Patriot Software

NOVEMBER 27, 2024

How much can employees contribute to their retirement plans? Whether investing in a 401(k), IRA, or another retirement plan, you and your team should understand the rules and limits for 2025. Use our quick-reference chart to learn 401(k) contribution limits 2025, IRA contribution limits, and more.

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401(k) Retirement Plan Deductions Deductible 62

Employee Benefit News

JANUARY 18, 2024

Retirement plan sponsors and advisers receive guidance from the IRS on how to legally incentivize plan participation.

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401(k) Retirement Plan 296

HR Lineup

OCTOBER 25, 2023

As we step into 2023, retirement planning has become more critical than ever. With the uncertainty surrounding the future of Social Security and the increasing life expectancy, having a solid retirement plan is essential. What is a 401(k)? 10 Best 401(k) companies of 2023 1.

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401(k) Retirement Plan Taxes Education 130

Employee Benefit News

NOVEMBER 15, 2023

Does the tech giant's move signal the return of pensions? John Lowell of October Three consulting weighs in.

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401(k) Retirement Plan Pension Consulting 230

Employee Benefit News

APRIL 24, 2023

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401(k) 290

401(k) Retirement Plan 290

Employee Benefit News

OCTOBER 25, 2022

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401(k) 279

401(k) Retirement Plan 279

HR Lineup

MARCH 10, 2022

To give you a better understanding of the non-qualified deferred compensation plan, it’s essential to understand all types of deferred compensation plans. Besides the 409A deferred compensation, there is also the qualified deferred compensation plan such as the 401(k)s.

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401(k) Retirement Plan Deductible Deductions 246

Employee Benefit News

DECEMBER 21, 2022

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Retirement Plan 325

Retirement Plan 401(k) 325

HR Digest

AUGUST 28, 2023

Are you a self-employed individual or a small business owner looking for a retirement savings plan that offers flexibility and control? This mini-guide explores whether a solo 401k is a good idea for individuals like you. Making sound financial decisions is essential, especially when it comes to planning for your future.

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401(k) Retirement Plan Taxes Consulting 98

Employee Benefit News

MARCH 25, 2024

Ted Benna's plan would offer financial incentives that could be directed to a long-term investment account for the future.

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401(k) Retirement Plan 287

HR Digest

FEBRUARY 13, 2022

To provide financial support, many employers think about 401K retirement plans a nd student loans. People leave their workplaces because they are not satisfied with the retirement plan or they find better conditions somewhere else. The Great Resignation is a difficult situation nowadays.

401(k) 116

401(k) Retirement Plan Pension Work From Home 116

Genesis HR Solutions

NOVEMBER 18, 2020

If you’re a small business owner interested in starting a 401(k) plan for your employees, you already understand how they will benefit, but you should also understand how the plan will affect you. Sometimes, the traditional 401(k) plan doesn’t end up providing you the full benefit you’d hoped for.

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401(k) Salary Payroll Retirement Plan 105

Employee Benefit News

NOVEMBER 20, 2024

A government watchdog reports that Labor Department regulations haven't made much of an impact on the levels of disclosure and comprehension.

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401(k) Government Retirement Plan Employee Benefits 225

Employee Benefit News

DECEMBER 12, 2024

Even among retirement-age Americans, many nest eggs are almost empty, according to an alarming new study by GOBankingRates.

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401(k) Retirement Plan 240

WEX Inc.

NOVEMBER 21, 2024

Retirement savings With retirement top-of-mind for many, companies are increasing their focus on retirement savings options. Beyond the traditional 401(k) match , some employers are introducing student loan repayment matching , helping employees reduce debt while saving for retirement.

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Employee Benefits 401(k) Employment Health Savings Account 104

Genesis HR Solutions

JANUARY 30, 2023

Should you auto-enroll your employees into your company’s 401(k) program? Automatic enrollment is exactly what it sounds like—you, the employer, automatically enroll your employees into your organization’s 401(k) plan. The 401(k) is pre-tax. What is automatic enrollment?

401(k) 97

401(k) Taxes Deductible Deductions 97

Proskauer's Employee Benefits & Executive Compensa

SEPTEMBER 13, 2023

In a case of first impression in the Tenth Circuit, the Court recently joined the chorus of circuit courts in holding that a 401(k) plan participant alleging excessive investment management or recordkeeping fees must assert a “meaningful benchmark” in order to survive a motion to dismiss. The case is Matney v.

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401(k) Retirement Plan Government Management 109

WEX Inc.

JUNE 13, 2024

How is your HSA vs. your 401(k) vs. your IRA shaping up for retirement planning? Retirement planning is a lot easier when you imagine what you want it to be like. Will you retire in Florida, or at a cabin in the woods? Employers can also contribute to their employees’ HSAs.

401(k) 96

401(k) Retirement Plan Health Savings Account Deductible 96

Money Talk

APRIL 6, 2023

At the 2022 Retirement Summit sponsored by the Employee Benefit Research Institute (EBRI), there were four main topics: improving individuals’ access to retirement savings plans, reducing plan leakage (i.e., Savings Fosters Success - Studies have shown that just being in the retirement system in some capacity (e.g.,

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401(k) Retirement Plan Finance Government 245

Money Talk

MARCH 24, 2022

About 90% of women will need to manage money alone at some point in their lives. ¨ “Through Retirement” Goals- Working age women often focus on “to retirement” goals (e.g., saving for later life in an IRA or 401(k) plan) while older women need “through retirement” goals. 401(k)s), tax-deferred accounts (e.g.,

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401(k) Finance Entertainment Taxes 278

InterWest Insurance Services

NOVEMBER 25, 2022

The changes, which the IRS releases in November each year, will affect contribution limits for HSAs, FSAs and 401(k) and other retirement accounts. The maximum contribution levels are readjusted every year to account for inflation, along with maximum retirement plan contribution limits. Retirement plan maximums.

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401(k) Deductible Deductions Flexible Spending Account 98

Patriot Software

OCTOBER 17, 2022

Are you thinking about offering retirement plans at your small business? There are a lot of retirement options to choose from. Two common retirement plans for employees are individual retirement arrangement/account (IRA) plans and 401(k) plans.

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401(k) roth 401(k) Retirement Plan Taxes 95

Employee Benefit News

DECEMBER 13, 2022

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Retirement Plan 401(k) 264

Vantage Circle

MARCH 25, 2025

Companies that think free snacks and a 401(k) match are enough? A solid benefits package has comprehensive health insurance, paid time off (PTO), retirement plans, and wellness support. Find the Right Providers & Plans When it comes to health insurance, retirement plans, or other benefits, shopping around is key.

Employee Benefits 85

Employee Benefits Family and Medical Leave Act 401(k) PTO 85

Money Talk

JUNE 16, 2022

If you picture retirement planning and taxes as a Venn Diagram, there is lots of overlap between these two areas of personal finance. This is true both during one’s working years (when taxpayers are saving for retirement) and later, when people are older and withdrawing taxable income from tax-deferred accounts.

Taxes 188

Taxes 401(k) Retirement Plan Pension 188

McDermott Will & Emery Employee Benefits

JUNE 7, 2022

The US Department of Labor (DOL) recently issued guidance for the first time on the investment of retirement plan assets in cryptocurrencies. The post When Are Cryptocurrencies Appropriate Investments for Retirement Plans and IRAs? Compliance Assistance Release No. Compliance Assistance Release No.

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Retirement Plan 401(k) Employee Benefits Commissions 96

Employee Benefit News

SEPTEMBER 25, 2023

The Ninth Circuit's opinion in Bugielski v. AT&T found negotiation of a standard recordkeeping contract to be a prohibited transaction.

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Retirement Plan 401(k) 289

Money Talk

APRIL 20, 2023

Benefits are based on a worker’s 35 highest earning years and delayed retirement credits between full retirement age and age 70 increase benefit amounts. Off-Farm Job Employer Benefits - These include a defined benefit pension, an employer retirement savings plan (e.g., health insurance).

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401(k) Pension Retirement Plan Taxes 246

Money Talk

JANUARY 18, 2023

Increased Savings Contribution Limits - Maximum limits for employer retirement plans (e.g., 401(k)s) and IRAs are pegged to inflation. This pay increase may or may not cover all of their increased expenses, but it is better than no increase. When inflation rises, workers can save more money.

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401(k) Banking Deductible Deductions 246

Patriot Software

JULY 11, 2022

In the United States, the most common type of retirement plan is the trusty 401(k). trillion in assets, businesses of all sizes offer this type of plan to help their employees save for the retirement they deserve. However, not all 401(k)s are the same. While […] READ MORE.

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401(k) Retirement Plan Payroll 88

Employee Benefit News

FEBRUARY 8, 2023

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401(k) IT Retirement Plan Management 203

Money Talk

APRIL 11, 2024

Tax planning involves looking ahead and projecting future income and tax write-offs. Baby Boomer Challenges - Baby boomers (born 1946-1964) were the first generation with the ability to save money for retirement in 403(b)s, 401(k)s, and IRAs for decades (their parent’s generation had pensions). There is no way out.

401(k) 185

401(k) Taxes Retirement Plan Pension 185

Proskauer's Employee Benefits & Executive Compensa

MARCH 14, 2022

Department of Labor Employee Benefits Security Administration (“DOL”), cryptocurrency might carry similar dangers for otherwise strong and healthy 401(k) plan accounts. DOL’s 5 Reasons Why Cryptocurrencies Might be Like “Crypto-nite” to Participant Retirement Accounts: Digital Assets Are Highly Speculative and Volatile.

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401(k) IT Retirement Plan Media 97

WEX Inc.

JULY 24, 2023

Fortunately, there’s an often overlooked way to help employees build wealth and prepare for retirement. Why HSAs for retirement planning? These accounts provide another way for your employees to diversify their efforts to prepare for retirement. Click below to get your free HSA retirement white paper.

Retirement Plan 98

Retirement Plan 401(k) Health Savings Account Taxes 98

Money Talk

MARCH 15, 2023

What Not to Do - Annuities are generally not appropriate for qualified retirement plans such as 401(k)s or IRAs. They are already a tax-deferred product and investors gain no benefit by placing them in a tax-deferred plan. Deferred annuities make payments at a future date and allow annuitants time to make deposits.

401(k) 244

401(k) Life Insurance Taxes Insurance 244

Proskauer's Employee Benefits & Executive Compensa

FEBRUARY 27, 2024

A California district court recently denied a motion to dismiss claims that the fiduciaries of a 401(k) plan breached their ERISA fiduciary duties of prudence and loyalty by selecting underperforming, high-cost investments and causing the plan to pay excessive fees for services. The case is Coppel v. Seaworld , No.

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401(k) Retirement Plan IT 110

WEX Inc.

JUNE 13, 2023

And baby boomers are actually the highest percentage of retirement-account holders among any group segmented in a 2021 survey by the U.S. This lack of retirement planning by large segments of employees is leading to more stress for them and less productivity at work. First, offer retirement plans. Census Bureau.

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Retirement Plan 401(k) IT Healthcare 98