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What does health insurance cover?

PeopleKeep

With the addition of the Affordable Care Act (ACA), access to affordable health insurance increased, giving more Americans agreat way to reduce unexpected medical costs to a more reasonable amount. Census Bureau says roughly 91% of all Americans are now covered by some form of health insurance. In fact, the U.S.

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Key Drivers of Health Insurance Premiums and Considerations for Employers

Pacific Prime

Around the globe, individuals, families, and organizations are feeling the pinch as the cost of health insurance continues to rise. The post Key Drivers of Health Insurance Premiums and Considerations for Employers appeared first on Pacific Prime's Blog.

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Do employers have to offer health insurance to part-time workers?

PeopleKeep

Having access to employee benefits like health insurance isn’t always guaranteed for part-time employees. According to the Bureau of Labor Statistics , only 23% of employees with part-time jobs were offered employer-sponsored health insurance. Most recruiting efforts focus on attracting and retaining full-time employees.

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Health Insurance Benefits for Employees – Why It’s Important

Pacific Prime

Employer-provided health coverage has become the standard foundation benefit for the platform of many companies. The post Health Insurance Benefits for Employees – Why It’s Important appeared first on Pacific Prime's Blog. It could even be true that younger generations won’t even know what.

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Most Workers Make Bad Health Insurance Decisions

InterWest Insurance Services

Even though the majority of workers receive health insurance coverage on the job, a new survey has found that many of them understand surprisingly little about their health plans and are leaving money on the table. Most health plans do not cover out-of-network care. Despite that, 23% chose the higher premium plan anyway.

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2022 Health Insurance Outlook, Changes

InterWest Insurance Services

Here are the rules that will sunset at the end of 2021: Allowing employees who had declined group health insurance for the 2021 plan year to sign up for coverage. The CAA created a number of new requirements that affect health insurance and coverage. More guidance coming. 1, 2022.

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Smallest Firms See Largest Health Insurance Hikes

InterWest Insurance Services

A new report has found that small businesses that purchase their group health insurance online or through payroll vendors saw the largest premium hikes in 2022, significantly higher than those that went through brokers.