How 401(k) advisers can uncover and engage with client prospects
Employee Benefit News
JANUARY 11, 2023
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Employee Benefit News
JANUARY 11, 2023
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Employee Benefit News
AUGUST 9, 2023
Technology, user-experience design and greater transparency are key components along the road to realizing greater clarity.
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Understanding Group Medicare for an Aging Workforce: Key Considerations for HR Leaders
More Than a Benefit: Group Medicare and the Psychology of Retirement
Money Talk
APRIL 6, 2023
Below are my key take-aways: Reluctance to Spend - Many people who saved regularly for decades in retirement savings plans such as IRAs and 401(k)s- as financial experts told them to do- are now hesitant to spend down their assets. 401(k) plans), they generally don’t save for retirement.
WEX Inc.
NOVEMBER 21, 2024
Shaped by changing work environments, economic pressures, and technological advancements, the following trends are emerging as essential components of a competitive benefits package. Beyond the traditional 401(k) match , some employers are introducing student loan repayment matching , helping employees reduce debt while saving for retirement.
Best Money Moves
APRIL 9, 2025
Fintech, shorthand for financial technology, has rapidly transformed how people spend and manage their money. However, even more are missing out on the employee-facing benefits of this evolving technology. Broadly, fintech, or financial technology, is any technology used to spend or manage money. So, what is fintech?
HR Digest
APRIL 30, 2022
A Bitcoin 401(k). recently revealed that they plan to offer investors the option to put bitcoin in their 401(k)s by the end of this year. A 401(k) plan is a company-sponsored retirement account where employee funding might come directly from their paychecks and may be matched by the employer.
HR Lineup
MAY 9, 2023
The platform is designed to help medical professionals and patients manage healthcare needs more efficiently, utilizing technology to improve the overall healthcare experience. Pazcare provides its employees with 401(k) plans, which are retirement savings plans that allow employees to save for their future.
HR Digest
JANUARY 11, 2021
The platform also offers employee benefits options such as health insurance through Gusto’s licensed advisors, 401(k) retirement, workers’ compensation, 529 savings, HSA, life and disability, commuter benefits, and more. It can be easily integrated with tools like Xero, Clover, Quickbooks, TSheets, and more.
Achievers
AUGUST 29, 2017
When we see technology being used this way (or are guilty of too much screen time ourselves) it can be easy to assume technology is pushing human beings apart. In our personal lives, the proper use of technology can give us greater exposure to different perspectives and ways of expressing ourselves.
Best Money Moves
JANUARY 31, 2023
When it comes to retirement benefits, employees are looking for more than just a 401(k) — they want comprehensive guidance on how to prepare for the future. Supplement retirement benefits with a digital financial wellness program that offers the latest technology.
Insperity
FEBRUARY 9, 2015
These days, technology is all about the user experience. Each year, it seems there is a different focus for HR technology , usually influenced by the marketplace and what’s happening in the economy. Employees don’t want to be put into a telephone queue just to update their address or manage their 401(k) contributions.
HR Digest
OCTOBER 29, 2022
Employers are often tasked with whether they should go for an ESOP or 401K plan since they are the most common. If you don’t want to delve into the whole ESOP vs 401K debate, then should you go for both an ESOP and a 401K? In this article, we cover the following to compare ESOP vs 401K plan: What is ESOP? What is 401K?
HR Digest
APRIL 19, 2025
Leverage Technology for Personalized Planning AI-driven tools can analyze an employees earnings history and health to recommend optimal claiming ages for Social Security retirement payouts in 2025. Providing access to financial advisors who can integrate Social Security Full Retirement Benefits in 2025 with 401(k)s and IRAs.
HR Bartender
APRIL 16, 2017
Traditional benefits include employer-offered healthcare, a 401(k) program, and vision benefits. Some common employee discount programs include local restaurants, gyms, dry cleaners, entertainment venues, technologies (e.g., Perks are extras that go above and beyond traditional benefits.
Best Money Moves
DECEMBER 9, 2024
As technology improves, personalized benefits will be able to cater to a persons exact struggles and new opportunities are considered every year. The average employer matches 6% of an employee’s Traditional 401k and Roth 401k contributions. These benefits trends will continue going into 2025.
Business Management Daily
MAY 12, 2023
Via your 401(k) plan record-keeper In 2021, a federal trial court ruled that employees’ personal information—their names, contact information, Social Security numbers, financial information, investment history, investments, account balances, etc. You can ask your 401(k) record keeper, health plan, payroll provider , etc.
WEX Inc.
OCTOBER 15, 2024
While HSAs combine several of the best features of 401(k)s and flexible spending accounts (FSAs), they are often overlooked and underutilized. WEX is excited to use HSA Day to educate employers and employees about the value of HSAs.”
HR Lineup
JANUARY 24, 2024
Automated Systems and Technologies: Leveraging automation tools and technologies can streamline the POI processing workflow. Eligible investments may include: Retirement Accounts: Contributions to 401(k) , IRA, or other employer-sponsored retirement plans.
HR Digest
APRIL 22, 2023
Employers who offer financial wellness benefits, such as financial education, 401(k) contributions, or student loan repayment assistance, can attract and retain top talent while improving employee financial well-being. Technology Benefits Finally, technology benefits are another growing trend in workplace benefits.
HR Bartender
OCTOBER 26, 2018
Employees who need emergency funds don’t need to tap into their 401(k) savings programs. As much as we might not like to admit it, having good credit matters. And the way you get good credit is by taking out loans and paying them back … on time. I’ve written before about the challenges ahead when it comes to retirement.
Insperity
SEPTEMBER 21, 2023
Look beyond the 401(k) Employees tend to think of a 401(k) retirement plan as a standard, commonplace benefits offering. Furthermore, a 401(k) is focused on the future and long-term goals – a more urgent and timely concern for older employees closer to retirement.
Proskauer's Employee Benefits & Executive Compensa
FEBRUARY 13, 2024
Defense counsel frequently lament the difficulties of defending 401(k) investment and recordkeeping fee litigation when different judges render conflicting rulings on motions to dismiss seemingly indistinguishable complaints. Faith Technologies, Inc. , Matthews International Corp. , 1:20-cv-1054, 2023 WL 9321285 (E.D.
Empuls
AUGUST 27, 2024
Take the example of a leading technology company where, by just introducing flex-time for its employees, allowing them to work from home, and far better health benefits, the whole approach toward implementing employee benefits was changed. This professional development not only builds better employees but increases job satisfaction as well.
Achievers
FEBRUARY 12, 2018
Traditionally, a six-figure salary and 401k options were enough to attract and retain top talent. Try it: Pair learning opportunities with an HR technology platform like Achievers , which allows you to keep employees engaged with recognition, milestones, and rewards.
Insperity
FEBRUARY 20, 2020
These things have become so commonplace that employees expect them, such as: Health insurance Dental insurance Paid vacation and sick days 401(k) retirement plan Disability insurance Life insurance Workers’ compensation Unemployment insurance.
HR Bartender
AUGUST 21, 2016
As a quick reminder, I’ve been working on a series about HR technology: the common terms and concepts that HR pros need to know. He is considered one of the top four HR technology influencers in the US, and the industry’s leading producer of shows – live and online. Technology decisions are more complex than ever. What is HCM?
Genesis HR Solutions
JUNE 21, 2022
When comparing retirement plans—the one your small business currently uses and a 401(k) retirement plan offered by a PEO—you’ll immediately see the difference. Regular 401(k) investment committee meetings. ? A Safe Harbor 401(k) Option. Using a PEO plan benefits you because: 1.
Flimp Communications
MARCH 31, 2020
Make sure employees understand the tax implications of various deductions and contributions, like for HSAs or 401(k)s. 401(k)s are taking a hit with the stock market’s fluctuations. At the end of the day, employee communications technology is for helping employees engage with their work and find satisfaction.
Flimp Communications
FEBRUARY 19, 2020
With the outrageous rise in the cost of living as well as ballooning student debt, millennials tend to place putting money away for their 401k lower on their priority list. Do we have access to a 401k or other retirement benefits? Make sure they do research on their health benefits as well as the 401k or 403b plan.
Best Money Moves
JUNE 6, 2018
In the Best Money Moves Roundup, we run down the latest news including digitized benefits programs, the best 401(k) plans and tips for retention. Most employers agree that managing benefits is increasingly complex, which explains the tremendous growth in outsourced technology for HR. How does your 401(k) plan measure up?
Best Money Moves
AUGUST 28, 2018
Most millennials have nothing saved for retirement and of those that do, research from E-Trade revealed that 60 percent have already taken an early withdrawal from their 401(k). Best Money Moves will be at the 2018 HR Technology Conference in Las Vegas this September 11-14.
Insperity
AUGUST 17, 2023
PEOs do this through better benefits procurement and administration, talent management that covers the entire employee lifecycle, proven and scalable HR infrastructure, access to advanced technology and savvy risk management. As business needs evolve, these services can expand or contract.
Insperity
MARCH 15, 2018
You also need to track voluntary deductions like health insurance and 401(k) contributions, prepare and file quarterly reports, and process w-2s at the end of the year. That’s not to say technology is flawless, however. Cloud-based solutions deliver seamless software upgrades that won’t disrupt business.
Flimp Communications
MARCH 4, 2020
According to financial-technology company Best Money Moves , Americans, by and large, are in financial trouble. Employers can provide that help with the right financial tools and technology, as well as employee education for holding onto and growing their money. Match more put towards their 401(k) accounts.
Insperity
OCTOBER 17, 2023
Many companies now leverage HR technology , data analytics and artificial intelligence to help them know their workforce on a deeper and more proactive level. People analytics Your efforts to understand the employee mindset and the drivers behind resignation decisions don’t have to be limited to surveys and interviews.
Insperity
JULY 7, 2022
Prior to the pandemic, companies were toying with videoconferencing technology and allowing people to work remotely – but then things got serious. Are there other ways to leverage technology to help companies understand the value they’re getting from individual employees – without being intrusive or making employees feel micromanaged?
Qandle
AUGUST 26, 2022
With the COVID-19 pandemic posing new obstacles to traditional recruitment practices like in-person interviews, the importance of human resource management and cutting-edge technology has never been higher for businesses than it is in 2022. Eighty-nine percent of HR experts felt prepared for the pandemic’s impact on the workplace.
Insperity
FEBRUARY 9, 2015
These days, technology is all about the user experience. Each year, it seems there is a different focus for HR technology , usually influenced by the marketplace and what’s happening in the economy. Employees don’t want to be put into a telephone queue just to update their address or manage their 401(k) contributions.
Employee Benefits
APRIL 21, 2023
It was praised for its education and skills training, and its benefits package that includes health insurance from an employee’s first day, a 401(k) plan, up to 20 weeks of paid parental leave and free mental health support.
Genesis HR Solutions
DECEMBER 2, 2021
By outsourcing your 401(k) retirement plan to a PEO, you no longer have to deal with the headache of administration and compliance. Instead, your outsourced provider handles all the details, from participant education to 401(k) reporting. You get the HR technology and software your team needs. 401(k) plans.
Achievers
FEBRUARY 12, 2018
Traditionally, a six-figure salary and 401k options were enough to attract and retain top talent. Try it: Pair learning opportunities with an HR technology platform like Achievers , which allows you to keep employees engaged with recognition, milestones, and rewards.
Insperity
FEBRUARY 15, 2018
Do you know if your employees’ 401(k) deductions are being properly calculated and reported on time? Streamlined employee onboarding: Comprehensive, integrated HR technology allows you to easily provide compliant new hire paperwork as well as keep track of employee data in one convenient online platform.
HR Digest
DECEMBER 2, 2023
The SHRM study also found that 62 percent of employees reported health care/medical benefits as important job satisfaction components, and 41 percent valued defined contribution plans like 401(k).
PeopleStrategy
JANUARY 16, 2020
This range includes health insurance, vacation and sick time, paid family leave, 401(k) programs, workers’ compensation and more. Thanks to Cloud technology, more and more companies are gaining access to HR solutions with capability to manage multiple functions (like PeopleStrategy ).
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