Higginbotham

AUGUST 25, 2023

It’s a real risk, and it’s why anyone who depends on a paycheck needs to understand the importance of disability insurance. Why is disability coverage important? If you had a one-in-four chance of losing your house to a flood , you’d probably want to protect it with flood insurance. The FMLA doesn’t guarantee paid leave.

Disability Insurance 52

Disability Insurance Insurance Family and Medical Leave Act Paid Vacation 52

Higginbotham

MARCH 2, 2023

Workers’ compensation and disability insurance are two different types of programs that can provide benefits. Learn about the differences between workers’ compensation vs disability insurance and why your workers may need access to both. What are disability insurance benefits?

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Benefits Package 52

Business Management Daily

AUGUST 16, 2021

However, one situation that often comes with a cloud of confusion is whether an employee can be terminated while on medical leave. Medical leave-related termination is a sensitive situation because employees on medical leave receive protection by numerous laws at the federal and state level that you have to consider.

Family and Medical Leave Act 84

Family and Medical Leave Act Medical Disability Insurance Paid Sick Leave 84

Higginbotham

JULY 17, 2023

If you’re someone who’s familiar with the intensity of that commitment, have you considered what would happen to your business if you were unable to work due to a disability? In this article, we will explore the importance of disability insurance for business owners and how it can help protect your livelihood in times of need.

Disability Insurance 52

Disability Insurance Insurance Government Utilities 52

HR Lineup

FEBRUARY 14, 2023

The company’s employee benefits offering includes group medical, dental, vision, life and disability insurance, as well as employee wellness programs and voluntary benefits. In the realm of employee benefits, Hub International provides businesses with a range of insurance products to help protect their employees.

Voluntary Benefits 130

Voluntary Benefits Disability Insurance Health Insurance 130

Attorney Charlie Hall

DECEMBER 31, 2021

Disabled veterans can apply and get Social Security Disability Insurance at the same time as Veteran Administration (VA) Disability Compensation. Getting approved for disability benefits provides increased income stability for veterans and their families. DEFINITION OF DISABILITY.

Disability Insurance 130

Disability Insurance Medical Insurance Taxes 130

Attorney Charlie Hall

AUGUST 15, 2021

DEFINITION OF DISABILITY. Disability is defined as the inability to engage in any Substantial Gainful Activity (SGA) by reason of any medically determinable physical or mental impairment(s) which is expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.

Medical 228

Medical Consulting Disability Insurance Government 228

Workers' Compensation Perspectives

SEPTEMBER 23, 2023

[This is the second part of a discussion on the Disability Insurance “trust gap”. It is based on notes and discussions points for sessions in a 4th year Disability Management course on Workplace Insurance and Benefits. Part 1 explored the reasons for the lack of trust in disability insurance.

Disability Insurance 52

Disability Insurance Insurance Medical Workers’ Compensation 52

Workers' Compensation Perspectives

APRIL 29, 2024

Many workers’ compensation jurisdictions and work-disability insurers have noted increasing mental disorder (also called psychological injury, mental injury) claims over time. US Social Security provides benefits to workers for certain disabilities. In this post, we survey some of the data reflecting this increase.

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Pension 52

Workers' Compensation Perspectives

JULY 4, 2024

The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. I accept the following as a fundamental principle for workers’ compensation: If work is the cause of injury and disability, then the compensation and treatment should be funded by the employer.

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Family and Medical Leave Act 52

Attorney Charlie Hall

MAY 18, 2020

How a Social Security Disability Attorney Can Help You. Attorney Charlie Hall does the legwork in your case, so that you can focus on your medical treatment and recovery. Social Security Disability Insurance and Supplemental Security Income benefits can take a long time to obtain. We don’t push that on you.

Disability Insurance 130

Disability Insurance Medical Consulting Insurance 130

Higginbotham

OCTOBER 29, 2024

Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce. This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.

Employee Benefits 52

Employee Benefits Insurance Carriers Disability Insurance Benefits Package 52

Achievers

FEBRUARY 2, 2021

Federal and state mandated benefits include health insurance, worker’s compensation, unemployment insurance, and required leave time for caring for family and/or personal medical purposes. Health insurance, and family and medical leave, are not required for all businesses.

Employee Benefits 238

Employee Benefits Family and Medical Leave Act Employee Recognition Voluntary Benefits 238

Workers' Compensation Perspectives

JUNE 2, 2024

On the disability insurance side, this shift has meant changes to policies and procedures. While not everyone has access to disability plans, insured parties want clarity of the coverage; insurers need clear procedures to approve coverage. The toughen-up attitude still exists.

Disability Insurance 52

Disability Insurance Workers’ Compensation Insurance Compensation System 52

InterWest Insurance Services

JULY 26, 2022

You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.

Disability Insurance 95

Disability Insurance Insurance Carriers Insurance Deductible 95

Genesis HR Solutions

SEPTEMBER 22, 2020

There are four major types of employee benefits many employers offer: medical insurance, life insurance, disability insurance, and retirement plans. Medical Insurance. Medical insurance is likely a no-brainer— it’s one of four major types of benefits most employers offer. Disability.

401(k) 98

401(k) Employee Benefits roth 401(k) Disability Insurance 98

Business Management Daily

JUNE 20, 2022

Thus, according to EEOC.gov: “If a woman is temporarily unable to perform her job due to a medical condition related to pregnancy or childbirth, the employer or other covered entity must treat her in the same way as it treats any other temporarily disabled employee. Pregnancy disability leave. The Family and Medical Leave Act.

Family and Medical Leave Act 98

Family and Medical Leave Act Disability Insurance Medical Human Resources 98

HR Lineup

MAY 10, 2023

The company also provides access to telemedicine services, which allows employees to consult with doctors and other medical professionals remotely. PlanSource also provides a range of insurance plans to employees, including health, dental, vision, life, and disability insurance.

401(k) 130

401(k) Insurance Carriers Retirement Plan Disability Insurance 130

HR Lineup

FEBRUARY 14, 2023

Whether it’s medical, dental, vision, life, or disability insurance, EBC’s experienced consultants will help clients choose the right coverage for their employees. The firm works closely with clients to understand their specific needs and goals, and then develops a tailored benefits plan that meets those needs.

Consulting 130

Consulting Employee Benefits Disability Insurance Human Resources 130

HR Lineup

FEBRUARY 13, 2023

USI’s benefits offerings include a comprehensive suite of health insurance options, including medical, dental, and vision insurance. In addition, USI provides life insurance, short- and long-term disability insurance, and accidental death and dismemberment insurance to help protect employees and their families.

Employee Benefits 130

Employee Benefits Flexible Spending Account Disability Insurance Health Savings Account 130

Attorney Charlie Hall

NOVEMBER 13, 2021

After you have applied for Social Security Disability Insurance or Supplemental Security Income benefits, you may receive a notice that schedules you for a Consultative Examination (CE). The DDS gathers medical evidence and renders an initial decision as to whether or not a claimant is disabled.

Consulting 130

Consulting Medical Disability Insurance Hospitality 130

Higginbotham

DECEMBER 18, 2024

If you are diagnosed with a terminal illness and your life insurance policy has this rider, you can file a claim to access the accelerated death benefits while youre alive. Accelerated death benefits can help cover expenses associated with a serious illness, such as medical bills and lost wages.

Life Insurance 52

Life Insurance Insurance Disability Insurance Medical 52

Insperity

NOVEMBER 26, 2024

Standard” benefits may include: Health, dental and vision insurance Retirement savings plan, with a company match Life insurance Disability insurance Workers’ compensation insurance Paid time off (PTO) – two weeks per year at a minimum, three weeks per year preferred.

Employee Benefits 72

Employee Benefits Family and Medical Leave Act PTO Flexible Spending Account 72

HR Digest

MARCH 7, 2023

In the United States, taking a leave of absence can be complicated, especially when it comes to medical emergencies or other personal reasons. This can be frustrating for those dealing with a medical emergency, whether for themselves or a close family member. It is important to differentiate between medical leave and sick leave.

Family and Medical Leave Act 52

Family and Medical Leave Act Medical Paid Sick Leave Paid Leave 52

InterWest Insurance Services

FEBRUARY 9, 2023

While their health insurance will cover their medical expenses, it won’t cover the cost of living while they recover. Only 30% of American workers in private industry currently have access to employer-sponsored long-term disability insurance coverage, according to the U.S. Bureau of Labor Statistics.

Disability Insurance 90

Disability Insurance Voluntary Benefits Insurance Health Insurance 90

Attorney Charlie Hall

NOVEMBER 26, 2021

WHO PROCESSES AND DETERMINES YOUR INITIAL APPLICATION FOR SOCIAL SECURITY DISABILITY INSURANCE (SSDI) BENEFITS? Initially, the disability claims are processed through a network of Local Social Security Field Offices and State agencies called Disability Determination Services (DDSs).

Medical 130

Medical Disability Insurance Consulting Government 130

Attorney Charlie Hall

NOVEMBER 26, 2021

WHO PROCESSES AND DETERMINES YOUR INITIAL APPLICATION FOR SOCIAL SECURITY DISABILITY INSURANCE (SSDI) BENEFITS? Initially, the disability claims are processed through a network of Local Social Security Field Offices and State agencies called Disability Determination Services (DDSs).

Insurance 130

Insurance Medical Disability Insurance Consulting 130

Corporate Synergies

SEPTEMBER 24, 2018

It’s important to educate employees on how long-term care and long-term disability insurance differ from each other. So it stands to reason that there’s a resurgence of interest in long-term care and long-term disability insurance. Long-term care insurance can cover anyone who requires extended care. As Seen In.

Disability Insurance 40

Disability Insurance Insurance Health and Welfare Education 40

InterWest Insurance Services

AUGUST 30, 2022

Furthermore, smaller employers are ramping up their benefits package to attract talent: Two-thirds of all employers nationwide with fewer than 100 employees are planning to add non-medical benefits to their compensation mix. The popularity of medical insurance is well established. Dental insurance. Life insurance.

Benefits Package 98

Benefits Package 401(k) Disability Insurance Health Insurance 98

Business Management Daily

MAY 2, 2023

The COVID-19 pandemic brought mandatory vaccinations and medical screenings to many companies, which has caused some controversy regarding the confidentiality of employee medical information. In particular, many want to know who should and who should not have access to their employee medical records.

Medical 52

Medical Family and Medical Leave Act Mining Healthcare 52

Business Management Daily

MAY 2, 2023

The COVID-19 pandemic brought mandatory vaccinations and medical screenings to many companies, which has caused some controversy regarding the confidentiality of employee medical information. In particular, many want to know who should and who should not have access to their employee medical records.

Medical 52

Medical Family and Medical Leave Act Mining Healthcare 52

Employee Benefits

MAY 29, 2023

Employee benefits are defined as ‘non-salary compensation provided to employees in addition to their salary or hourly pay’ These benefits may include private medical insurance, pension contributions , childcare vouchers, a car scheme , and other perks such as discounts on gym memberships, travel, or education.

Salary 98

Salary Employee Benefits Disability Insurance Pension 98

Insperity

JUNE 24, 2015

These leaves include medical absences governed by the Family and Medical Leave Act ( FMLA ) and Americans with Disabilities Act ( ADA ), military leave, jury duty and other state-mandated leaves. If their absence is not protected by the Family and Medical Leave Act (FMLA), then it's considered a non-FMLA medical leave.

Family and Medical Leave Act 81

Family and Medical Leave Act Disability Insurance Medical Parental Leave 81

InterWest Insurance Services

JUNE 2, 2022

That’s compared to other voluntary benefits like major medical, life insurance and disability insurance, which employees may need many years down the road, if ever.

Health 98

Health Voluntary Benefits Disability Insurance Deductible 98

Empuls

AUGUST 28, 2024

They offer a broad spectrum of health insurance plans, including medical, dental, vision, and specialty benefits. Anthem : Anthem is a major player in the health insurance industry, offering a wide range of employee benefits, including medical, dental, vision, and life insurance.

Benefit Providers 40

Benefit Providers Employee Benefits 401(k) Retirement Plan 40

Insperity

FEBRUARY 13, 2018

Start by offering a solid benefits package that includes a great portfolio of health insurance options to choose from. This alone can help ease some of your employees’ money concerns because they will have the opportunity to get things like medical insurance, disability, flexible spending accounts, retirement plans and more.

401(k) 77

401(k) Disability Insurance Flexible Spending Account Deductible 77

Kollath CPA

OCTOBER 27, 2021

Generally, this type of insurance: Protects against loss from medical expenses, libel, slander, defending lawsuits, and settlement bonds or judgments. Laws requiring insurance vary by state, so visit your state’s website to find out the requirements for your business. Before you buy small-business insurance, assess your risks.

Insurance 93

Insurance Workers’ Compensation Disability Insurance Deductions 93