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What is a benefits broker and how can they simplify employee benefits?

Higginbotham

Acting as an intermediary between employers and insurance providers, benefit brokers help design, implement and manage employee benefits programs. Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce.

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PlanSource

HR Lineup

The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.

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Illness or Injury: How Your Business Can Protect Your Employees

InterWest Insurance Services

You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.

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Employee Benefits Providers: What Employers Need to Know

Empuls

  These providers handle the complex tasks of negotiating with insurance companies, managing enrollment processes, and ensuring compliance with regulations. They help identify the most suitable benefits, such as health insurance, retirement plans, and wellness programs.

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Can an employee be terminated while on medical leave?

Business Management Daily

While short-term and long-term disability typically doesn’t offer job protection, and you can fire an employee out on leave, you still want to check with your attorney and the insurance carrier to ensure you avoid a claim of wrongful termination by the employee. Having disability insurance alone doesn’t offer job protection.

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Health Care Reform: 4 Ways to Find Health Insurance for Your Business

Insperity

Though the employer mandate provisions of the Affordable Care Act have been delayed, health care insurance costs, taxes and fees are expected to continue to climb. Postponing your decision to provide health care insurance could prove to be very costly for your business. Don’t offer health insurance to your employees.

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DOGE Changes: Workers' Comp Costs Rise?

Workers' Compensation

Changes within the Department of Government Efficiency (DOGE) could have negative economic repercussions for states that rely on a loophole that allows workers' compensation insurance carriers to benefit from Social Security Disability payments through reverse offsets.