Deductible Deductions Healthcare Benefits 
Best Money Moves
SEPTEMBER 25, 2024
Having health insurance does not guarantee access to healthcare or the ability to afford it. Employees often pay out-of-pocket for a portion of their healthcare costs (e.g., copay or deductible). And after multiple visits or treatments, healthcare costs can rack up fast.
Qandle
JANUARY 29, 2025
Benefits Compliance: Organizations must also stay compliant with benefits regulations, such as healthcare benefits under the Affordable Care Act (ACA) and retirement plans under ERISA. Payroll software simplifies this process by automatically applying the correct deductions based on employee benefits selections.
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Best Money Moves
OCTOBER 1, 2024
In fact, when surveyed by the National Association of Insurance Commissioners (NAIC), only about a quarter of Gen Z adults could define the terms “deductible” (27%) and “copay” (29%). However, Gen Z employees are particularly susceptible to a lack of education on insurance terms and policies.
Best Money Moves
DECEMBER 9, 2024
Companies are helping employees make their healthcare costs more manageable through effective healthcare benefits. According to Mercers Survey on Health and Benefits Strategies for 2025, about two-thirds of large employers said that improving healthcare affordability is a priority for the next year.
Best Money Moves
MARCH 11, 2024
The study from Forbes Advisor shows that 67% of employees and 68% of employers believe healthcare to be the most important benefit. Healthcare benefits can be wide-ranging, but usually include some sort of insurance package that helps make medical costs more affordable for employees.
PeopleKeep
OCTOBER 29, 2021
Employers offering a high deductible health plan (HDHP) have several ways to offset the higher out-of-pocket costs and make the benefit more meaningful for employees. One way is to offer a health savings account (HSA) alongside the HDHP. So how do you know if your HDHP is HSA-qualified?
Best Money Moves
OCTOBER 1, 2024
In fact, when surveyed by the National Association of Insurance Commissioners (NAIC), only about a quarter of Gen Z adults could define the terms “deductible” (27%) and “copay” (29%). In fact, nearly half of Gen Zers said they waited too long before choosing benefits and 53% said they didn’t understand what was being offered.
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