Why employers should add child disability insurance to their benefits suite
Employee Benefit News
JUNE 3, 2024
Juno is the first company to offer child disability insurance for workers in the U.S. Do employers need it?
Does your disability insurance cover long COVID? What's at risk for employers and employees
Employee Benefit News
FEBRUARY 22, 2024
Conway is representing a plaintiff who was denied disability coverage by Hartford Life and Accident Insurance Company. ERISA attorney J.J.
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Understanding Group Medicare for an Aging Workforce: Key Considerations for HR Leaders
More Than a Benefit: Group Medicare and the Psychology of Retirement
Trending Sources
How Does Disability Insurance Work? | BerniePortal
BerniePortal
APRIL 29, 2022
Employers often offer ancillary benefits like disability insurance as part of the enrollment process , but unlike health coverage , not all employees will need ancillary benefits. So, what is disability insurance? Here’s what you need to know, including the difference between short- and long-term disability coverage.
Disability Leave vs. Disability Insurance: What’s the Difference? | BerniePortal
BerniePortal
AUGUST 17, 2021
When it comes to disability leave and disability insurance, there’s a lot that employers need to know in order to best support their teams. Many people refer to disability benefits, insurance, and leave interchangeably, but the differences are significant when it comes to compliance and benefits administration.
The Disability Insurance “trust gap” Part 1: Causes
Workers' Compensation Perspectives
AUGUST 27, 2023
[The following notes background and discussion points from a series of sessions Disability Management undergraduates completing a 4 th year course on Workplace Insurance and Benefits. Part 1 explores the reasons for the lack of trust in disability insurance. The trust gap is not unique to the disability insurance sector.
Employee Benefits Consultants, Inc.
HR Lineup
FEBRUARY 14, 2023
The firm helps clients navigate the complex landscape of healthcare reform, insurance regulations, and benefit plan design. Whether it’s medical, dental, vision, life, or disability insurance, EBC’s experienced consultants will help clients choose the right coverage for their employees.
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Mental Injuries- Part 3: Implications for Disability Insurers and Workers’ Compensation
Workers' Compensation Perspectives
JULY 4, 2024
The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. I accept the following as a fundamental principle for workers’ compensation: If work is the cause of injury and disability, then the compensation and treatment should be funded by the employer.
Mental Injuries: Workers' Compensation and Disability Insurance Part 2
Workers' Compensation Perspectives
JUNE 2, 2024
On the disability insurance side, this shift has meant changes to policies and procedures. While not everyone has access to disability plans, insured parties want clarity of the coverage; insurers need clear procedures to approve coverage. The toughen-up attitude still exists.
Gallagher
HR Lineup
FEBRUARY 13, 2023
These include traditional health insurance and other healthcare benefits, as well as other insurance products and services such as life insurance, disability insurance, and retirement savings plans.
5 Strategies for Recruiting in a Post-Pandemic World
Vantage Circle
JULY 16, 2020
Whether that means improved sick leave policies, more comprehensive healthcare coverage, or other benefits related to people’s well-being, there are a number of ways you can cater to potential hires and promise them a good life and career. Healthcare spending or reimbursement accounts, such as HSAs, FSAs, and HRAs.
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Eight Key Trends In Staff Benefits Programs In 2025
Empuls
DECEMBER 24, 2024
Some of its key components include: Health insurance: Covers medical expenses. Life and disability insurance : Provides financial support in emergencies. Improving healthcare affordability With rising healthcare costs, employers focus on making healthcare more affordable for their employees.
Employee Benefits Providers: What Employers Need to Know
Empuls
AUGUST 28, 2024
Here are some of the top employee benefits providers in the US: Providence Employee Benefits : This provider is renowned for its comprehensive healthcare and wellness benefits, particularly its community-based approach. Conduct surveys or focus groups to gather feedback on what your workforce values most.
How Non-Medical and Niche Employee Benefits Promote Productivity
Flimp Communications
DECEMBER 19, 2019
Some common non-medical benefits include, paid family leave, life insurance, short- and long-term disability insurance, commuter benefits programs and wellness programs. So, medical, life and disability insurance and retirement plans. Core benefits are defined as those given to every employee.
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[Infographic] What can a PEO do for your business?
Insperity
MAY 26, 2023
This may include: Health insurance 401(k) retirement plans Healthcare FSA/HSA programs Life/disability insurance 2. Access to comprehensive benefit plans Partnering with a PEO means that your employees can gain access to comprehensive benefit plans that are comparable to those found at large companies.
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Open Enrollment is Over…Now What?
CorpStrat
MARCH 2, 2022
With healthcare costs rising due to inflation, employees opting for unconventional careers post-COVID, and the Great Resignation hanging over their heads, employers need to work harder than ever to attract, retain, and reward their team. Healthcare costs are rising and this can be a headache for employers.
Budgeting for Benefits: Sage Advice for Cost-Conscious Employees
Griffin Benefits
NOVEMBER 23, 2021
Moreso, age is definitely a relevant factor when enrolling in many types of employee benefits, most especially those relating to healthcare and retirement. For those right out of college, student loans quite often are their financial burden, whereas others may be struggling with credit card, mortgage, or healthcare debt.
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Importance of Employee Benefits in the Workplace
HR Digest
APRIL 3, 2022
These benefits are regulated by the state laws and these usually include: Unemployment Insurance . Disability Insurance . There are also other workplace benefits such as health insurance, paid vacation, life insurance, and retirement benefits. Family and Medical Leave . Social Security . Medicare Tax Payments .
Prioritize Financial Well-being in the Workplace
Empuls
DECEMBER 29, 2022
When employers support their workforce with good financial wellness benefits, such as wealth creation plans, retirement benefits, healthcare coverage, travel expense coverage, etc., Healthcare coverage – Health is wealth. While the insurance premium is discretionary, plans include regular check-ups and eye and dental coverage.
Who should not have access to employee medical records?
Business Management Daily
MAY 2, 2023
Health Insurance Portability and Accountability Act (HIPAA) HIPAA’s privacy rule requires employers to keep all employee medical records confidential that are derived from the group health plan. Most of the time, this refers to medical records obtained from summary claims reports from the company’s insurance provider. The government.
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Who should not have access to employee medical records?
Business Management Daily
MAY 2, 2023
Health Insurance Portability and Accountability Act (HIPAA) HIPAA’s privacy rule requires employers to keep all employee medical records confidential that are derived from the group health plan. Most of the time, this refers to medical records obtained from summary claims reports from the company’s insurance provider. The government.
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Help Employees Understand the HSA Value Proposition
Corporate Synergies
AUGUST 6, 2018
Educate employees on how to use these funds for current and future healthcare expenses. 5 Instead, employees should consider contributing the maximum to their HSA and use the funds for current and future healthcare expenses. Contributing to one could greatly offset costs of healthcare today as well as later in life. As Seen In.
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How to conduct a compensation and benefits review
Higginbotham
DECEMBER 30, 2021
Other insurance types/voluntary insurance (vision insurance, dental insurance, critical illness insurance, long-term care insurance, life insurance, disability insurance, pet insurance, etc.). Fortune says that 27 percent of U.S. Retirement plans. Mental health support.
Balancing Employee Privacy And Support: HR’s Role In Long-Term Disability Cases
Hppy
SEPTEMBER 8, 2023
With the rise in long-term disability claims—everything from mental health issues to chronic conditions like arthritis—HR professionals need to be well-prepared to handle these sensitive situations while respecting confidentiality. According to the U.S. Image by Freepik 1.
What is a total compensation statement & how does it provide value?
Genesis HR Solutions
JULY 3, 2019
And they may continue to remain unaware of the “hidden” benefits they are receiving even as healthcare costs rise, and you, the employer, absorb the increases. Workers’ Compensation insurance. Health, dental, and vision insurance. Life and disability insurance. Indirect Compensation: Taxes. Social security tax.
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Effective Strategies to Ensure Your Employee Benefits Package Can Attract and Retain Employees
Hppy
FEBRUARY 10, 2023
For example, healthy employees reduce the healthcare costs for your organization, experience fewer sick days, take less time off to go to doctor’s appointments, and bring their best and most productive selves into the workplaces. There are advantages for your company as well. When companies invest in employees, employees are more loyal.
How to Design an Employee Benefits Program Effectively
Empuls
MAY 7, 2023
They are designed to help employees manage their health and well-being, and typically include health insurance, disability insurance, and wellness programs. This can include reviewing usage data, gathering employee feedback, and tracking key performance indicators like retention rates and healthcare costs.
17 Essential Employee Benefits Ideas to Boost Morale and Productivity
Empuls
APRIL 28, 2023
From healthcare and retirement plans to flexible work arrangements and professional development opportunities, employees are looking for a comprehensive benefits package that meets their unique needs and preferences. Providing a comprehensive benefits package is essential for keeping employees happy, healthy, and motivated.
10 Best Employee Benefits Platforms to look out for in 2023
Vantage Circle
SEPTEMBER 11, 2023
Evaluate the Range of Benefits Look for platforms offering comprehensive benefits, including healthcare, retirement plans, wellness programs, flexible working options, and more. Consider Integration and Compatibility Ensure the platform seamlessly integrates with your existing HR systems, payroll software, and other relevant tools.
6 Top Employee Benefits Programs With Examples To Boost Satisfaction
Empuls
DECEMBER 17, 2024
Microsoft provides access to high-quality healthcare plans that cover a range of medical services. The seven common fringe benefits include health insurance, dental and vision coverage, retirement plans, paid vacation and sick leave, life insurance, disability insurance, and educational assistance.
People over perks: Bridging employee benefits with strong HR
Insperity
NOVEMBER 26, 2024
Standard” benefits may include: Health, dental and vision insurance Retirement savings plan, with a company match Life insurance Disability insurance Workers’ compensation insurance Paid time off (PTO) – two weeks per year at a minimum, three weeks per year preferred.
USI Employee Benefits
HR Lineup
FEBRUARY 13, 2023
The company also offers flexible spending accounts (FSAs) and health savings accounts (HSAs) to help employees save money on healthcare costs. In addition, USI provides life insurance, short- and long-term disability insurance, and accidental death and dismemberment insurance to help protect employees and their families.
The Big Difference Between Long-Term Care and Long-Term Disability Insurance
Corporate Synergies
SEPTEMBER 24, 2018
It’s important to educate employees on how long-term care and long-term disability insurance differ from each other. So it stands to reason that there’s a resurgence of interest in long-term care and long-term disability insurance. Rates may increase only by a class action that is approved by state insurance regulators.
16+ types of employee benefits you should consider
Genesis HR Solutions
SEPTEMBER 22, 2020
There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Medical insurance is likely a no-brainer— it’s one of four major types of benefits most employers offer. Critical Illness Insurance.
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Top Employee Benefits & Compensation Ideas for a Diverse Workforce
Vantage Circle
AUGUST 23, 2018
These include insurance for losses from accidents, disability, sudden death, dismemberment. Disability Insurance. The employer pays for the worker’s salary if the worker becomes disabled or is unable to work. It offers its interns free housing and healthcare coverage. Conclusion.
Employee Benefits Guide for 2023: What Employers Need To Know
Vantage Circle
SEPTEMBER 23, 2023
Dental Insurance Employers pay for employees' dental care, including checkups and necessary upkeep. These checkups are separate from the overall health insurance. Disability Insurance The employer pays the worker's salary if the worker becomes disabled or cannot work. It's healthcare on your terms.
3 Self-funding Analysis Tools Help You Choose a Funding Strategy
Corporate Synergies
OCTOBER 8, 2018
It’s important to educate employees on how long-term care and long-term disability insurance differ from each other. So it stands to reason that there’s a resurgence of interest in long-term care and long-term disability insurance. Rates may increase only by a class action that is approved by state insurance regulators.
A Comprehensive Guide to Payroll Taxes Paid by Employers
Qandle
SEPTEMBER 20, 2023
State Unemployment Insurance (SUI): Employers are generally required to pay into the state’s unemployment insurance fund, which provides financial support to eligible unemployed workers. The most common components of payroll tax for employees include: Social Security Tax: This tax funds retirement and disability benefits.
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What employees expect from benefits packages
Business Management Daily
SEPTEMBER 15, 2021
To aid in the decision-making process, though, here’s a closer look at various types of employee benefits : Health insurance. Despite the emergence of the healthcare marketplace, people still look to their employer as the first and most cost-effective choice for medical insurance. Worker’s compensation and similar measures.
Top Employee Benefits & Compensation Ideas for a Diverse Workforce
Vantage Circle
AUGUST 23, 2018
These include insurance for losses from accidents, disability, sudden death, dismemberment. Disability Insurance. The employer pays for the worker’s salary if the worker becomes disabled or is unable to work. It offers its interns free housing and healthcare coverage. Conclusion.
FMLA pregnancy leave — everything employers and employees need to know
Business Management Daily
JULY 13, 2023
With most forms of FMLA leave, the employer can request that a medical certification form be completed by a healthcare provider verifying the employee’s need for leave. Some states also have voluntary or required pregnancy disability insurance programs to offer short-term disability to pregnant employees or new parents.
Can a worker claim workers’ compensation for COVID-19 exposure, illness or quarantine?
Workers' Compensation Perspectives
MARCH 7, 2020
In Oregon, the condition that stems from the injury or disease rather than on-the-job injury or exposure is the basis making a claim; work has to be a “a major contributing cause” of a condition, defined as a cause contributing more than 50 percent to an injured worker's disability or need for treatment.
Employee Benefits That Matter: How Small Businesses Win Big With Their Teams
Vantage Circle
FEBRUARY 26, 2025
Disability Insurance: Protecting Income During Life’s Unexpected Turns Accidents and illnesses can disrupt financial stability. Offering disability insurance ensures employees are protected if they can’t work due to medical reasons. Ideas: Offer both short-term and long-term disability coverage.
Is insomnia a disability? ADA eligibility and accommodations
Business Management Daily
JULY 8, 2024
Should they have a protected disability, they can request reasonable accommodations from your organization, and the EEOC (Equal Employment Opportunity Commission) will require you to do so (as long as it doesn’t place undue hardship on your business). In particular, the SSA runs disability insurance programs.
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