Why employers should add child disability insurance to their benefits suite
Employee Benefit News
JUNE 3, 2024
Juno is the first company to offer child disability insurance for workers in the U.S. Do employers need it?
Are You Actually Covered? It’s Time to Evaluate Your Group Disability Insurance
CorpStrat
MARCH 21, 2024
If your company provides Employee Benefits, there’s a good chance you’re enrolled in a Group Disability Insurance plan. We’ve observed a common trend: many Group Disability programs are neglected and outdated. Reviewing Changes in Rates and Providers : Rates for Group Disability plans fluctuate over time.
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An Overview of State Disability Insurance for Employers
Patriot Software
MARCH 14, 2022
In some cases, the employee must receive short-term disability insurance benefits. But, that all depends on whether you decide to offer it—or whether your state forces you to due to a state disability insurance program. What happens? Does yours? Let’s […] READ MORE.
Disability Leave vs. Disability Insurance: What’s the Difference? | BerniePortal
BerniePortal
AUGUST 17, 2021
When it comes to disability leave and disability insurance, there’s a lot that employers need to know in order to best support their teams. Many people refer to disability benefits, insurance, and leave interchangeably, but the differences are significant when it comes to compliance and benefits administration.
5 voluntary benefits plan design tips
WEX Inc.
JULY 10, 2024
For example, younger employees might benefit from budgeting tools and renters insurance, while older employees might be more interested in long-term care and disability insurance. Implementing voluntary benefits When introducing voluntary benefits , it’s important to start small and gradually expand the offerings.
Group Disability Insurance: Just How Important Is it? (Hint: Very)
CorpStrat
JULY 15, 2021
We get it, nobody thinks they’re going to be the victims of a disability. Did you know that 1 in 7 Americans can expect to be disabled for 5 years or more? Most people dismiss the idea of becoming disabled without giving it a second thought. That’s where Group Disability Insurance comes in. Extremely affordable.
Importance of Employee Benefit Package And Why it Matters
HR Digest
MAY 21, 2023
Retiree health insurance 6. Disability insurance Looking at these results, it’s clear that financial security is a major driver of employee benefit choices. Health Insurance Health care is important and sometimes it can cost a lot. Introducing the employee benefits package to the employees 6. Wellness programs 5.
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Workers’ compensation vs disability insurance
Higginbotham
MARCH 2, 2023
Workers’ compensation and disability insurance are two different types of programs that can provide benefits. Learn about the differences between workers’ compensation vs disability insurance and why your workers may need access to both. What are disability insurance benefits?
The importance of disability insurance
Higginbotham
AUGUST 25, 2023
It’s a real risk, and it’s why anyone who depends on a paycheck needs to understand the importance of disability insurance. Why is disability coverage important? If you had a one-in-four chance of losing your house to a flood , you’d probably want to protect it with flood insurance. The FMLA doesn’t guarantee paid leave.
Disability insurance for business owners
Higginbotham
JULY 17, 2023
If you’re someone who’s familiar with the intensity of that commitment, have you considered what would happen to your business if you were unable to work due to a disability? In this article, we will explore the importance of disability insurance for business owners and how it can help protect your livelihood in times of need.
How to Communicate About Disability Insurance
Winston Benefits
OCTOBER 11, 2016
It can be hard for anyone to talk about becoming disabled, but the conversation is especially touchy at work. This avoidance can have dire consequences, because the Social Security Administration says more than a quarter of today’s 20-year-olds will be disabled at some point before age 67. Here’s how to make it work.
The Disability Insurance “trust gap” Part 1: Causes
Workers' Compensation Perspectives
AUGUST 27, 2023
[The following notes background and discussion points from a series of sessions Disability Management undergraduates completing a 4 th year course on Workplace Insurance and Benefits. Part 1 explores the reasons for the lack of trust in disability insurance. The trust gap is not unique to the disability insurance sector.
The Disability Insurance “trust gap” Part 2: Actions
Workers' Compensation Perspectives
SEPTEMBER 23, 2023
[This is the second part of a discussion on the Disability Insurance “trust gap”. It is based on notes and discussions points for sessions in a 4th year Disability Management course on Workplace Insurance and Benefits. Part 1 explored the reasons for the lack of trust in disability insurance.
Mental Injuries: Workers’ Compensation and Disability Insurance Part 1
Workers' Compensation Perspectives
APRIL 29, 2024
Many workers’ compensation jurisdictions and work-disability insurers have noted increasing mental disorder (also called psychological injury, mental injury) claims over time. US Social Security provides benefits to workers for certain disabilities.
Disability Insurance Is Often Overlooked, But No Less Important
Winston Benefits
OCTOBER 20, 2016
Most workers consider health and retirement plans their most important benefits, but they should also be weighing the importance of disability insurance , especially younger workers who may not immediately see its value.
Mental Injuries- Part 3: Implications for Disability Insurers and Workers’ Compensation
Workers' Compensation Perspectives
JULY 4, 2024
The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. I accept the following as a fundamental principle for workers’ compensation: If work is the cause of injury and disability, then the compensation and treatment should be funded by the employer.
Mental Injuries: Workers' Compensation and Disability Insurance Part 2
Workers' Compensation Perspectives
JUNE 2, 2024
Our collective understanding of mental injuries has evolved , but there are persistent undercurrents of belief that any mental disability is the fault of the individual, an inherent weakness. On the disability insurance side, this shift has meant changes to policies and procedures. Patton asked him about his injuries. "
What does PEO stand for in HR?
HR Lineup
NOVEMBER 30, 2021
These services include HR consulting, payroll processing and tax filing, employees’ compensation insurance, safety, and risk management services, hiring across various jurisdictions, retirement vehicles, and more. Life insurance. Disability insurance. Accident insurance, and more. Read along to find out.
The Crucial Role of Long-Term Care Insurance and Disability Insurance in Your Financial Plan
CorpStrat
DECEMBER 29, 2023
In today’s ever-evolving job market, employers are beginning to recognize the value of offering long-term care insurance benefits to their employees. However, the concepts of long-term care insurance and disability insurance can sometimes be muddled, creating confusion in the minds of many.
Illness or Injury: How Your Business Can Protect Your Employees
InterWest Insurance Services
JULY 26, 2022
You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.
Ensuring Financial Health with Disability Insurance
Winston Benefits
MAY 14, 2020
Seventy-one percent of employees say that because of the benefits they receive at the workplace, they … Continue reading "Ensuring Financial Health with Disability Insurance". The post Ensuring Financial Health with Disability Insurance appeared first on Winston Benefits.
Ensuring Financial Health with Disability Insurance
Winston Benefits
MAY 14, 2020
Seventy-one percent of employees say that because of the benefits they receive at the workplace, they … Continue reading "Ensuring Financial Health with Disability Insurance". The post Ensuring Financial Health with Disability Insurance appeared first on Winston Benefits.
What is a benefits broker and how can they simplify employee benefits?
Higginbotham
OCTOBER 29, 2024
Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce. This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.
Top 10 Employee Benefits Priorities for Employers as the Year Ends
CorpStrat
DECEMBER 4, 2024
Promote Ancillary Benefits Ancillary benefits like dental, vision, disability insurance, and voluntary offerings such as pet insurance or legal support can significantly enhance your package. A strong, competitive benefits program doesn’t just attract top talent—it also drives employee satisfaction and retention.
Vena
HR Lineup
FEBRUARY 13, 2023
This includes the enrollment process, claims management, and administration of benefits such as health insurance, life insurance, disability insurance, and more. The system integrates with other HR systems and payroll systems, making it easy for organizations to manage their benefits and compensation data in one place.
PlanSource
HR Lineup
MAY 10, 2023
The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.
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Gallagher
HR Lineup
FEBRUARY 13, 2023
These include traditional health insurance and other healthcare benefits, as well as other insurance products and services such as life insurance, disability insurance, and retirement savings plans. One of the key features of Gallagher’s wellbeing program is its comprehensive approach.
Employee Benefits Consultants, Inc.
HR Lineup
FEBRUARY 14, 2023
The firm helps clients navigate the complex landscape of healthcare reform, insurance regulations, and benefit plan design. Whether it’s medical, dental, vision, life, or disability insurance, EBC’s experienced consultants will help clients choose the right coverage for their employees.
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NFP Employee Benefits
HR Lineup
FEBRUARY 14, 2023
They offer a wide range of services, including group health insurance, dental and vision coverage, life insurance, short- and long-term disability insurance, flexible spending accounts, and more. One of the key benefits of working with NFP is the personalized approach they take to employee benefits.
How a Social Security Disability Attorney Can Help You
Attorney Charlie Hall
MAY 18, 2020
Social Security Disability Insurance and Supplemental Security Income benefits can take a long time to obtain. Attorney Charlie Hall does the legwork in your case, so that you can focus on your medical treatment and recovery. We don’t push that on you.
Why Your Staff Needs Short- and Long-Term Disability Coverage
InterWest Insurance Services
FEBRUARY 9, 2023
No one plans on becoming disabled and missing work, but it can happen. While their health insurance will cover their medical expenses, it won’t cover the cost of living while they recover. That’s why you should be offering your employees voluntary short-term and long-term disability insurance. Bureau of Labor Statistics.
Pregnancy disability leave — who and what are covered
Business Management Daily
JUNE 20, 2022
Thus, according to EEOC.gov: “If a woman is temporarily unable to perform her job due to a medical condition related to pregnancy or childbirth, the employer or other covered entity must treat her in the same way as it treats any other temporarily disabled employee. Similar programs exist in a few other states.
5 Strategies for Recruiting in a Post-Pandemic World
Vantage Circle
JULY 16, 2020
Long term disability insurance. Short term disability insurance. As cities and economies begin to re-open, CEOs and HR representatives are searching for comprehensive ways to handle hiring. As it has always stood, hiring qualified, hard-working people is essential to any company’s potential success. What is missing?
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Employee Benefits: The Only Guide You Need
Achievers
FEBRUARY 2, 2021
Federal and state mandated benefits include health insurance, worker’s compensation, unemployment insurance, and required leave time for caring for family and/or personal medical purposes. Health insurance, and family and medical leave, are not required for all businesses. What are benefits that are voluntary?
How Non-Medical and Niche Employee Benefits Promote Productivity
Flimp Communications
DECEMBER 19, 2019
But slowly, more companies are realizing they can save money by offering perks like pet insurance and gym memberships. Some common non-medical benefits include, paid family leave, life insurance, short- and long-term disability insurance, commuter benefits programs and wellness programs. Is it free?
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5 steps to more financially stable employees
Insperity
FEBRUARY 13, 2018
That’s why, when offering access to health insurance benefits , it can be helpful to provide an easy, question-and-answer tool employees can use to drill down and determine the type of coverage they actually need. Offer disability insurance for added peace of mind. They may become more distracted and make careless mistakes.
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What is a Social Security Disability Consultative Examination?
Attorney Charlie Hall
NOVEMBER 13, 2021
The disability application process can be complicated and frustrating. After you have applied for Social Security Disability Insurance or Supplemental Security Income benefits, you may receive a notice that schedules you for a Consultative Examination (CE). Reasons For Scheduling A Consultative Examination.
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5 ways you can help employees get the most from their benefits
Insperity
OCTOBER 31, 2017
From employer-sponsored health insurance to retirement savings plans, an attractive benefits package can help you hire the best employees and ensure you retain them for many years to come. What does their short-term disability insurance cover? So, what leads to this lack of participation? Hold a benefits fair.
What are voluntary benefits?
WEX Inc.
AUGUST 23, 2023
Employees can receive more options such as critical illness insurance, disability insurance, and accident insurance, along with additional dental and vision benefits. Other employee wellness offerings include discounts for gym memberships and telehealth access. It is not legal or tax advice.
Are You Financially Resilient?
Money Talk
OCTOBER 13, 2021
Financial resiliency is enhanced with financial resources, such as savings, health insurance, and a good-paying job. Purchase Adequate Insurance - Protect dependents against the loss of a breadwinner’s income with life insurance and buy disability insurance to provide continued income following an accident or illness.
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Paul Gilshan: Are employee benefits as important as salary?
Employee Benefits
MAY 29, 2023
Benefits such as life insurance or disability insurance can provide financial support to employees and their families in the event of unforeseen circumstances. Employee benefits are an important aspect of any job, but can be overlooked when thinking about changing roles. It is quite natural for us to focus on salary.
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How Many Win Disability at Reconsideration?
Attorney Charlie Hall
NOVEMBER 26, 2021
There are generally four levels in North Carolina in the administrative process for Social Security disability benefits: Initial Application. WHO PROCESSES AND DETERMINES YOUR INITIAL APPLICATION FOR SOCIAL SECURITY DISABILITY INSURANCE (SSDI) BENEFITS? Reconsideration. Hearing before an Administrative Law Judge, and.
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How Many Social Security Disaiblity Insurance (SSDI) Applicants Win Benefits at Reconsideration?
Attorney Charlie Hall
NOVEMBER 26, 2021
There are generally four levels in North Carolina in the administrative process for Social Security disability benefits: Initial Application. WHO PROCESSES AND DETERMINES YOUR INITIAL APPLICATION FOR SOCIAL SECURITY DISABILITY INSURANCE (SSDI) BENEFITS? Reconsideration. Hearing before an Administrative Law Judge, and.
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The Ins and Outs of Small-Business Insurance
Kollath CPA
OCTOBER 27, 2021
If you have business interruption insurance, can it help you through the pandemic? Learn more about The Ins and Outs of Small-Business Insurance. Business interruption insurance can cover lost income and continuing expenses while your business is closed or being repaired.
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