: Automate Everything You Can - Consider automated bill-paying for insurance premiums and utility service (e.g., 401(k), 403(b), 457, or TSP). Make Payments Less Frequently - Pay insurance premiums annually or semi-annually instead of quarterly or monthly.

401(k) 189

401(k) Finance Taxes Retirement Plan 189

Business Management Daily

MAY 5, 2022

Defined contribution plans such as 401(k) plans were never meant to function as retirement plans—they are profit-sharing plans. The undisputed fact is, however, 401(k) plans have morphed into retirement plans. As with W-4s, the trick with 401(k) plans is not giving advice. Here’s what you can do to help.

401(k) 133

401(k) Retirement Plan Deductions Deductible 133

Money Talk

JANUARY 11, 2023

The easiest way to “pay yourself first” is to have savings deducted automatically from your paycheck through a 401(k) or other workplace savings plan. Insure For Large Financial Risks- Insurance coverage should be reviewed periodically. Insure For Large Financial Risks- Insurance coverage should be reviewed periodically.

401(k) 185

401(k) Finance Insurance Deductions 185

HR Digest

APRIL 11, 2022

A third of employed workers say they expect to seek a new job this year, and many of them are likely to withdraw money out of their 401(k), something financial planners never recommend. workers with at least one retirement account, almost 21% of Americans who quit their job during the epidemic cashed out their 401(k).

401(k) 52

401(k) Health Insurance Retirement Plan Taxes 52

Money Talk

MARCH 22, 2023

If they want to increase expenses to lower net income to reduce business-related taxes, they can prepay expenses such as rent, lease payments on business vehicles, and business insurance premiums. In 2023, these limits are $6,500 and $22,500, respectively.

Taxes 189

Taxes 401(k) Deductible Deductions 189

Money Talk

DECEMBER 14, 2023

Retirement Savings Accounts - Money saved, preferably for decades, in tax-deferred employer retirement accounts; e.g., 401(k), 403(b), and 457 plans and the thrift savings plan (TSP). Financial Independence - Multiple income sources that provide the ability to support your desired lifestyle without a paycheck from an employer.

401(k) 155

401(k) Health Insurance Pension Taxes 155

Money Talk

JUNE 29, 2022

401(k) or 403(b) plan). Insurance Check-Up - While stocks have trended downward so far in 2022, insurance premiums (homeowners, auto, health, etc.) Insurance Check-Up - While stocks have trended downward so far in 2022, insurance premiums (homeowners, auto, health, etc.) child care, loan) ends.

401(k) 189

401(k) Out of Pocket Cost Finance Flexible Spending Account 189

Best Money Moves

APRIL 17, 2019

Those workers that do have a 401k aren’t saving enough to cover expenses in retirement, even when employers match contributions. Retirement concerns: is financial literacy the solution? Not saving enough for retirement is the number one fear among middle-income earners , and with good reason. Can Financial Literacy Solve Retirement Concerns?

401(k) 97

401(k) Retirement Plan Finance Insurance 97

HR Digest

JANUARY 11, 2021

The platform also offers additional HR features to make it easier to manage onboarding, wages, and insurance, as well as providing general support. The post Best HR Software Providers: Standard-setters in performance tracking to 401(K) management appeared first on The HR Digest.

401(k) 71

401(k) Software Human Resources Management 71

HR Lineup

DECEMBER 28, 2022

This includes everything from health insurance and 401(k) plans to employee assistance programs and life insurance. This includes workers’ compensation insurance and safety training programs, which can help businesses to reduce the risk of accidents and injuries in the workplace.

401(k) 130

401(k) Life Insurance Health Insurance Professional Employer Organization 130

Business Management Daily

FEBRUARY 18, 2022

The Employee Benefits Security Administration has had an on-again, off-again approach to whether employers can allow 401(k) investment choices to promote social, environmental, or other public policy causes—called economically targeted investments or sometimes environmental, social, or governance investing.

401(k) 59

401(k) Pension Retirement Plan Commissions 59

Insperity

OCTOBER 10, 2023

employer-sponsored 401(k) plans. Act seeks to: Open access to 401(k) retirement plans to more people Provide greater opportunities to save Offer financial incentives to save while removing common barriers and penalties So, what does the law require of employers? The SECURE 2.0 The SECURE 2.0 The SECURE 2.0 The SECURE 2.0

401(k) 116

401(k) Retirement Plan Taxes Benefits Package 116

Achievers

JUNE 6, 2022

Traditional offerings like health insurance and retirement plans are likely the first things that come to mind. These mandated benefits may include leave time for caring for family or personal medical purposes, worker’s compensation, as well as health, disability, and unemployment insurance.

Employee Benefits 281

Employee Benefits Family and Medical Leave Act 401(k) Retirement Plan 281

HR Lineup

DECEMBER 27, 2022

This includes tools for managing employee insurance, 401(k) plans, and other benefits, as well as tools for calculating payroll and tax deductions. In addition to its time and attendance features, Rippling also offers a range of tools to help businesses manage employee benefits and payroll.

401(k) 130

401(k) Payroll System Payroll Deductions 130

HR Lineup

MAY 10, 2023

The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.

401(k) 130

401(k) Insurance Carriers Retirement Plan Disability Insurance 130

HR Lineup

DECEMBER 29, 2022

These include access to a wide range of health insurance plans, 401(k) retirement plans, and employee assistance programs. This level of customization allows businesses to get the support they need without paying for unnecessary services.

401(k) 130

401(k) Retirement Plan Health Insurance Professional Employer Organization 130

HR Lineup

FEBRUARY 9, 2023

The platform integrates with popular payroll providers and insurance carriers to provide real-time data and insights into benefits and HR programs. Zenefits’ platform offers a wide range of benefits products including health, dental, and vision insurance, life insurance, 401(k) plans, and other voluntary benefits.

401(k) 130

401(k) Insurance Carriers Voluntary Benefits Life Insurance 130

COMPackage

NOVEMBER 3, 2024

Benefits: A detailed breakdown of employer-sponsored benefits like health insurance, paid time off (PTO), retirement plans, and wellness programs. TCRS provide a transparent breakdown of all aspects of an employee’s compensation package, including: Base Salary: The core component, outlining the annual or hourly wage.

401(k) 52

401(k) Retirement Plan Benefits Package Health Insurance 52

Genesis HR Solutions

SEPTEMBER 22, 2020

There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Medical insurance is likely a no-brainer— it’s one of four major types of benefits most employers offer. Dental Insurance. Vision Insurance.

401(k) 98

401(k) Employee Benefits roth 401(k) Disability Insurance 98

HR Lineup

JANUARY 29, 2023

The platform provides small businesses with access to a range of benefits, including health insurance, 401(k) plans, and paid time off, helping small businesses attract and retain top talent. Another key feature of Bambee is its benefits offerings.

401(k) 130

401(k) Payroll Service Health Insurance Payroll 130