InterWest Insurance Services

JULY 26, 2022

According to a recent survey, four in 10 American workers live paycheck to paycheck. You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Tax-deductible premiums.

Disability Insurance 95

Disability Insurance Insurance Carriers Insurance Deductions 95

InterWest Insurance Services

MARCH 3, 2023

A new study has found that individuals enrolled in high-deductible health plans (HDHPs) are more engaged than their traditional plan counterparts during open enrollment, spending more time on choosing plans and using employer-provided tools to help them make their choices. workers were enrolled in them. In 2022, 32% were.

Deductions 98

Deductions Deductible Insurance Carriers Education 98

HR Bartender

SEPTEMBER 1, 2016

Fortunately, I worked for an employer that was open to modified duty. It sounds like this employer is as well. Any thoughts about using off-site, non-profits or charities to accommodate modified duty for an injured worker? a national workers’ compensation and human resources consulting company. My recovery took years.

Insurance Carriers 70

Insurance Carriers Workers’ Compensation Human Resources Insurance 70

Insperity

SEPTEMBER 14, 2021

Choosing the right professional employer organization (PEO) for your company is a huge project. CPA-affirmed documentation that they remit employment taxes in a timely manner. Background reports of their individuals responsible for employment tax payments. Documentation that they have positive working capital.

Professional Employer Organization 90

Professional Employer Organization Employment Insurance Taxes 90

InterWest Insurance Services

DECEMBER 9, 2021

These rules were all not mandatory and employers could choose whether to relax them or not. Here are the rules that will sunset at the end of 2021: Allowing employees who had declined group health insurance for the 2021 plan year to sign up for coverage. The main focus is on incentives and if they are discriminatory to some workers.

Health Insurance 98

Health Insurance Insurance Insurance Carriers Deductions 98

InterWest Insurance Services

DECEMBER 2, 2022

The key for employers grappling with these higher costs is how they can reduce their impact by switching up plan offerings and choosing plans that do a good job of managing specialty drug costs, which have been spiraling over the last decade. Compare insurance plans and providers. Other cost-saving measures.

Insurance Carriers 97

Insurance Carriers Insurance Hospitality Consulting 97

Insperity

JANUARY 4, 2024

An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee. Some compromise may be necessary When you choose your own insurance offering through a broker, you can select from a vast number of available insurance carriers and plan designs.

Insurance Carriers 98

Insurance Carriers Workers’ Compensation Professional Employer Organization Payroll 98

Workers' Compensation

MARCH 26, 2024

The New Jersey Superior Court, Appellate Division, ruled that a third-party lien can remain unresolved until the workers’ compensation claim is adjudicated. Background On October 23, 2019, the defendant, Darshelle Joseph, was injured during the course of his employment with the plaintiff, New Jersey Transit Corp. (NJ NJ Transit).

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Medical 52

InterWest Insurance Services

MARCH 15, 2022

That’s why it’s important for any employer with a group health plan to warn its staff about the importance of safeguarding their medical and health insurance information, including plan information and health insurance cards. How to identify fraud. You may have to submit records requests and pay fees to get copies.

Medical 98

Medical Health Insurance Insurance Carriers Insurance 98

Insperity

FEBRUARY 14, 2011

Organizations need to learn to manage workers’ compensation claims. Organizations with organized claims and disability management programs have lower rates of lost work time, reduced costs, and less attorney involvement in their workers’ compensation claims. Lower loss costs means lower workers’ compensation costs.

Workers’ Compensation 40

Workers’ Compensation Insurance Carriers Management Medical 40

Insperity

NOVEMBER 19, 2014

If you’re looking for ways to save on workers’ compensation insurance, you’re well aware of the direct costs that you pay in premiums. But what you may not have considered are the indirect costs of on-the-job accidents and injuries, which go beyond what you pay for workers’ compensation insurance. Return-to-Work Program.

Workers’ Compensation 47

Workers’ Compensation Insurance Carriers Professional Employer Organization Consulting 47

The Workcomp Writer

MAY 17, 2022

The appellate court added, however, that the trial court should also have required the carrier to pay its proportionate share of the non-attorney’s fee expenses associated with securing the malpractice settlement. In its letters, it asserted its subrogation rights pursuant to the Texas Workers’ Compensation Act. Insurance Co.

Workers’ Compensation 85

Workers’ Compensation Insurance Carriers Medical Deductions 85

The Workcomp Writer

AUGUST 13, 2024

Finding the phrase “employment in this State” contained in 21 V.S.A. § Burnett sought workers’ compensation benefits with the employer’s Vermont insurance carrier, which denied the claim citing a lack of jurisdiction. The Court held that the phrase “employment in this State” in 21 V.S.A. § Miller Bros.

Workers’ Compensation 40

Workers’ Compensation Insurance Carriers Insurance Employment 40

Benefit Resource Inc.

MARCH 5, 2021

According to a recent SHRM article , employers should expect a government funded COBRA subsidy to shortly be a reality. Various forms of legislation have been proposed, including the Worker Health Coverage Protection Act and the American Rescue Plan Act. If using an administrator, the full amount would be remitted back to the employer.

Government 74

Government Insurance Carriers Taxes Insurance 74

Florida Workers' Comp

FEBRUARY 8, 2022

The allegation is of misrepresentation and the inappropriate collection of only $1,700 in workers' compensation benefits. NBC reports on a New York man who faces multiple counts of misrepresentation for "submitting multiple fake positive Covid-19 tests" to his employer. However, who couldn't use an extra $1,700?

Workers’ Compensation 80

Workers’ Compensation Insurance Carriers Hospitality Government 80

Workers' Compensation

JUNE 21, 2022

The US Supreme Court (SCOTUS) declined to review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. Therefore, the individual States will remain the authority on whether reimbursement for medical marijuana will be permitted in a workers' compensation claim.

Medical 64

Medical Workers’ Compensation Insurance Carriers Government 64

Workers' Compensation

AUGUST 13, 2024

The NJ Supreme Court will review whether a workers’ compensation insurance company has a duty to defend an employer against personal injury claims brought by the employer’s employee under an employer's liability insurance policy. See, Millison v. Du Pont De Nemours & Co., 2d 505 (N.J. Hariton Mach.

Insurance 52

Insurance Workers’ Compensation Insurance Carriers Manufacturing 52

Insperity

JULY 5, 2022

The COVID-19 pandemic and all the stressors placed on workers during this tumultuous time have highlighted how critical mental health , work-life balance and overall wellbeing are. In fact, wellness programs ranked within employers’ top six benefits. Often, this type of tool is available via your company’s health insurance carrier.

Employee Wellness 117

Employee Wellness 401(k) PTO Insurance Carriers 117

The Workcomp Writer

OCTOBER 3, 2024

District Court for the District of Colorado, the Supreme Court of Colorado held that an employee who receives workers’ compensation benefits for injuries caused by an underinsured third-party tortfeasor is not barred from pursuing further recovery from his or her employer’s UM/UIM insurer [ Klabon v. Defendant: Travelers Prop.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

Workers' Compensation

NOVEMBER 18, 2023

FACTS Five workers employed in the State of New York suffered work-related injuries in NY while working for a NY employer. They were treated in a NJ hospital that obtained assignments for medical costs from the patients against the workers’ compensation carrier of the NY employer. Port Authority of N.Y. and N.J. ,

Medical 52

Medical Workers’ Compensation Insurance Carriers Hospitality 52

Business Management Daily

FEBRUARY 26, 2020

Various federal and state laws apply, including your state’s workers’ compensation rules, the FMLA and the ADA. Workers’ compensation absences. Employees who are injured at work are eligible for workers’ compensation benefits. For example, many injured workers can perform other work while recovering.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Medical Insurance 52

CorpStrat

JULY 10, 2024

The majority of US employers will be getting a very thick package in their inboxes from their insurance company in the next 60 to 90 days. Note that insurance companies are overwhelmed at this time of year too, so the sooner you get a planning and strategy done, the better your outcomes will be. What to do? Call or email us.

Insurance Carriers 52

Insurance Carriers Insurance Payroll Employee Benefits 52

Workers' Compensation

JANUARY 8, 2024

In rejecting an employee’s attempt to go forward with a lawsuit directly against an employer, the NJ Appellate Division ruled, in an unreported case,* that an employee, in a novel argument, may assert the “violation of public policy” as an allegation. The exclusion is embodied in the Employer’s Liability EII exclusion.”

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Insurance Banking 52

Workers' Compensation

MAY 31, 2022

The US Supreme Court (SCOTUS) is scheduled to conference the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The petitioner further argues that Minnesota’s workers’ compensation system does not facilitate access to marijuana. 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

Workers' Compensation

JANUARY 5, 2022

A recent study provides a potential opportunity for employers and insurance companies to reduce their risk exposure through early sequencing and treatment proactively. Occupational Exposure as a Claim Occupational exposure claims were not initially included in the model workers’ compensation of the early 1900s. 340, 191 A.3d

Family and Medical Leave Act 64

Family and Medical Leave Act Workers’ Compensation Pharmaceutical Medical 64

Workers' Compensation

MAY 16, 2022

The US Government filed an amicus curiae brief requesting that the US Supreme Court (SCOTUS) not review the Minnesota Supreme Court’s decision prohibiting reimbursement of medical marijuana costs in a workers’ compensation claim. The US Government was invited to submit a brief by SCOTUS. Mendota Heights Dental Center, et al., 801 et seq.,

Medical 52

Medical Workers’ Compensation Insurance Carriers Government 52

The Workcomp Writer

FEBRUARY 2, 2024

Workers’ Compensation Claim The Academy’s insurance carrier denied the claim. The Court added that, as the insurance carrier explained in its brief, the CAB discounted the treating physician’s opinion because the doctor did not opine that the claimant “actually contracted MRSA at work.”

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Hospitality Medical 52

The Workcomp Writer

JANUARY 24, 2023

Background Connelly was a passenger in a vehicle driven by her co-worker Trezona during the course and scope of their employment when Trezona negligently caused an accident, injuring Connelly. Both companies denied the claim, maintaining Connelly’s exclusive remedy lay with the the Act. Smallwood , 308 S.C. 471, 419 S.E.2d

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

The Workcomp Writer

FEBRUARY 1, 2022

Workers’ Comp. Since the employer’s outlay for workers’ compensation benefits exceeded the $150,000 held in escrow, all the funds (after payment of litigation expenses) had to be paid over to the employer. for lost wages, of which Employer paid $65,662.91; $16,997.42 Employer’s Proposed Distribution.

Workers’ Compensation 56

Workers’ Compensation Insurance Carriers Deductions Deductible 56

Higginbotham

DECEMBER 14, 2023

While electric cars generally require fewer repairs than gas-powered vehicles, the cost of replacement parts and labor for EVs can be higher due to the need for specialized worker training, scarcity of parts and potential supply chain issues. Remember, bundling discounts can differ among insurance carriers.

Insurance 52

Insurance Insurance Carriers Taxes Technology 52

Workers' Compensation

DECEMBER 28, 2021

The legislation also permanently prohibits insurance carriers from imposing geographic or technological restrictions on the provision of telehealth services, as long as the services being provided meet the same standard of care as if the services were delivered in person. Recommended Citation: Gelman, Jon L.,

Workers’ Compensation 59

Workers’ Compensation Insurance Carriers Healthcare Technology 59

Higginbotham

FEBRUARY 11, 2022

Employer Takeaway. Most all insurance carriers are handling the coverage and availability requirements for their clients. Compensation is limited to $511 per day and $5,110 total per worker. Covered Employers and Employees. The new law applies to employers with more than 25 employees. Employer Takeaway.

Paid Sick Leave 52

Paid Sick Leave Insurance Carriers Paid Leave Flexible Spending 52

Insperity

FEBRUARY 13, 2011

Although OSHA’s general policy is that “performance counts more than paperwork,” it is to the employer’s benefit to have a written program to show the OSHA compliance officer during a workplace inspection. A number of OSHA standards require employers to have written compliance programs. Section 1926.20(b)

Insurance Carriers 40

Insurance Carriers Construction Consulting Insurance 40

Fringe Benefit Analysts

MAY 8, 2022

As many employers and businesses are aware, employee benefits packages are very important considerations for candidates when they are being scouted by recruiters. They will also navigate employers and employees through the layered and complicated task of implementing such plans to reduce complications or errors.

Consulting 52

Consulting Employee Benefits Benefits Package Health Insurance 52

Higginbotham

JUNE 7, 2022

Employer Takeaway. Most employers have already been contacted by their carrier or third-party administrator (TPA) and will rely on their insurance carriers or TPAs to provide the MRFs. Still, these employers remain legally liable for compliance under the TiC Final Rules. Employer Takeaway.

Family and Medical Leave Act 52

Family and Medical Leave Act Health Insurance Insurance Carriers Insurance 52

Genesis HR Solutions

JANUARY 8, 2019

If you’re investigating outsourcing your HR needs, you may have run into two different services that seem similar: administrative services organization (ASO) and professional employer organization (PEO). PEO services include administration of the following: Employer compliance. Workers’ compensation reporting and claims.

Health and Welfare 45

Health and Welfare Insurance Carriers Workers’ Compensation Insurance 45

Insperity

FEBRUARY 25, 2014

10, 2014, the federal government announced yet another delay to the employer shared responsibility (“Play or Pay”) provisions of the Affordable Care Act. To do so, make sure you have the systems and processes in place to track employee hours throughout 2015 for analysis of your “applicable large employer” status and responsibilities.

Insurance Carriers 40

Insurance Carriers Government Health Insurance Retail 40