Remove Disability Insurance Remove IT Remove Life Insurance
article thumbnail

Are Your Benefits Enough to See Employees Through a Crisis?

InterWest Insurance Services

The loss of a breadwinner’s or caregiver’s financial contribution through death or disability is often devastating. Over 80% of middle-market respondents report that they got their health insurance, disability insurance and retirement plan all through their employer. Are life insurance benefits adequate?

article thumbnail

How a living benefit rider can add value to life insurance

Higginbotham

Many people purchase life insurance as a way to ensure that their loved ones will be financially secure in the event of their untimely death. But, if your life insurance policy has a living benefit rider, you may also be able to claim benefits for yourself during your lifetime. What is a living benefit rider?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Safeguarding Your Business MVPs: The Power of Key Person and Disability Insurance

CorpStrat

We’re talking about things like illness, disability, or the loss of a key team member. This is where the importance of employee benefits, key person insurance, and disability insurance comes into play. Protecting Your Business MVPs Most companies have health insurance to cover medical expenses and illnesses.

article thumbnail

What does PEO stand for in HR?

HR Lineup

These services include HR consulting, payroll processing and tax filing, employees’ compensation insurance, safety, and risk management services, hiring across various jurisdictions, retirement vehicles, and more. Life insurance. Disability insurance. Accident insurance, and more. Read along to find out.

article thumbnail

The Financial Costs of Being Unvaccinated

Money Talk

Most legal experts say this is permissible as long as employers make reasonable accommodations for workers who are unvaccinated for reasons such as disability and pregnancy. ¨ It will also charge unvaccinated employees $200 monthly health insurance premium surcharges starting November 1. I’ve been thinking a lot lately about COVID-19.

article thumbnail

Importance of Employee Benefit Package And Why it Matters

HR Digest

Health insurance 2. Dental or vision insurance 4. Considering health care and life insurance 5. Retiree health insurance 6. Retiree health insurance 6. Disability insurance Looking at these results, it’s clear that financial security is a major driver of employee benefit choices.

article thumbnail

Who Needs Disability Insurance?

Fringe Benefit Analysts

That’s where disability insurance comes in. What is Disability Insurance? Disability insurance can replace your lost income if you’re unable to work due to illness or injury. Disability insurance can replace your lost income if you’re unable to work due to illness or injury.