Higginbotham

JULY 17, 2023

If you’re someone who’s familiar with the intensity of that commitment, have you considered what would happen to your business if you were unable to work due to a disability? In this article, we will explore the importance of disability insurance for business owners and how it can help protect your livelihood in times of need.

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Workers' Compensation Perspectives

SEPTEMBER 23, 2023

[This is the second part of a discussion on the Disability Insurance “trust gap”. It is based on notes and discussions points for sessions in a 4th year Disability Management course on Workplace Insurance and Benefits. Part 1 explored the reasons for the lack of trust in disability insurance.

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Workers' Compensation Perspectives

JULY 4, 2024

The apparent rise in mental disability claims is a significant issue for disability insurers and workers’ compensation systems. I accept the following as a fundamental principle for workers’ compensation: If work is the cause of injury and disability, then the compensation and treatment should be funded by the employer.

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Disability Insurance Workers’ Compensation Insurance Family and Medical Leave Act 52

Attorney Charlie Hall

MAY 18, 2020

How a Social Security Disability Attorney Can Help You. Attorney Charlie Hall does the legwork in your case, so that you can focus on your medical treatment and recovery. Social Security Disability Insurance and Supplemental Security Income benefits can take a long time to obtain. We don’t push that on you.

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Higginbotham

OCTOBER 29, 2024

Their expertise lies in understanding the insurance landscape and creating benefits packages that meet the unique needs of an employer’s workforce. This involves tailoring core benefits like health, dental and vision insurance while incorporating voluntary options, such as disability insurance, mental health benefits or life insurance.

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Workers' Compensation Perspectives

APRIL 29, 2024

Many workers’ compensation jurisdictions and work-disability insurers have noted increasing mental disorder (also called psychological injury, mental injury) claims over time. US Social Security provides benefits to workers for certain disabilities. In this post, we survey some of the data reflecting this increase.

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Disability Insurance Workers’ Compensation Insurance Pension 52

Achievers

FEBRUARY 2, 2021

Federal and state mandated benefits include health insurance, worker’s compensation, unemployment insurance, and required leave time for caring for family and/or personal medical purposes. Health insurance, and family and medical leave, are not required for all businesses.

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Employee Benefits Family and Medical Leave Act Employee Recognition Voluntary Benefits 238

Workers' Compensation Perspectives

JUNE 2, 2024

On the disability insurance side, this shift has meant changes to policies and procedures. While not everyone has access to disability plans, insured parties want clarity of the coverage; insurers need clear procedures to approve coverage. The toughen-up attitude still exists.

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InterWest Insurance Services

JULY 26, 2022

You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.

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Business Management Daily

JUNE 20, 2022

Thus, according to EEOC.gov: “If a woman is temporarily unable to perform her job due to a medical condition related to pregnancy or childbirth, the employer or other covered entity must treat her in the same way as it treats any other temporarily disabled employee. Pregnancy disability leave. The Family and Medical Leave Act.

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HR Lineup

MAY 10, 2023

The company also provides access to telemedicine services, which allows employees to consult with doctors and other medical professionals remotely. PlanSource also provides a range of insurance plans to employees, including health, dental, vision, life, and disability insurance.

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HR Lineup

FEBRUARY 14, 2023

Whether it’s medical, dental, vision, life, or disability insurance, EBC’s experienced consultants will help clients choose the right coverage for their employees. The firm works closely with clients to understand their specific needs and goals, and then develops a tailored benefits plan that meets those needs.

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Attorney Charlie Hall

NOVEMBER 13, 2021

After you have applied for Social Security Disability Insurance or Supplemental Security Income benefits, you may receive a notice that schedules you for a Consultative Examination (CE). The DDS gathers medical evidence and renders an initial decision as to whether or not a claimant is disabled.

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HR Digest

MARCH 7, 2023

In the United States, taking a leave of absence can be complicated, especially when it comes to medical emergencies or other personal reasons. This can be frustrating for those dealing with a medical emergency, whether for themselves or a close family member. It is important to differentiate between medical leave and sick leave.

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InterWest Insurance Services

FEBRUARY 9, 2023

While their health insurance will cover their medical expenses, it won’t cover the cost of living while they recover. Only 30% of American workers in private industry currently have access to employer-sponsored long-term disability insurance coverage, according to the U.S. Bureau of Labor Statistics.

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Disability Insurance Voluntary Benefits Insurance Health Insurance 90

Attorney Charlie Hall

NOVEMBER 26, 2021

WHO PROCESSES AND DETERMINES YOUR INITIAL APPLICATION FOR SOCIAL SECURITY DISABILITY INSURANCE (SSDI) BENEFITS? Initially, the disability claims are processed through a network of Local Social Security Field Offices and State agencies called Disability Determination Services (DDSs).

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Attorney Charlie Hall

NOVEMBER 26, 2021

WHO PROCESSES AND DETERMINES YOUR INITIAL APPLICATION FOR SOCIAL SECURITY DISABILITY INSURANCE (SSDI) BENEFITS? Initially, the disability claims are processed through a network of Local Social Security Field Offices and State agencies called Disability Determination Services (DDSs).

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Insurance Medical Disability Insurance Consulting 130

Insperity

JUNE 24, 2015

These leaves include medical absences governed by the Family and Medical Leave Act ( FMLA ) and Americans with Disabilities Act ( ADA ), military leave, jury duty and other state-mandated leaves. If their absence is not protected by the Family and Medical Leave Act (FMLA), then it's considered a non-FMLA medical leave.

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Business Management Daily

MAY 2, 2023

The COVID-19 pandemic brought mandatory vaccinations and medical screenings to many companies, which has caused some controversy regarding the confidentiality of employee medical information. In particular, many want to know who should and who should not have access to their employee medical records.

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Business Management Daily

MAY 2, 2023

The COVID-19 pandemic brought mandatory vaccinations and medical screenings to many companies, which has caused some controversy regarding the confidentiality of employee medical information. In particular, many want to know who should and who should not have access to their employee medical records.

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Employee Benefits

MAY 29, 2023

Employee benefits are defined as ‘non-salary compensation provided to employees in addition to their salary or hourly pay’ These benefits may include private medical insurance, pension contributions , childcare vouchers, a car scheme , and other perks such as discounts on gym memberships, travel, or education.

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InterWest Insurance Services

JUNE 2, 2022

That’s compared to other voluntary benefits like major medical, life insurance and disability insurance, which employees may need many years down the road, if ever.

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Insperity

FEBRUARY 13, 2018

Start by offering a solid benefits package that includes a great portfolio of health insurance options to choose from. This alone can help ease some of your employees’ money concerns because they will have the opportunity to get things like medical insurance, disability, flexible spending accounts, retirement plans and more.

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Empuls

AUGUST 28, 2024

They offer a broad spectrum of health insurance plans, including medical, dental, vision, and specialty benefits. Anthem : Anthem is a major player in the health insurance industry, offering a wide range of employee benefits, including medical, dental, vision, and life insurance.

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Kollath CPA

OCTOBER 27, 2021

Generally, this type of insurance: Protects against loss from medical expenses, libel, slander, defending lawsuits, and settlement bonds or judgments. Laws requiring insurance vary by state, so visit your state’s website to find out the requirements for your business. Before you buy small-business insurance, assess your risks.

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Insperity

APRIL 16, 2015

This includes medical, dental and vision coverage, a health care flexible spending account , a retirement plan, life insurance and personal accident insurance, short-term and long-term disability insurance, adoption assistance, commuter benefits and educational assistance.

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Employee Benefits

MAY 29, 2024

Telereal also offers its employees extended paid maternity and paternity leave, private medical insurance, long-term disability insurance, life assurance, an employee assistance programme, a bikes-for-work scheme, an electric vehicle lease scheme and a performance–related bonus scheme based on both individual and employer performance.

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HR Digest

MAY 22, 2021

Disability insurance. Life insurance. A plush compensation and benefits plan that covers the cost of essentials, such as medical, dental and vision insurance, that you would otherwise have to pay for from your pocket will save you from a lifetime of financial headaches. Employee assistance program.

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HR Digest

JANUARY 11, 2020

The Family and Medical Leave Act gives workers 12 weeks of unpaid leave. There are three states, California, New Jersey, and Rhode Island, which offer paid family leave and finance it through payroll taxes that pay into the states’ existing temporary disability insurance programs.

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Workers' Compensation

MARCH 8, 2022

determined that the use of medical monitoring settlements entered by the N.J. settlement using the medical monitoring mechanism, the report concluded, creates a cost-shifting of the burden of work-related accidents and exposures from employers to the State's taxpayers. The Medical Secondary Payer Act [M.S.P.]

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Pension Workers’ Compensation Medical Disability Insurance 64

Higginbotham

OCTOBER 14, 2022

Disability Insurance and Life Insurance. Health insurance is a key element of any employee benefits package, but small business owners should consider offering other benefits as well. Life insurance is a popular choice. Disability insurance is another popular option. Dental and Vision Insurance.

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Business Management Daily

JUNE 5, 2024

Employers can do this through a leave program they run or by adding short-term disability insurance to their health insurance and benefits package. Short-term Disability Employees can often use short-term disability insurance for pregnancy and childbirth.

Parental Leave 52

Parental Leave Family and Medical Leave Act Disability Insurance Paid Leave 52

Insperity

JUNE 24, 2015

These leaves include medical absences governed by the Family and Medical Leave Act (FMLA) and Americans with Disabilities Act (ADA), military leave, jury duty and other state-mandated leaves. If their absence is not protected by the Family and Medical Leave Act (FMLA), then it’s considered a non-FMLA medical leave.

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Family and Medical Leave Act Disability Insurance Medical Parental Leave 60

Higginbotham

AUGUST 13, 2024

Are your employees stressed about medical bills? workers postpone health care needs because they’re worried about cost, even if they have health insurance. Medical care can be expensive, and group health insurance isn’t always enough. Hospital indemnity insurance can: Help alleviate stress about money.

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Employee Benefits

JUNE 5, 2024

It also offers resources and tools to volunteer, private medical, dental and vision insurance, retirement plans, and life, accident, income protection and disability insurance.

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HR Digest

APRIL 3, 2022

These benefits are regulated by the state laws and these usually include: Unemployment Insurance . Family and Medical Leave . Disability Insurance . There are also other workplace benefits such as health insurance, paid vacation, life insurance, and retirement benefits. Social Security .

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Family and Medical Leave Act Employee Benefits Paid Vacation Disability Insurance 52

COMPackage

SEPTEMBER 30, 2024

Long-Term Incentives: This may involve stock options, restricted stock units, or profit-sharing plans.

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