Remove Disability Insurance Remove Events Remove Life Insurance
article thumbnail

Safeguarding Your Business MVPs: The Power of Key Person and Disability Insurance

CorpStrat

However, have you considered what would happen if unexpected events were to occur? We’re talking about things like illness, disability, or the loss of a key team member. This is where the importance of employee benefits, key person insurance, and disability insurance comes into play.

article thumbnail

The Financial Costs of Being Unvaccinated

Money Talk

It drives many of my everyday decisions like sitting outside at restaurants in 90 degree Florida weather (“I’d rather sweat than die”), events that I choose not to attend, and interactions with other people. As noted above, unvaccinated workers may see their health insurance premiums increase.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Are Your Benefits Enough to See Employees Through a Crisis?

InterWest Insurance Services

Over 80% of middle-market respondents report that they got their health insurance, disability insurance and retirement plan all through their employer. Meanwhile, six in 10 have no life insurance in place outside of the workplace. Are life insurance benefits adequate?

article thumbnail

How a living benefit rider can add value to life insurance

Higginbotham

Many people purchase life insurance as a way to ensure that their loved ones will be financially secure in the event of their untimely death. But, if your life insurance policy has a living benefit rider, you may also be able to claim benefits for yourself during your lifetime. What is a living benefit rider?

article thumbnail

Employee Benefits: The Only Guide You Need

Achievers

Federal and state mandated benefits include health insurance, worker’s compensation, unemployment insurance, and required leave time for caring for family and/or personal medical purposes. Health insurance, and family and medical leave, are not required for all businesses. What are benefits that are voluntary?

article thumbnail

16+ types of employee benefits you should consider

Genesis HR Solutions

There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Hospital insurance is health insurance for hospital costs. The employee must pay a monthly fee for private insurance.

401(k) 98
article thumbnail

Are You Financially Resilient?

Money Talk

Financial resilience is the ability to withstand life events that impact one’s income and/or assets. In everyday language, resiliency is the ability to “roll with the punches” and carry on despite life’s setbacks. They anticipate and prepare for what might happen instead of responding to events after they happen.

Net Pay 100