Workers' Compensation Perspectives

AUGUST 27, 2023

[The following notes background and discussion points from a series of sessions Disability Management undergraduates completing a 4 th year course on Workplace Insurance and Benefits. Part 1 explores the reasons for the lack of trust in disability insurance. The trust gap is not unique to the disability insurance sector.

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Workers' Compensation Perspectives

APRIL 29, 2024

Many workers’ compensation jurisdictions and work-disability insurers have noted increasing mental disorder (also called psychological injury, mental injury) claims over time. Similar terms in different jurisdictions may or may not carry the exact meaning or definition.

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Workers' Compensation Perspectives

JULY 4, 2024

The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. The observed rise in workers’ compensation claims for mental injury must be interpreted in context. Here is a brief recap of our discussion so far.

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Workers' Compensation Perspectives

JUNE 2, 2024

On the disability insurance side, this shift has meant changes to policies and procedures. While not everyone has access to disability plans, insured parties want clarity of the coverage; insurers need clear procedures to approve coverage. Definitions and criteria for PTSD have changed over time.

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Workers' Compensation Perspectives

MARCH 4, 2021

In the accompanying slides and in some responses, I provide additional references as a starting point for understanding and comparing initial workers’ compensation. All workers’ compensation systems pay the same rate for lost wages…right? A more obvious issues relates to the definition of any “initial period” of TTD.

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Workers' Compensation Perspectives

JANUARY 1, 2019

To forestall this eventuality, the majority of North American workers’ compensation jurisdictions adjust periodic payments (sometimes called workers’ compensation pensions or permanent disability payments) to account for increases in the cost of living. The geographic qualification to the definition of the CPI is fairly common.

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Workers' Compensation Perspectives

MARCH 7, 2020

The adjudicative decision for a workers’ compensation claim will become more complex as the risk differential between work and non-work exposures equalize. In either case, the complexity of determining the work-relatedness question can mean extensive investigation, cost and delay in reaching a decision.

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