Money Talk

DECEMBER 29, 2022

I recently attended a number of webinars about retirement planning. This includes topics of interest to older adults in later life such as required minimum distributions (RMDs), taxes on Social Security benefits, and Medicare premiums. Key risks in retirement include longevity, health care expenses, taxes, and inflation.

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401(k) Taxes Retirement Plan Finance 181

Money Talk

APRIL 11, 2024

The 2023 income tax filing deadline is only days away (April 15, 2024 in most of the U.S.). It will be a busy weekend for many taxpayers and tax preparers who are filing tax returns or tax filing extensions. money that has been taxed) and can be withdrawn at any time for any reason tax-free and penalty-free.

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Money Talk

APRIL 20, 2023

In addition to writing monthly Small Steps to Health and Wealth™ financial messages , I also present online webinars and class segments. 401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., One of my Money Talk clients is my long-time employer, Rutgers Cooperative Extension. health insurance).

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401(k) Pension Retirement Plan Taxes 246

Money Talk

APRIL 7, 2022

Earlier this year, I viewed two very different webinars about retirement. The second webinar by Retirement Researcher described six stages of retirement and a host of non-financial considerations. Financial Planning Take-Aways ¨ Tax Deferral ? However, taxpayers with tax-deferred retirement savings accounts (e.g.,

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401(k) Taxes Finance Education 189

Vantage Circle

MARCH 25, 2025

Companies that think free snacks and a 401(k) match are enough? Retirement Plans (401(k) & Pensions) A robust 401(k) match or pension plan is a powerful signal that a company views its employees as long-term partners, not disposable resources. The modern workforce wants more. What’s next?

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Employee Benefits Family and Medical Leave Act 401(k) PTO 85

Money Talk

APRIL 28, 2022

Methods include webinars, podcasts, blogs, television and radio shows, print media, websites, and more. Health Savings Accounts - One study found that the tax savings on many employees’ contributions to a health savings account (HSA) increases wealth by more than an employer match on the same employees’ 401(k) contributions.

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401(k) Health Savings Account Finance Retirement Plan 186

HR Digest

JANUARY 11, 2021

The platform automatically calculates and debits local, state, and federal taxes. The platform also offers employee benefits options such as health insurance through Gusto’s licensed advisors, 401(k) retirement, workers’ compensation, 529 savings, HSA, life and disability, commuter benefits, and more. Founded 2013.

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401(k) Software Human Resources Management 71

Money Talk

OCTOBER 7, 2021

I recently attended several webinars and listened to several podcasts about issues related to retirement planning and personal finance issues in later life. COVID-19 Had Mixed Impacts - A webinar speaker described “push and pull” effects arising from the pandemic.

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Best Money Moves

FEBRUARY 22, 2022

Events, contests and webinars can be an easy way to encourage employees and teach them about 401(k) tax benefits. Address the retirement race gap head-on and use 401(k) auto-enrollment to increase participation. Host company incentives, like match contributions, to encourage benefits use.

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401(k) Education Food Finance 105

Money Talk

JUNE 24, 2021

Below are eight recommended financial recovery steps that I heard recently at several webinars: Replenish Emergency Savings- Set a final goal (e.g., We have moved from a year of contraction (2020) to a year of economic rebound (2021). three to six months’ of essential expenses) and identify interim progress points along the way (e.g.,

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401(k) Finance Entertainment Pension 100

Business Management Daily

MAY 9, 2024

That’s why we’ve compiled this summary of one of our recent webinars that Alice Gilman, Esq, hosted. It provides provisions aimed at improving employee retirement outcomes and makes starting 401(k) plans more attractive and beneficial for employers – even those with 50 or fewer employees. How does it do that?

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Business Management Daily

SEPTEMBER 22, 2021

Some benefits to consider adding or expanding are: 401K benefits: If your business is not matching contributions, you may want to look into what competing employers are doing in terms of retirement benefits and whether there is room in the budget to offer some level of matching. Webinars or meetings can be helpful.

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Benefit Resource Inc.

MARCH 28, 2024

Pre-tax benefits are a powerful tool for saving money and maximizing your income. Know Your Pre-Tax Benefit Options Flexible spending accounts (FSAs): An FSA allows you to set aside pre-tax dollars for eligible healthcare expenses. Here are some essential tips to help you navigate the early stages of the plan year.

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Benefit Resource Inc.

APRIL 4, 2024

Understanding HSAs HSAs are tax-advantaged savings accounts designed to help individuals save for medical expenses. Tax-Efficient Savings In retirement, healthcare expenses tend to increase. Host workshops or webinars to answer employee questions and address concerns. Why Should Employers Care? and Inspira Financial Trust, LLC.

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401(k) Retirement Plan Benefits Package Deductions 52

Abel HR

APRIL 19, 2021

You can also use tools on their website such as: checklists to organize your workflow guides to refresh your memory on specific policies calculators to compute figures like taxes and salary. Plus, you can attend training and webinars to expand your knowledge of HR practices and know the experts in the field. Fairy God Boss.

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Human Resources 401(k) Software Payroll Service 52

McNees

JANUARY 13, 2023

Employers may now offer de minimis financial incentives to employees to participate in 401(k) and 403(b) plans. The early distribution 10% percent tax will not apply to distributions for participants with a terminal illness. Employers joining a multiple employer plan are eligible for a startup tax credit for 3 years.

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Money Talk

JANUARY 23, 2025

As I noted in last weeks post , I recently presented a 90-minute 2024 Personal Finance Year in Review webinar for OneOp, and, after the webinar, answered follow-up questions from webinar participants. Congress and the IRS know that many owners of tax-deferred retirement accounts (e.g., the so-called stretch IRA).

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HR Digest

MARCH 31, 2025

Tax season is officially upon us, and with tax deadlines for 2025 looming on April 15, 2025the IRS tax deadline is going nowhereHR professionals have a golden opportunity to step up something useful. That’s where a few Tax Day tips might come in handy. Lets explore some last-minute tax filing tips to keep in mind.

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Money Talk

JULY 6, 2023

During the past two months, I summarized information from various recent webinars that might be useful to others. The converted amount, plus any pro-rated earnings for the short time money is in the traditional IRA, are taxed at ordinary income tax rates. Financial knowledge is power.

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