Why employers should add child disability insurance to their benefits suite
Employee Benefit News
JUNE 3, 2024
Juno is the first company to offer child disability insurance for workers in the U.S. Do employers need it?
Are You Actually Covered? It’s Time to Evaluate Your Group Disability Insurance
CorpStrat
MARCH 21, 2024
If your company provides Employee Benefits, there’s a good chance you’re enrolled in a Group Disability Insurance plan. We’ve observed a common trend: many Group Disability programs are neglected and outdated. Reviewing Changes in Rates and Providers : Rates for Group Disability plans fluctuate over time.
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Are Your Benefits Enough to See Employees Through a Crisis?
InterWest Insurance Services
OCTOBER 31, 2024
The loss of a breadwinner’s or caregiver’s financial contribution through death or disability is often devastating. Over 80% of middle-market respondents report that they got their health insurance, disability insurance and retirement plan all through their employer. Are life insurance benefits adequate?
An Overview of State Disability Insurance for Employers
Patriot Software
MARCH 14, 2022
In some cases, the employee must receive short-term disability insurance benefits. But, that all depends on whether you decide to offer it—or whether your state forces you to due to a state disability insurance program. What happens? Does yours? Let’s […] READ MORE.
Disability Leave vs. Disability Insurance: What’s the Difference? | BerniePortal
BerniePortal
AUGUST 17, 2021
When it comes to disability leave and disability insurance, there’s a lot that employers need to know in order to best support their teams. Many people refer to disability benefits, insurance, and leave interchangeably, but the differences are significant when it comes to compliance and benefits administration.
Safeguarding Your Business MVPs: The Power of Key Person and Disability Insurance
CorpStrat
FEBRUARY 12, 2024
We’re talking about things like illness, disability, or the loss of a key team member. This is where the importance of employee benefits, key person insurance, and disability insurance comes into play. Protecting Your Business MVPs Most companies have health insurance to cover medical expenses and illnesses.
5 voluntary benefits plan design tips
WEX Inc.
JULY 10, 2024
For example, younger employees might benefit from budgeting tools and renters insurance, while older employees might be more interested in long-term care and disability insurance. Implementing voluntary benefits When introducing voluntary benefits , it’s important to start small and gradually expand the offerings.
Who Needs Disability Insurance?
Fringe Benefit Analysts
MARCH 2, 2022
That’s where disability insurance comes in. What is Disability Insurance? Disability insurance can replace your lost income if you’re unable to work due to illness or injury. Disability insurance can replace your lost income if you’re unable to work due to illness or injury.
Group Disability Insurance: Just How Important Is it? (Hint: Very)
CorpStrat
JULY 15, 2021
We get it, nobody thinks they’re going to be the victims of a disability. Did you know that 1 in 7 Americans can expect to be disabled for 5 years or more? Most people dismiss the idea of becoming disabled without giving it a second thought. That’s where Group Disability Insurance comes in. Extremely affordable.
Importance of Employee Benefit Package And Why it Matters
HR Digest
MAY 21, 2023
Retiree health insurance 6. Disability insurance Looking at these results, it’s clear that financial security is a major driver of employee benefit choices. Health Insurance Health care is important and sometimes it can cost a lot. Introducing the employee benefits package to the employees 6. Wellness programs 5.
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Workers’ compensation vs disability insurance
Higginbotham
MARCH 2, 2023
Workers’ compensation and disability insurance are two different types of programs that can provide benefits. Learn about the differences between workers’ compensation vs disability insurance and why your workers may need access to both. What are disability insurance benefits?
The importance of disability insurance
Higginbotham
AUGUST 25, 2023
It’s a real risk, and it’s why anyone who depends on a paycheck needs to understand the importance of disability insurance. Why is disability coverage important? If you had a one-in-four chance of losing your house to a flood , you’d probably want to protect it with flood insurance. The FMLA doesn’t guarantee paid leave.
Disability insurance for business owners
Higginbotham
JULY 17, 2023
If you’re someone who’s familiar with the intensity of that commitment, have you considered what would happen to your business if you were unable to work due to a disability? In this article, we will explore the importance of disability insurance for business owners and how it can help protect your livelihood in times of need.
The Disability Insurance “trust gap” Part 2: Actions
Workers' Compensation Perspectives
SEPTEMBER 23, 2023
[This is the second part of a discussion on the Disability Insurance “trust gap”. It is based on notes and discussions points for sessions in a 4th year Disability Management course on Workplace Insurance and Benefits. Part 1 explored the reasons for the lack of trust in disability insurance.
Financial Aspects of “Unretirement”
Money Talk
AUGUST 10, 2022
A new job may also provide access to valuable employer term life and disability insurance. The IRS Tax Withholding Estimator online tool can help make an accurate withholding projection and the IRS safe harbor rules can help taxpayers avoid underpayment penalties. food, gas, utilities, housing, etc.)
What does PEO stand for in HR?
HR Lineup
NOVEMBER 30, 2021
These services include HR consulting, payroll processing and tax filing, employees’ compensation insurance, safety, and risk management services, hiring across various jurisdictions, retirement vehicles, and more. Life insurance. Disability insurance. Accident insurance, and more. Read along to find out.
The Crucial Role of Long-Term Care Insurance and Disability Insurance in Your Financial Plan
CorpStrat
DECEMBER 29, 2023
In today’s ever-evolving job market, employers are beginning to recognize the value of offering long-term care insurance benefits to their employees. However, the concepts of long-term care insurance and disability insurance can sometimes be muddled, creating confusion in the minds of many.
Hub International
HR Lineup
FEBRUARY 14, 2023
The company’s employee benefits offering includes group medical, dental, vision, life and disability insurance, as well as employee wellness programs and voluntary benefits. In the realm of employee benefits, Hub International provides businesses with a range of insurance products to help protect their employees.
Illness or Injury: How Your Business Can Protect Your Employees
InterWest Insurance Services
JULY 26, 2022
You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.
What is a benefits broker and how can they simplify employee benefits?
Higginbotham
OCTOBER 29, 2024
Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce. This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.
CAN VETERANS GET SSDI BENEFITS IF THEY BECOME DISABLED WHILE ON ACTIVE MILITARY SERVICE?
Attorney Charlie Hall
DECEMBER 31, 2021
Disabled veterans can apply and get Social Security Disability Insurance at the same time as Veteran Administration (VA) Disability Compensation. Getting approved for disability benefits provides increased income stability for veterans and their families. It provides vital safety net for American workers.
The Financial Costs of Being Unvaccinated
Money Talk
SEPTEMBER 1, 2021
Most legal experts say this is permissible as long as employers make reasonable accommodations for workers who are unvaccinated for reasons such as disability and pregnancy. ¨ It will also charge unvaccinated employees $200 monthly health insurance premium surcharges starting November 1. I’ve been thinking a lot lately about COVID-19.
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Top 10 Employee Benefits Priorities for Employers as the Year Ends
CorpStrat
DECEMBER 4, 2024
Promote Ancillary Benefits Ancillary benefits like dental, vision, disability insurance, and voluntary offerings such as pet insurance or legal support can significantly enhance your package. A strong, competitive benefits program doesn’t just attract top talent—it also drives employee satisfaction and retention.
Fibromyalgia and Social Security Disability
Attorney Charlie Hall
SEPTEMBER 25, 2021
Fibromyalgia is one of the harder conditions to get approved for as a disability in the country. The SSA is responsible for evaluating all disability applications. ELIGIBILITY TO RECEIVE SOCIAL SECURITY DISABILITY INSURANCE BENEFITS FOR FIBROMYALGIA. Fibromyalgia is a chronic long-term illness. The pain may come and go.
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Vena
HR Lineup
FEBRUARY 13, 2023
This includes the enrollment process, claims management, and administration of benefits such as health insurance, life insurance, disability insurance, and more. The system integrates with other HR systems and payroll systems, making it easy for organizations to manage their benefits and compensation data in one place.
16+ types of employee benefits you should consider
Genesis HR Solutions
SEPTEMBER 22, 2020
There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Medical insurance is likely a no-brainer— it’s one of four major types of benefits most employers offer. Disability.
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PlanSource
HR Lineup
MAY 10, 2023
The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.
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Gallagher
HR Lineup
FEBRUARY 13, 2023
These include traditional health insurance and other healthcare benefits, as well as other insurance products and services such as life insurance, disability insurance, and retirement savings plans. One of the key features of Gallagher’s wellbeing program is its comprehensive approach.
Employee Benefits Consultants, Inc.
HR Lineup
FEBRUARY 14, 2023
The firm helps clients navigate the complex landscape of healthcare reform, insurance regulations, and benefit plan design. Whether it’s medical, dental, vision, life, or disability insurance, EBC’s experienced consultants will help clients choose the right coverage for their employees.
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NFP Employee Benefits
HR Lineup
FEBRUARY 14, 2023
They offer a wide range of services, including group health insurance, dental and vision coverage, life insurance, short- and long-term disability insurance, flexible spending accounts, and more. One of the key benefits of working with NFP is the personalized approach they take to employee benefits.
How a Social Security Disability Attorney Can Help You
Attorney Charlie Hall
MAY 18, 2020
Social Security Disability Insurance and Supplemental Security Income benefits can take a long time to obtain. Attorney Charlie Hall does the legwork in your case, so that you can focus on your medical treatment and recovery. We don’t push that on you.
Why Your Staff Needs Short- and Long-Term Disability Coverage
InterWest Insurance Services
FEBRUARY 9, 2023
No one plans on becoming disabled and missing work, but it can happen. While their health insurance will cover their medical expenses, it won’t cover the cost of living while they recover. That’s why you should be offering your employees voluntary short-term and long-term disability insurance. Bureau of Labor Statistics.
USI Employee Benefits
HR Lineup
FEBRUARY 13, 2023
In addition, USI provides life insurance, short- and long-term disability insurance, and accidental death and dismemberment insurance to help protect employees and their families. The company also offers flexible spending accounts (FSAs) and health savings accounts (HSAs) to help employees save money on healthcare costs.
Pregnancy disability leave — who and what are covered
Business Management Daily
JUNE 20, 2022
Thus, according to EEOC.gov: “If a woman is temporarily unable to perform her job due to a medical condition related to pregnancy or childbirth, the employer or other covered entity must treat her in the same way as it treats any other temporarily disabled employee. Similar programs exist in a few other states.
People over perks: Bridging employee benefits with strong HR
Insperity
NOVEMBER 26, 2024
Standard” benefits may include: Health, dental and vision insurance Retirement savings plan, with a company match Life insurance Disability insurance Workers’ compensation insurance Paid time off (PTO) – two weeks per year at a minimum, three weeks per year preferred. So, what else can your company do to stand out?
5 Strategies for Recruiting in a Post-Pandemic World
Vantage Circle
JULY 16, 2020
Long term disability insurance. Short term disability insurance. As cities and economies begin to re-open, CEOs and HR representatives are searching for comprehensive ways to handle hiring. As it has always stood, hiring qualified, hard-working people is essential to any company’s potential success. What is missing?
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Employee Benefits: The Only Guide You Need
Achievers
FEBRUARY 2, 2021
Federal and state mandated benefits include health insurance, worker’s compensation, unemployment insurance, and required leave time for caring for family and/or personal medical purposes. Health insurance, and family and medical leave, are not required for all businesses. What are benefits that are voluntary?
How a living benefit rider can add value to life insurance
Higginbotham
DECEMBER 18, 2024
Riders are clauses that can be added to an insurance policy to change the policy terms or to add coverage. Riders can be added to a variety of policies, including home , auto and life insurance. When it comes to life insurance, a standard policy will usually offer a death benefit as the sole policy benefit.
How Non-Medical and Niche Employee Benefits Promote Productivity
Flimp Communications
DECEMBER 19, 2019
But slowly, more companies are realizing they can save money by offering perks like pet insurance and gym memberships. Some common non-medical benefits include, paid family leave, life insurance, short- and long-term disability insurance, commuter benefits programs and wellness programs. Is it free?
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What Is Social Security Disability?
Attorney Charlie Hall
AUGUST 15, 2021
DEFINITION OF DISABILITY. Disability is defined as the inability to engage in any Substantial Gainful Activity (SGA) by reason of any medically determinable physical or mental impairment(s) which is expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.
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What is a Social Security Disability Consultative Examination?
Attorney Charlie Hall
NOVEMBER 13, 2021
The disability application process can be complicated and frustrating. After you have applied for Social Security Disability Insurance or Supplemental Security Income benefits, you may receive a notice that schedules you for a Consultative Examination (CE). Reasons For Scheduling A Consultative Examination.
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What are voluntary benefits?
WEX Inc.
AUGUST 23, 2023
Employees can receive more options such as critical illness insurance, disability insurance, and accident insurance, along with additional dental and vision benefits. Other employee wellness offerings include discounts for gym memberships and telehealth access. It is not legal or tax advice.
5 ways you can help employees get the most from their benefits
Insperity
OCTOBER 31, 2017
From employer-sponsored health insurance to retirement savings plans, an attractive benefits package can help you hire the best employees and ensure you retain them for many years to come. What does their short-term disability insurance cover? So, what leads to this lack of participation? Hold a benefits fair.
5 steps to more financially stable employees
Insperity
FEBRUARY 13, 2018
That’s why, when offering access to health insurance benefits , it can be helpful to provide an easy, question-and-answer tool employees can use to drill down and determine the type of coverage they actually need. Offer disability insurance for added peace of mind. They may become more distracted and make careless mistakes.
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