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Disability insurance for business owners

Higginbotham

If you’re someone who’s familiar with the intensity of that commitment, have you considered what would happen to your business if you were unable to work due to a disability? In this article, we will explore the importance of disability insurance for business owners and how it can help protect your livelihood in times of need.

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The importance of disability insurance

Higginbotham

It’s a real risk, and it’s why anyone who depends on a paycheck needs to understand the importance of disability insurance. Why is disability coverage important? If you had a one-in-four chance of losing your house to a flood , you’d probably want to protect it with flood insurance. According to the U.S.

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The Disability Insurance “trust gap” Part 2: Actions

Workers' Compensation Perspectives

[This is the second part of a discussion on the Disability Insurance “trust gap”. It is based on notes and discussions points for sessions in a 4th year Disability Management course on Workplace Insurance and Benefits. Part 1 explored the reasons for the lack of trust in disability insurance.

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Illness or Injury: How Your Business Can Protect Your Employees

InterWest Insurance Services

According to a recent survey, four in 10 American workers live paycheck to paycheck. You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. What it covers.

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CAN VETERANS GET SSDI BENEFITS IF THEY BECOME DISABLED WHILE ON ACTIVE MILITARY SERVICE?

Attorney Charlie Hall

Disabled veterans can apply and get Social Security Disability Insurance at the same time as Veteran Administration (VA) Disability Compensation. Getting approved for disability benefits provides increased income stability for veterans and their families. It provides vital safety net for American workers.

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New Laws for 2023 part II

InterWest Insurance Services

6) Contractor workers’ comp. A new law will require almost all contractors in California to carry workers’ compensation coverage, regardless of if they have employees or not. Currently, only roofers are required to carry workers’ comp insurance even if they claim to have no employees. Tree service contractors (D-49).

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Can a worker claim workers’ compensation for COVID-19 exposure, illness or quarantine?

Workers' Compensation Perspectives

[The following is a general response to questions from students in workers’ compensation, disability management, and workplace insurance courses. While prevention, control, and treatment questions top the list, workers’ compensation questions are being raised. The law and policy will vary by specific jurisdiction].