Money Talk

APRIL 11, 2024

I recently attended a Financial Planning Association (FPA) webinar about traditional and Roth IRAs presented by Ed Slott , a nationally recognized expert on IRAs and frequent presenter at conferences for financial advisors. 401(k), 403(b), 457, or Thrift Savings Plan). There is no way out. tax bracket was over 90%.

401(k) 185

401(k) Taxes Retirement Plan Pension 185

Money Talk

APRIL 20, 2023

In addition to writing monthly Small Steps to Health and Wealth™ financial messages , I also present online webinars and class segments. Off-Farm Job Employer Benefits - These include a defined benefit pension, an employer retirement savings plan (e.g., health insurance). barn, silo, riding arena), farm equipment (e.g.,

401(k) 246

401(k) Pension Retirement Plan Taxes 246

Money Talk

JUNE 16, 2022

This post describes highlights from a recent webinar about retirement planning and taxes in both "to retirement" years (working and saving) and "through retirement" years (later life asset withdrawals). Examples include a 401(k) or 403(b) plan and traditional IRA. Tax-exempt income is income that is free from federal income tax.

Taxes 188

Taxes 401(k) Retirement Plan Pension 188

Money Talk

MAY 18, 2022

2021) or 90% of current year (2022) tax liability using a W-4 form at work for job-related income tax withholding; withholding for Social Security, a pension, and required minimum distributions through account custodians; and/or quarterly estimated payments using IRS Form 1040-ES. 401(k), 403(b), and traditional IRA).

Taxes 263

Taxes 401(k) Deductions Deductible 263

Money Talk

OCTOBER 7, 2021

I recently attended several webinars and listened to several podcasts about issues related to retirement planning and personal finance issues in later life. COVID-19 Had Mixed Impacts - A webinar speaker described “push and pull” effects arising from the pandemic.

401(k) 130

401(k) Entertainment Taxes Retirement Plan 130

Money Talk

SEPTEMBER 16, 2021

Below are eight insights that I gleaned from recent webinars and podcasts: Plans Don’t Always Pan Out- According to the 2021 Retirement Confidence Survey (RCS), people don’t always leave the labor force when they plan to: 46% exit earlier and 6% work longer than planned. The savings habits and retirement savings accounts (e.g.,

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401(k) Pension Management IT 130

Money Talk

JUNE 24, 2021

People with secure jobs or pensions and decreased expenses and spending opportunities saved more and/or reduced debt. Below are eight recommended financial recovery steps that I heard recently at several webinars: Replenish Emergency Savings- Set a final goal (e.g., It was a tsunami that swept up everyone. Some industries (e.g.,

401(k) 100

401(k) Finance Entertainment Pension 100