Fringe Benefit Analysts

MARCH 2, 2022

That’s where disability insurance comes in. What is Disability Insurance? Disability insurance can replace your lost income if you’re unable to work due to illness or injury. Think of it as insurance for your paycheck, which is likely your most valuable asset. Who needs disability insurance?

Disability Insurance 52

Disability Insurance Insurance Health Insurance Health 52

Higginbotham

MARCH 2, 2023

Workers’ compensation and disability insurance are two different types of programs that can provide benefits. Learn about the differences between workers’ compensation vs disability insurance and why your workers may need access to both. What are disability insurance benefits?

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Benefits Package 52

Patriot Software

MARCH 14, 2022

In some cases, the employee must receive short-term disability insurance benefits. But, that all depends on whether you decide to offer it—or whether your state forces you to due to a state disability insurance program. What happens? Does yours? Let’s […] READ MORE.

Disability Insurance 90

Disability Insurance Insurance Employment IT 90

Workers' Compensation Perspectives

SEPTEMBER 23, 2023

[This is the second part of a discussion on the Disability Insurance “trust gap”. It is based on notes and discussions points for sessions in a 4th year Disability Management course on Workplace Insurance and Benefits. Part 1 explored the reasons for the lack of trust in disability insurance.

Disability Insurance 52

Disability Insurance Insurance Medical Workers’ Compensation 52

BerniePortal

AUGUST 17, 2021

When it comes to disability leave and disability insurance, there’s a lot that employers need to know in order to best support their teams. Many people refer to disability benefits, insurance, and leave interchangeably, but the differences are significant when it comes to compliance and benefits administration.

Disability Insurance 94

Disability Insurance Insurance Employment IT 94

CorpStrat

DECEMBER 29, 2023

However, the concepts of long-term care insurance and disability insurance can sometimes be muddled, creating confusion in the minds of many. Integral Components of Financial Planning: Both these insurance types are integral components of a well-rounded financial plan, and their importance cannot be overstated.

Disability Insurance 52

Disability Insurance Insurance Health Insurance Taxes 52

CorpStrat

JULY 15, 2021

That’s where Group Disability Insurance comes in. Group Disability Insurance is: 1.) Some people are under the false impression that Group Disability Insurance is expensive. In the event of the unthinkable, NOT having Group Disability Insurance is far more costly. Extremely affordable.

Disability Insurance 52

Disability Insurance Insurance IT Payroll 52

Winston Benefits

MAY 14, 2020

Seventy-one percent of employees say that because of the benefits they receive at the workplace, they … Continue reading "Ensuring Financial Health with Disability Insurance". The post Ensuring Financial Health with Disability Insurance appeared first on Winston Benefits.

Disability Insurance 40

Disability Insurance Insurance Voluntary Benefits IT 40

Winston Benefits

MAY 14, 2020

Seventy-one percent of employees say that because of the benefits they receive at the workplace, they … Continue reading "Ensuring Financial Health with Disability Insurance". The post Ensuring Financial Health with Disability Insurance appeared first on Winston Benefits.

Disability Insurance 40

Disability Insurance Insurance Voluntary Benefits IT 40

Winston Benefits

MAY 19, 2021

With numbers like these, it’s shocking to realize that 110,000,000 Americans don’t have long-term disability insurance, and 48% of U.S. In addition, 5.6% … Continue reading "The Importance of Disability Insurance and Why Your Company Should Offer Multiple Options".

Disability Insurance 40

Disability Insurance Insurance Voluntary Benefits 40

InterWest Insurance Services

OCTOBER 31, 2024

Over 80% of middle-market respondents report that they got their health insurance, disability insurance and retirement plan all through their employer. Meanwhile, six in 10 have no life insurance in place outside of the workplace. Are life insurance benefits adequate?

Disability Insurance 90

Disability Insurance Life Insurance Deductions Deductible 90

Winston Benefits

OCTOBER 11, 2016

This avoidance can have dire consequences, because the Social Security Administration says more than a quarter of today’s 20-year-olds will be disabled at some point before age 67. Communicating about disability insurance takes discretion and compassion as you debunk misunderstandings about the product.

Disability Insurance 51

Disability Insurance Insurance Voluntary Benefits IT 51

Employee Benefit News

SEPTEMBER 3, 2024

Employers may want to consider alternatives that offer coverage that comes with a reduced financial impact on employees.

Disability Insurance 68

Disability Insurance Insurance Employment Voluntary Benefits 68

Winston Benefits

OCTOBER 20, 2016

Most workers consider health and retirement plans their most important benefits, but they should also be weighing the importance of disability insurance , especially younger workers who may not immediately see its value.

Disability Insurance 51

Disability Insurance Insurance Retirement Plan Education 51

Employee Benefit News

SEPTEMBER 19, 2024

Employers are updating parental leave policies and adding supplemental child disability insurance to help support parents.

Disability Insurance 112

Disability Insurance Parental Leave Employment Insurance 112

Employee Benefit News

FEBRUARY 22, 2024

Conway is representing a plaintiff who was denied disability coverage by Hartford Life and Accident Insurance Company. ERISA attorney J.J.

Disability Insurance 90

Disability Insurance Insurance Employment Employee Benefits 90

PayrollOrg

DECEMBER 27, 2023

Effective January 1, 2024, there is no California state disability insurance (SDI) taxable wage base limit, which means there is no cap on the amount of employee contributions for SDI.

Disability Insurance 104

Disability Insurance Insurance 104

Corporate Synergies

SEPTEMBER 24, 2018

It’s important to educate employees on how long-term care and long-term disability insurance differ from each other. So it stands to reason that there’s a resurgence of interest in long-term care and long-term disability insurance. Rates may increase only by a class action that is approved by state insurance regulators.

Disability Insurance 40

Disability Insurance Insurance Health and Welfare Education 40

HR Digest

MAY 21, 2023

Health insurance 2. Dental or vision insurance 4. Considering health care and life insurance 5. Retiree health insurance 6. Disability insurance Looking at these results, it’s clear that financial security is a major driver of employee benefit choices. Pension or retirement savings plan 3.

Benefits Package 105

Benefits Package 401(k) Employee Benefits Disability Insurance 105

Patriot Software

SEPTEMBER 7, 2022

You and your employees need to know about short-term vs. long-term disability insurance. You can offer short-term and long-term disability insurance options for your […] READ MORE. What happens if an employee gets injured or ill and can’t work for an extended period of time?

Disability Insurance 92

Disability Insurance Insurance Employment Payroll 92

InterWest Insurance Services

JULY 26, 2022

You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.

Disability Insurance 73

Disability Insurance Insurance Carriers Insurance Deductions 73

Attorney Charlie Hall

DECEMBER 31, 2021

Disabled veterans can apply and get Social Security Disability Insurance at the same time as Veteran Administration (VA) Disability Compensation. Getting approved for disability benefits provides increased income stability for veterans and their families.

Disability Insurance 130

Disability Insurance Medical Insurance Taxes 130

Patriot Software

FEBRUARY 23, 2023

In 1942, Rhode Island was the first state to offer Temporary Disability Insurance (TDI) benefits to employees. Following the success of this program, Rhode Island created the Temporary Caregiver Insurance (TCI) program in 2013. Read on to find […] Read More

Disability Insurance 87

Disability Insurance Paid Leave Insurance Human Resources 87

Higginbotham

SEPTEMBER 28, 2023

In these situations – and many others like them – key person life insurance and key person disability insurance can provide important financial protection. Key Person Life Insurance Key person life insurance is also called key man, key woman or business life insurance. Do you need key person insurance?

Insurance 52

Insurance Disability Insurance Life Insurance Engineering 52

Higginbotham

OCTOBER 29, 2024

Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce. This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.

Employee Benefits 52

Employee Benefits Insurance Carriers Disability Insurance Benefits Package 52

InterWest Insurance Services

FEBRUARY 9, 2023

Only 30% of American workers in private industry currently have access to employer-sponsored long-term disability insurance coverage, according to the U.S. That’s why you should be offering your employees voluntary short-term and long-term disability insurance. Bureau of Labor Statistics.

Disability Insurance 64

Disability Insurance Voluntary Benefits Insurance Health Insurance 64

Winston Benefits

FEBRUARY 11, 2016

2016 is an election year and with that comes inevitable talk of America’s looming personal financial crisis. We’re not saving enough for retirement and too many Americans are living paycheck to paycheck, or close enough, which means even a short income disturbance could be catastrophic for many people.

Disability Insurance 45

Disability Insurance Insurance 45

WEX Inc.

JULY 10, 2024

For example, younger employees might benefit from budgeting tools and renters insurance, while older employees might be more interested in long-term care and disability insurance. .” Employers should consider the unique needs of different demographic groups within their workforce.

Voluntary Benefits 98

Voluntary Benefits Disability Insurance Utilities Taxes 98

Money Talk

AUGUST 10, 2022

A new job may also provide access to valuable employer term life and disability insurance. By doing this, they avoid having to make monthly premium payments for Medicare Parts B, C, and/or D while they are working. The coverage must be deemed creditable or late enrollment penalties will apply. food, gas, utilities, housing, etc.)

Disability Insurance 246

Disability Insurance Taxes Health Insurance Pension 246

Employee Benefits

MAY 29, 2024

Telereal also offers its employees extended paid maternity and paternity leave, private medical insurance, long-term disability insurance, life assurance, an employee assistance programme, a bikes-for-work scheme, an electric vehicle lease scheme and a performance–related bonus scheme based on both individual and employer performance.

Pension 59

Pension Disability Insurance Bonuses Insurance 59

Business Management Daily

JUNE 20, 2022

Women needing to take time off also may be eligible for pregnancy disability leave (PDL) if no longer able to perform job duties because of pregnancy-related medical conditions. This type of short-term disability insurance coverage may come directly from an employer as part of its benefits package.

Family and Medical Leave Act 98

Family and Medical Leave Act Disability Insurance Medical Human Resources 98

Genesis HR Solutions

SEPTEMBER 22, 2020

There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Medical insurance is likely a no-brainer— it’s one of four major types of benefits most employers offer. Disability.

401(k) 98

401(k) Employee Benefits roth 401(k) Disability Insurance 98

COMPackage

SEPTEMBER 30, 2024

Long-Term Incentives: This may involve stock options, restricted stock units, or profit-sharing plans.

401(k) 40

401(k) Flexible Spending Account Disability Insurance Employment 40

Business Management Daily

JUNE 5, 2024

Employers can do this through a leave program they run or by adding short-term disability insurance to their health insurance and benefits package. Short-term Disability Employees can often use short-term disability insurance for pregnancy and childbirth.

Parental Leave 52

Parental Leave Family and Medical Leave Act Disability Insurance Paid Leave 52

HR Digest

FEBRUARY 10, 2023

In this article, we’ll take a look at 12 types of employee benefits , including health insurance, dental insurance, vision insurance, disability insurance, and life insurance. We’ll also discuss how much these employee benefits costs employers and businesses alike. What are employee benefits?

Employee Benefits 52

Employee Benefits Paid Sick Leave Disability Insurance Life Insurance 52

HR Lineup

FEBRUARY 14, 2023

The company’s employee benefits offering includes group medical, dental, vision, life and disability insurance, as well as employee wellness programs and voluntary benefits. In the realm of employee benefits, Hub International provides businesses with a range of insurance products to help protect their employees.

Voluntary Benefits 52

Voluntary Benefits Disability Insurance Health Insurance 52

Higginbotham

OCTOBER 14, 2022

Disability Insurance and Life Insurance. Health insurance is a key element of any employee benefits package, but small business owners should consider offering other benefits as well. Life insurance is a popular choice. Disability insurance is another popular option. Dental and Vision Insurance.

Employee Benefits 52

Employee Benefits Family and Medical Leave Act Disability Insurance Paid Sick Leave 52