Insperity

NOVEMBER 19, 2014

This strong return may explain why many states, like California, require employers to have a written safety program. An industry-specific template – Some online companies sell downloadable safety program templates designed for different industries for approximately $100-$150. Join a PEO.

Workers’ Compensation 92

Workers’ Compensation Insurance Carriers Consulting Insurance 92

Insperity

JANUARY 4, 2024

An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee. Some compromise may be necessary When you choose your own insurance offering through a broker, you can select from a vast number of available insurance carriers and plan designs.

Insurance Carriers 101

Insurance Carriers Workers’ Compensation Professional Employer Organization Insurance 101

Insperity

JUNE 11, 2014

As employment laws, tax laws and health care reform continue to change at a rapid pace, it can be difficult for business owners to keep up. If you are weighing the option of outsourcing human resource (HR) duties through a co-employment relationship, here are eight important things to consider when selecting a PEO: 1.

Professional Employer Organization 61

Professional Employer Organization Employment Insurance Carriers Insurance 61

Insperity

FEBRUARY 12, 2019

This strong return may explain why many states, like California, require employers to have a written safety program. An industry-specific template – Some online companies sell downloadable safety program templates designed for different industries for approximately $100-$150. Join a PEO. Want to learn more about how a PEO can help you?

Workers’ Compensation 86

Workers’ Compensation Insurance Carriers Professional Employer Organization Consulting 86

Insperity

JULY 5, 2022

Their benefits include: Healthier employees, which can help companies contain health insurance costs Less absenteeism and, therefore, greater productivity Higher morale A sense among employees that their employer cares about them in a holistic manner – beyond their functional role at work – which can strengthen loyalty and improve retention.

Employee Wellness 120

Employee Wellness 401(k) PTO Insurance Carriers 120

PeopleStrategy

OCTOBER 17, 2023

With a level funded plan, your business pays a fixed monthly amount (a level fee, similar to a premium) to an insurance carrier or third-party administrator. This amount is calculated based on the employees’ expected healthcare costs, administrative fees, and a stop-loss insurance component.

Insurance Carriers 52

Insurance Carriers Healthcare Health Insurance Deductible 52

Workers' Compensation

MARCH 26, 2024

Background On October 23, 2019, the defendant, Darshelle Joseph, was injured during the course of his employment with the plaintiff, New Jersey Transit Corp. (NJ There is no requirement the employer's lien must be paid following recovery from a third-party tortfeasor. Disclaimer Download Adobe Reader NJ Transit).

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Medical 52

Corporate Synergies

JUNE 10, 2019

“Our Take” is Corporate Synergies commentary on employee benefits and insurance topics that are in the news. Since CVS announced its plans to buy insurance carrier Aetna in December 2017, many experts, including ours , speculated how the acquisition and other similar ones would change healthcare. But let’s not be naive.

Insurance Carriers 47

Insurance Carriers Healthcare Insurance Employment 47

Corporate Synergies

NOVEMBER 5, 2018

Employee benefits are typically the second-highest expense for employers—right behind payroll. Not knowing what the benefits renewal rate will be until the end of the plan year complicates the balance that employers must strike between offering a rich plan that employees appreciate at a cost the finance team can live with. As Seen In.

Insurance Carriers 45

Insurance Carriers Health and Welfare Insurance Health Insurance 45

Workers' Compensation

AUGUST 13, 2024

The NJ Supreme Court will review whether a workers’ compensation insurance company has a duty to defend an employer against personal injury claims brought by the employer’s employee under an employer's liability insurance policy. See, Millison v. Du Pont De Nemours & Co., 2d 505 (N.J. Hariton Mach. 2d 884 (N.J.

Insurance 52

Insurance Workers’ Compensation Insurance Carriers Manufacturing 52

Workers' Compensation

NOVEMBER 18, 2023

FACTS Five workers employed in the State of New York suffered work-related injuries in NY while working for a NY employer. They were treated in a NJ hospital that obtained assignments for medical costs from the patients against the workers’ compensation carrier of the NY employer. Disclaimer Download Adobe Reader

Medical 52

Medical Workers’ Compensation Insurance Carriers Hospitality 52

Workers' Compensation

JANUARY 8, 2024

In rejecting an employee’s attempt to go forward with a lawsuit directly against an employer, the NJ Appellate Division ruled, in an unreported case,* that an employee, in a novel argument, may assert the “violation of public policy” as an allegation. The exclusion is embodied in the Employer’s Liability EII exclusion.”

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Insurance Banking 52

Insperity

NOVEMBER 19, 2014

This strong return may explain why many states, like California, require employers to have a written safety program. An industry-specific template – Some online companies sell downloadable safety program templates designed for different industries for approximately $100-$150. Join a PEO.

Workers’ Compensation 48

Workers’ Compensation Insurance Carriers Professional Employer Organization Consulting 48

Corporate Synergies

FEBRUARY 11, 2019

Employers can help make the process a little easier with the right communication tools. Insurance will often cover routine appointments and tests, such as blood tests, basic genetic screenings, ultrasounds, a glucose test and stress test. After a baby is born, they’re not automatically added to health insurance.

Health Insurance 47

Health Insurance Insurance Insurance Carriers Out of Pocket Cost 47

Corporate Synergies

FEBRUARY 18, 2019

Annual health insurance carrier negotiations doesn’t have to be a contact sport. During carrier negotiations, employers naturally seek the lowest rate increase, while carriers typically propose a high increase. Want to Tackle Rising Insurance Costs? Download PDF Subscribe to the Knowledge Center.

Insurance Carriers 40

Insurance Carriers Utilities Health Insurance Insurance 40

Insperity

JULY 26, 2016

Are you uncertain about how to find the most suitable professional employer organization (PEO) for your company? If your company does business in states that have many or complex employment laws, such as California, Massachusetts and New York, it may be beneficial for the PEO you select to be well-versed in the laws of those states.

Insurance Carriers 55

Insurance Carriers Professional Employer Organization Insurance Government 55

Genesis HR Solutions

APRIL 27, 2021

What is a Professional Employer Organization (PEO)? According to the National Association of Professional Employer Organizations ( NAPEO ), “A professional employer organization (PEO) provides comprehensive HR solutions for small and mid-size businesses. Download Everything You Need To Know About PEOs ! Here’s why.

Professional Employer Organization 59

Professional Employer Organization Insurance Carriers Payroll Benefits Package 59

Corporate Synergies

AUGUST 27, 2018

Employers are increasingly pulled in many directions when it comes to employee benefits, and pharmacy benefits in particular. Employers are more sophisticated about choosing the right PBM than they were just five years ago, which means expectations of what PBMs provide have changed. Cons: Bundling reduces flexibility.

Insurance Carriers 40

Insurance Carriers Health and Welfare Medical Utilities 40

Genesis HR Solutions

AUGUST 19, 2020

Like almost every other industry, professional employer organizations (PEOs) have been forced by the global pandemic to ask themselves this question. Get an in-depth look at professional employer organizations and why you should consider partnering with one. Download Everything you need to know about PEOs: A step-by-step guide.

Work From Home 52

Work From Home Professional Employer Organization Insurance Carriers Human Resources 52

Corporate Synergies

MARCH 25, 2019

A benefits advocate who delivers the how and why of plan use when employees are asking for assistance helps the employer control health insurance costs. To cut health plan costs, many employers are moving toward a self-funded plan that provides transparency into claims data. As Seen In. More on that in a minute.

Healthcare 40

Healthcare Out of Pocket Cost Insurance Carriers Health Insurance 40

Corporate Synergies

JULY 9, 2018

Health insurance industry consolidation hasn’t been good for healthcare consumers or employers. For example, multi-state employers’ health insurance options are typically limited to the four major national carriers: Blue Cross Blue Shield, United Healthcare, Cigna and Aetna. It depends on your point of view.

Healthcare 40

Healthcare Insurance Health Insurance Insurance Carriers 40

Genesis HR Solutions

JANUARY 8, 2019

If you’re investigating outsourcing your HR needs, you may have run into two different services that seem similar: administrative services organization (ASO) and professional employer organization (PEO). PEO services include administration of the following: Employer compliance. Download Everything You Need To Know About PEOs!

Health and Welfare 45

Health and Welfare Insurance Carriers Workers’ Compensation Insurance 45

Corporate Synergies

NOVEMBER 13, 2018

When it comes to commercial vehicle insurance, it’s a rocky road. Many companies felt the shock of rising insurance rates in 2015, 2016 and 2017. Insurance carriers look at their profit margins each year and must maintain required ratios so that future claims can be paid and the company can remain profitable.

Insurance 9

Insurance Insurance Carriers Electronics Engineering 9

Corporate Synergies

JULY 22, 2019

Adopting an urgent care first mentality can help employees and employers control healthcare costs. But these centers could also help employers minimize expensive emergency room (ER) claims. The cost to the employer (and often the employee) is often far less than the ER. Download PDF Subscribe to the Knowledge Center.

Employee Benefits 40

Employee Benefits Insurance Carriers Healthcare Health Savings Account 40

Corporate Synergies

APRIL 15, 2019

Many employers have little line of sight into how their plan is performing until it’s too late. Regardless of strategy, I recommend employers take steps toward a self-funding benefits model. Self funding also provides more plan design flexibility and eliminates the internal costs that an insurance carrier builds into a plan for profit.

Voluntary Benefits 46

Voluntary Benefits Insurance Carriers Finance Health Savings Account 46

Insperity

JULY 26, 2016

Are you uncertain about how to find the most suitable professional employer organization (PEO) for your company? If your company does business in states that have many or complex employment laws, such as California, Massachusetts and New York, it may be beneficial for the PEO you select to be well-versed in the laws of those states.

Professional Employer Organization 40

Professional Employer Organization Insurance Carriers Insurance Taxes 40

Higginbotham

MARCH 1, 2022

Past or present employer. All businesses in Connecticut are required to have a Federal Employer Identification Number (EIN) and register with the Connecticut Secretary of State and Department of Revenue Services. Show proof of unemployment insurance and workers’ compensation coverage. Mechanical Contractor.

Construction 52

Construction Insurance Taxes Workers’ Compensation 52

Corporate Synergies

APRIL 8, 2019

Consolidation in the insurance industry—integrating pharmacy benefit managers (PBMs) into carriers—is bringing change to the way employers buy health insurance and how employees and consumers use it. Whether these PBM-carrier mergers are good or bad remains to be seen. What Plans Should Do Right Now.

Employment 40

Employment Insurance Carriers Insurance Manufacturing 40

Workers' Compensation

DECEMBER 6, 2024

What does this mean for employers? This study suggests employers can reduce workers' compensation costs by advising injured workers to seek legal representation. This study has several implications for workers, employers, and policymakers. Disclaimer Download Adobe Reader What are the implications of this study?

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Compensation System Medical 52

Flimp Communications

OCTOBER 1, 2024

The report shows an average engagement rate of 70% across campaigns from 235 employers in 14 industries and 842,000 employees. Further details of campaign performance segmented by industry vertical can be found in the full report, available to view and download here: 2023-24 Open Enrollment Case Study and Trends Report.

Insurance Carriers 52

Insurance Carriers Pharmaceutical Transportation Manufacturing 52

Workers' Compensation

MARCH 19, 2025

Changes within the Department of Government Efficiency (DOGE) could have negative economic repercussions for states that rely on a loophole that allows workers' compensation insurance carriers to benefit from Social Security Disability payments through reverse offsets. Disclaimer Download Adobe Reader All rights reserved.

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Disability Insurance Government 52