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How prepared are workers’ compensation systems for COVID-19?

Workers' Compensation Perspectives

Regardless of the workerscompensation model (private insurance, competitive state fund, exclusive state fund), every insurer has to prepare for the unexpected. As noted in my last post, the COVID-19 event most certainly is a rare event and just as assuredly will result in accepted workerscompensation claims.

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The 1972 Commission Report re 1935

Florida Workers' Comp

In March 2022, I was honored to speak (briefly) at the Workers' Compensation Research Institute (WCRI) conference in Boston, see Friends, Romans, countrymen, lendme your ears (March 2022). However, society has moved on and "workers" today is more more acceptable; our workplaces are more diverse, vibrant, and inclusive.

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Can a worker claim workers’ compensation for COVID-19 exposure, illness or quarantine?

Workers' Compensation Perspectives

[The following is a general response to questions from students in workerscompensation, disability management, and workplace insurance courses. While prevention, control, and treatment questions top the list, workerscompensation questions are being raised. The law and policy will vary by specific jurisdiction].

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Are Workers’ Comp Insurers ready for what comes next in the COVID-19 crisis?

Workers' Compensation Perspectives

[Supplemental background for students of DMCCJ – WorkersCompensation and Return to Work and DMCCL- Insurance and Other Benefits – Pacific Coast University for Workplace Health Sciences] Workerscompensation insurers and legislators are taking the first steps in dealing with the COVID-19 crises.

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NY Claimant Wins COVID-19 Claim Without Aid of Presumption of Compensability

The Workcomp Writer

On May 19, 2020, claimant, a freight delivery driver, applied for workerscompensation benefits on the basis of a COVID-19 diagnosis. Upon administrative review, the New York WorkersCompensation Board affirmed. Background. The carrier appealed. COVID-19 is “Unusual Hazard”. Commentary.

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Does workers’ compensation cover the full cost of a funeral for a work-related death?

Workers' Compensation Perspectives

Every workerscompensation system provides certain payments in the event of a work-related death of a worker. The expectation that workerscompensation insurance will cover the full cost of a funeral and burial of an injured worker, however, is not the reality in all jurisdictions.

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Are workers’ compensation laws keeping up with changing demographics?

Workers' Compensation Perspectives

For more than twenty years I have been speaking about demographic change to workerscompensation insurers in the hopes of spurring policy changes in advance of an aging workforce and greater numbers of older workers in the workplace. Workerscompensation and occupational health and safety are not keeping pace.